404 N Ocean Dr, Bethany Beach, DE 19930 Property Records

Sussex County property record for 404 N Ocean Dr, Bethany Beach, DE 19930

Property Summary

Property Type	Single Family Home
Details	3 bd · 1,148 sqft · built 1970
Lot Size	0.149 acres (6,499 sqft)
Owner	2 Individual Names on File
Last Sale	$2,650,000 (Oct 2023)
Tax Bill	$5,413 (2026)
Deeds & Mortgages	Oct 2023 Sale & Mortgage Nov 2018 Refinance + 1 more
Flood Zone	Zone VE (high risk)
APN	`134-17.20-217.00`

Property Details

APN / Parcel Number

Primary APN	`134-17.20-217.00`

Interior

Bedrooms	3 Beds
Plumbing Fixtures	9 Plumbing Fixtures
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,148 sqft Living Area
Elevator	Elevator

Exterior

Year Built	Built 1970
Effective Year Built	Effective 1970
Lot Area	6,499 sqft (0.149 acres)
Lot Dimensions	130 ft deep x 50 ft wide
Parking Spaces	2 Parking Spaces

Location & Zoning

Street Address	404 N OCEAN DR
City	BETHANY BEACH
State	DE
Zip	19930
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	TN
Legal Description	SOUTH BETHANY OCEAN DR LOT 3 BLK 7
Legal Subdivision	SOUTH BETHANY
Legal Block	7
Legal Lot Number	3
Jurisdiction	SUSSEX DE
Township / Civil Division	SELBYVILLE-FRANKFORD
Census Block Group	1
Census Block	1001
Census Tract	51204

Owner

404 N Ocean Dr is owned by two individuals who bought it in October 2023.

Source: Sussex County records, as of October 12, 2026

Owner of Record	2 Individual Names on File
Mailing Address	9612 PINKNEY CT, POTOMAC, MD 20854-4332
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 5, 2023	Deed, Transfer · Stand-Alone First Mortgage EMBRACE HOME LOANS
Nov 29, 2018	Deed of Trust, Mortgage · Stand-Alone Refinance FIRST NATIONAL BANK OF PENNSYLVANIA
Nov 17, 2021	Deed, Transfer · Stand-Alone First Mortgage WELLS FARGO BANK NA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 5, 2023 · Amount on File
Deed Sale	Oct 5, 2023 · Amount on File
Prior Sale	Nov 17, 2021 · Amount on File
Deed Document Number	202334889
Deed Book / Page	5985 / 44
Record Updated	Oct 29, 2026

October 2023: Deed, Transfer

Document Type	Deed
Jurisdiction	SUSSEX DE
Recording Date	Oct 5, 2023
Property Address	404 N OCEAN DR, BETHANY BEACH, DE 19930
Document Number	0059850044
Book / Page	5985 / 44
Map Reference	MB 2 PG 67
Instrument Date	Oct 5, 2023
Instrument	2023000034889
Transaction Type	Transfer
Record Updated	Oct 24, 2023

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$662.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	10208 MALLORY ESTATE DR, GREAT FALLS, VA 22066-1753

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	9612 PINKNEY CT, POTOMAC, MD 20854-4332

Mortgage

Document Number	0220170001
Date	Oct 5, 2023
Book Page	22017/1
Instrument	2023000034891

Lender

Name	EMBRACE HOME LOANS
Type	Mortgage Company

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount on Record
Term	361 Months
Due	Nov 1, 2053

Interest

Rate Type	Adjustable Rate
Rate	0.09%
Adjustable	Adjustable Rate Rider
Type Change Date	Nov 1, 2028
Change Frequency	Monthly
Max Rate At Change	0.05%
Index	1-Year CMT
Max Rate	0.14%

November 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SUSSEX DE
Property Address	404 N OCEAN DR, BETHANY BEACH, DE 19930
Transaction Type	Mortgage
Record Updated	Oct 31, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0172630314
Date	Nov 29, 2018
Book Page	17263/314
Instrument	201800043786

Lender

Name	FIRST NATIONAL BANK OF PENNSYLVANIA
Type	Bank

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record

November 2021: Deed, Transfer

Document Type	Deed
Jurisdiction	SUSSEX DE
Recording Date	Nov 17, 2021
Property Address	404 N OCEAN DR, BETHANY BEACH, DE 19930
Document Number	0055930259
Book / Page	5593 / 259
Instrument Date	Nov 5, 2021
Instrument	20210000071019
Transaction Type	Transfer
Record Updated	May 30, 2023

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	10208 MALLORY ESTATE DR, GREAT FALLS, VA 22066-1753

Mortgage

Document Number	0205260024
Date	Nov 17, 2021
Book Page	20526/24
Instrument	20210000071020

Lender

Name	WELLS FARGO BANK NA
Type	Bank

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount on Record
Term	361 Months
Due	Dec 1, 2051

Tax Assessment & Valuation

The 2026 property tax bill for 404 N Ocean Dr was $5,413, down 0.4% from the year before.

Source: Sussex County assessment roll, as of September 18, 2026

Property Jurisdictions

Type	Name
State	Delaware
County	Sussex County
Municipality	South Bethany Town
Unified School District	Indian River School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$5,413.00 (-0.37%)	$32,200 (-) Land $19,200 Building $13,000	$2,543,900 (-) Land $2,255,800 Building $288,100
2025	$5,433.00	$32,200 Land $19,200 Building $13,000	$2,543,900 Land $2,255,800 Building $288,100
2023	$1,329.00	$32,200 Land $19,200 Building $13,000	$64,400 Land $38,400 Building $26,000

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 404 N Ocean Dr in Zone VE, a high-risk coastal flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective August 17, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone VE high risk · coastal, wave action
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	12.0 ft
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on File median of 507 individual policies
Community Rating System	Class 9 (5% premium discount)
Nearby Flood Policies	535 units insured incl. 28 condo units
Nearby Flood Claims	561 (1978–2024)
Claims Outside the SFHA	2 of 561
Most Recent Claim	Dec 2024 · tidal / storm surge
Claims by Event	Hurricane Sandy, Nov 2012 · 251 claims Severe Winter Storms, High Winds, And Flooding, Feb 1998 · 65 claims Severe Coastal Storm, Jan 1992 · 76 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 404 N Ocean Dr is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 87% of Delaware
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ARTESIAN SOUTHERN SUSSEX REGIONAL private · serves 20,145 people · EPA ID DE00A0323
Water Source	Groundwater
Last State Inspection	Feb 2024
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Jun 2019
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 11 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	1,000 / 75
Mediacom Xtream Cable	1,000 / 50

Cell Coverage

5G (outdoors only) and 4G LTE

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