404 N Purdy St, Sumter, SC 29150 Property Records

Sumter County property record for 404 N Purdy St, Sumter, SC 29150

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 2,534 sqft · built 1931
Lot Size	0.39 acres (16,988 sqft)
Owner	2 Individual Names on File
Last Sale	$475,000 (Jul 2024)
Tax Bill	$2,547 (2025)
Deeds & Mortgages	Jun 2023 Transfer Oct 2021 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`228-03-01-013`

Property Details

APN / Parcel Number

Primary APN	`228-03-01-013`
Alternative APN	`39887`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Total Rooms	7 Rooms
Stories	1 Story
Building Area	2,534 sqft Living Area
1st Floor Area	1,689 sqft
Flooring	Carpet
Interior Walls	Plaster
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1931
Effective Year Built	Effective 1981
Exterior Material	Brick
Construction Type	Brick
Roof Type	Gable
Roof Material	Asphalt
Lot Area	16,988 sqft (0.39 acres)
Lot Dimensions	87 ft deep x 87 ft wide
Garage Type	Detached
Porch	Finished/Open Porch

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC

Location & Zoning

Account Number	39887
Street Address	404 N PURDY ST
City	SUMTER
State	SC
Zip	29150-4110
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-9
Legal Description	PB96-228 0.39AC
Legal Subdivision	JOSEPH R EDWARDS
Legal Lot Number	3,32
Jurisdiction	SUMTER SC
Township / Civil Division	SUMTER
Census Block Group	2
Census Block	2032
Census Tract	2000

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Individually Listed	Mason, Charles T., House listed 1997 · 3 contributing resources · NRIS 97000745

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

404 N Purdy St is owned and occupied by two individuals who bought it in July 2024.

Source: Sumter County records, as of December 3, 2025

Owner of Record	2 Individual Names on File
Mailing Address	404 N PURDY ST, SUMTER, SC 29150-4110
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 16, 2023	Intrafamily Transfer, Transfer
Oct 25, 2021	Deed, Transfer · Conventional Mortgage GATEWAY FIRST BANK
Oct 31, 2017	Survivorship Deed, Transfer · FHA Mortgage TRUSTMARK NATIONAL BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 3, 2024 · Amount on File
Deed Sale	Jul 3, 2024 · Amount on File
Prior Sale	Oct 25, 2021 · Amount on File
Deed Book / Page	1328 / 4996
Prior Transfer Date	Jun 12, 2023
Prior Transfer Doc	0013154111
Record Updated	Jun 8, 2026

June 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SUMTER SC
Recording Date	Jun 16, 2023
Property Address	404 N PURDY ST, SUMTER, SC 29150-4110
Document Number	0013154111
Book / Page	1315 / 4111
Map Reference	MB 96 PG 228
Instrument Date	Jun 12, 2023
Transaction Type	Transfer
Record Updated	Jul 5, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Living Trust
Address	404 N PURDY ST, SUMTER, SC 29150-4110

October 2021: Deed, Transfer

Document Type	Deed
Jurisdiction	SUMTER SC
Recording Date	Oct 25, 2021
Property Address	404 N PURDY ST, SUMTER, SC 29150-4110
Document Number	0012931196
Book / Page	1293 / 1196
Instrument Date	Oct 21, 2021
Transaction Type	Transfer
Record Updated	Jul 5, 2023

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,024.90
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	404 N PURDY ST, SUMTER, SC 29150-4110

Mortgage

Document Number	0012931200
Date	Oct 25, 2021
Instrument	1293/1200

Lender

Name	GATEWAY FIRST BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Nov 1, 2051

October 2017: Survivorship Deed, Transfer

Document Type	Survivorship Deed
Jurisdiction	SUMTER SC
Recording Date	Oct 31, 2017
Property Address	404 N PURDY ST, SUMTER, SC 29150-4110
Document Number	0012382226
Book / Page	1238 / 2226
Map Reference	MB96 PG228
Instrument Date	Oct 27, 2017
Instrument	1238-2226
Transaction Type	Transfer
Record Updated	Aug 31, 2022

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$764.05
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	404 N PURDY ST, SUMTER, SC 29150-4110

Mortgage

Document Number	0012382229
Date	Oct 31, 2017
Instrument	1238-2229

Lender

Name	TRUSTMARK NATIONAL BANK
Type	Bank

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Nov 1, 2047

Tax Assessment & Valuation

The 2025 property tax bill for 404 N Purdy St was $2,547.

Source: Sumter County assessment roll, as of December 3, 2025

Property Jurisdictions

Type	Name
State	South Carolina
County	Sumter County
Municipality	Sumter City
Unified School District	Sumter County Consolidated School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,547.00	$15,370 Land $1,250 Building $14,120	$384,228 Land $31,330 Building $352,898
2023	$1,361.00 (-20.36%)	$9,340 (-) Land $1,250 Building $8,090	$233,594 (-) Land $31,354 Building $202,240
2022	$1,709.00	$9,340 Land $1,250 Building $8,090	$233,594 Land $31,354 Building $202,240

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 404 N Purdy St in Zone X, an area of minimal flood risk, though there have been 5 flood claims nearby since 1983.

Source: FEMA National Flood Hazard Layer, effective January 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	5 in force
Nearby Flood Claims	5 (1983–2024)
Claims Outside the SFHA	4 of 5
Most Recent Claim	Jun 2024 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 404 N Purdy St is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 98.9% of South Carolina
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF SUMTER serves 53,070 people · EPA ID SC4310001
Water Source	Groundwater
Last State Inspection	Jan 2026
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 277 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: FTC.

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