Lonoke County property record for 404 N Polk St, Cabot, AR 72023
| Property Type | Single Family Home |
|---|---|
| Details | 2.5 ba · 2,222 sqft · built 1990 |
| Lot Size | 1.5 acres (65,340 sqft) |
| Owner | Individual Name on File |
| Last Sale | $135,000 (Jun 2020) |
| Tax Bill | $1,582 (2024) |
| Deeds & Mortgages | Mar 2026 Mortgage Oct 2022 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 723-70130-001 |
| Primary APN | 723-70130-001 |
|---|---|
| Alternative APN |
|
| Full Baths | 2.5 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Stories | 1 Story |
| Building Area | 2,222 sqft Living Area |
| Gross Area | 2,720 sqft |
| 1st Floor Area | 2,222 sqft |
| Flooring | Carpet |
| Year Built | Built 1990 |
|---|---|
| Effective Year Built | Effective 1990 |
| Exterior Material | Brick/Stone |
| Construction Type | Masonry / Concrete Block |
| Roof Type | Hip |
| Roof Material | Asphalt |
| Lot Area | 65,340 sqft (1.5 acres) |
| Garage Type | Attached |
| Garage Area | 498 sqft |
| Driveway | Asphalt Driveway |
| Porch | Open Porch |
| Porch Area | 240 sqft |
| Patio Area | 312 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Street Address | 404 N POLK ST |
|---|---|
| City | CABOT |
| State | AR |
| Zip | 72023-2221 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | PT LOT ONE SW SE SE |
| Legal Range | 09W |
| Legal Township | 04N |
| Legal Section | 07 |
| Legal Lot Number | 1 |
| Jurisdiction | LONOKE AR |
| Township / Civil Division | YORK |
| Census Block Group | 1 |
| Census Block | 1000 |
| Census Tract | 20202 |
404 N Polk St is owned and occupied by an individual who bought it in June 2020.
Source: Lonoke County records, as of April 7, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 404 N POLK ST, CABOT, AR 72023-2221 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Mar 25, 2026 | Deed of Trust, Mortgage · Partial Claim Mortgage FREEDOM MORTGAGE CORP |
| Oct 19, 2022 | Warranty Deed, Transfer · FHA Mortgage SENTE MORTGAGE INC |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jun 8, 2020 · Amount on File |
| Deed Sale | Jun 8, 2020 · Amount on File |
| Deed Document Number | 20205729 |
| Deed Book / Page | 2020 / 5729 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LONOKE AR |
| Property Address | 404 N POLK ST, CABOT, AR 72023-2221 |
| Transaction Type | Mortgage |
| Record Updated | Apr 14, 2026 |
| Name | Verified Name |
|---|---|
| Address | 404 N POLK ST, CABOT, AR 72023-2221 |
| Document Number | 0000003042 |
|---|---|
| Date | Mar 25, 2026 |
| Book Page | 2026/3042 |
| Instrument | 2026-03042 |
| Name | FREEDOM MORTGAGE CORP |
|---|---|
| Type | Subprime Lender |
| Address | BOCA RATON, FL 33431 |
| Type | Partial Claim Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 318 Months |
| Due | Sep 1, 2052 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | LONOKE AR |
| Recording Date | Oct 19, 2022 |
| Property Address | 404 N POLK ST, CABOT, AR 72023-2221 |
| Document Number | 0000012391 |
| Book / Page | 2022 / 12391 |
| Instrument Date | Aug 31, 2022 |
| Instrument | 2022-12391 |
| Transaction Type | Transfer |
| Record Updated | Nov 8, 2022 |
| Title Company | DIVERSITY TITLE AND ESCROW COMPANY, LIBERTY TITLE & ESCROW CO |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,138.50 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 14 CANDLEWOOD CV, 14, GREENBRIER, AR 72058-5011 |
| Name | Verified Name |
|---|---|
| Address | 404 N POLK ST, CABOT, AR 72023-2221 |
| Document Number | 0202212392 |
|---|---|
| Date | Oct 19, 2022 |
| Instrument | 2022-12392 |
| Name | SENTE MORTGAGE INC |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 359 Months |
| Due | Sep 1, 2052 |
Source: Lonoke County assessment roll, as of October 1, 2025
| Type | Name |
|---|---|
| State | Arkansas |
| County | Lonoke County |
| Municipality | Cabot City |
| Unified School District | Cabot Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $31,100 Land $3,600 Building $27,500 | $155,500 Land $18,000 Building $137,500 | |
| 2024 | $1,582.00 | ||
| 2023 | $1,582.00 | $31,100 Land $3,600 Building $27,500 | $155,500 Land $18,000 Building $137,500 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 404 N Polk St in Zone X, an area of minimal flood risk, though there have been 3 flood claims nearby since 1987.
Source: FEMA National Flood Hazard Layer, effective April 25, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 3 (1987–2011) |
| Claims Outside the SFHA | 2 of 3 |
| Most Recent Claim | May 2011 · Severe Storms, Tornadoes, And Associated Flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 404 N Polk St is low, with a 0.05% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 64% of the US · lower than 68% of Arkansas |
|---|---|
| Wildfire Likelihood | 0.05% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CABOT WATERWORKS federal government · serves 27,578 people · EPA ID AR0000338 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Dec 2025 |
| Lead | 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 221 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Connect2First Fiber | 1,000 / 1,000 |
| Optimum Cable | 940 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
Search by:
By searching, you agree to: Terms • Privacy • Disclosures