404 N Oak Ridge Rd, Brandon, SD 57005 Property Records

Minnehaha County property record for 404 N Oak Ridge Rd, Brandon, SD 57005

Property Summary

Property Type	Single Family Home
Details	5 bd · 3.5 ba · 2,287 sqft · built 1987
Lot Size	0.436 acres (18,992 sqft)
Owner	2 Trust Names on File
Last Sale	$880,000 (Aug 2024)
Tax Bill	$7,124 (2025)
Deeds & Mortgages	Oct 2023 Second Mortgage Mar 2025 Second Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`01-17-35-103-016-000`

Property Details

APN / Parcel Number

Primary APN	`01-17-35-103-016-000`
Alternative APN	`56163`

Interior

Bedrooms	5 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	13 Plumbing Fixtures
Total Rooms	9 Rooms
Stories	1 Story
Building Area	2,287 sqft Finished Area
1st Floor Area	2,199 sqft
Basement Area	2,222 sqft
Finished Basement	988 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1987
Effective Year Built	Effective 1987
Architectural Style	Split Level
Exterior Material	Combination
Construction Type	Frame
Foundation Type	Concrete
Roof Type	Gable
Roof Material	Asphalt
Lot Area	18,992 sqft (0.436 acres)
Lot Dimensions	120 ft deep x 112 ft wide
Garage Type	Attached
Garage Area	755 sqft
Parking Spaces	3 Parking Spaces
Deck Area	457 sqft
Patio Area	584 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Account Number	56163
Street Address	404 N OAK RIDGE RD
City	BRANDON
State	SD
Zip	57005-1542
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1;SINGLE
Legal Description	LOT 16 BLOCK 2 BRANDON PARK 2ND ADDN TO CITY OF BRANDON
Legal Subdivision	BRANDON PARK 2ND ADDN
Legal Block	2
Legal Lot Number	16
Jurisdiction	MINNEHAHA SD
Township / Civil Division	BRANDON
Census Block Group	2
Census Block	2000
Census Tract	10501

Owner

404 N Oak Ridge Rd is owner-occupied and held in a trust since August 2024.

Source: Minnehaha County records, as of September 23, 2026

Owner of Record	2 Trust Names on File
Mailing Address	404 N OAK RIDGE RD, BRANDON, SD 57005-1542
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Trust, Corporate Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 11, 2023	Deed of Trust, Mortgage · Stand-Alone Second Mortgage BLACK HILLS FCU
Mar 20, 2025	Deed of Trust, Mortgage · Stand-Alone Second Mortgage DISCOVER BANK
Mar 15, 2022	Deed, Transfer · Conventional Mortgage HOME POINT FINANCIAL CORPORATION
Jun 11, 2014	Quit Claim Deed, Transfer Quitclaim

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 1, 2024 · Amount on File
Deed Sale	Aug 1, 2024 · Amount on File
Prior Sale	Jun 25, 2019 · Amount on File
Deed Book / Page	627-D / 319
Prior Transfer Date	Jun 9, 2014
Prior Transfer Doc	000556/336
Record Updated	Oct 29, 2026

October 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MINNEHAHA SD
Property Address	404 N OAK RIDGE RD, BRANDON, SD 57005-1542
Transaction Type	Mortgage
Record Updated	May 26, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	404 N OAK RIDGE RD, BRANDON, SD 57005-1542

Mortgage

Document Number	MTG1976/173
Date	Oct 11, 2023
Book Page	MTG 1976/173

Lender

Name	BLACK HILLS FCU
Type	Credit Union
Address	RAPID CITY, SD 57709

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount on Record
Term	60 Months
Due	Oct 15, 2028

March 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MINNEHAHA SD
Property Address	404 N OAK RIDGE RD, BRANDON, SD 57005-1542
Transaction Type	Mortgage
Record Updated	May 26, 2026
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	001996/910
Date	Mar 20, 2025
Book Page	1996/910
Instrument	128591

Lender

Name	DISCOVER BANK
Type	Bank
Address	502 E MARKET ST, GREENWOOD, DE 19950

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount on Record
Term	360 Months
Due	Mar 19, 2055

March 2022: Deed, Transfer

Document Type	Deed
Jurisdiction	MINNEHAHA SD
Recording Date	Mar 15, 2022
Property Address	404 N OAK RIDGE RD, BRANDON, SD 57005-1542
Document Number	612DEED/199
Book / Page	612 DEED / 199
Instrument Date	Mar 11, 2022
Transaction Type	Transfer
Record Updated	May 26, 2026

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$510.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	404 N OAK RIDGE RD, BRANDON, SD 57005-1542

Mortgage

Document Number	1948MTG679
Date	Mar 15, 2022
Instrument	1948 MTG/679

Lender

Name	HOME POINT FINANCIAL CORPORATION
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2052

June 2014: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	MINNEHAHA SD
Recording Date	Jun 11, 2014
Property Address	404 N OAK RIDGE RD, BRANDON, SD 57005-1542
Document Number	000556/336
Book / Page	556 / 336
Instrument Date	Jun 9, 2014
Instrument	411378
Transaction Type	Transfer
Record Updated	May 26, 2026

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Living Trust
Address	404 N OAK RIDGE RD, BRANDON, SD 57005-1542
Investor	Possibly a Property Investor

Tax Assessment & Valuation

The 2025 property tax bill for 404 N Oak Ridge Rd was $7,124.

Source: Minnehaha County assessment roll, as of July 16, 2026

Property Jurisdictions

Type	Name
State	South Dakota
Municipality	Brandon City
County	Minnehaha County
Unified School District	Brandon Valley School District 49-2 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$555,620 (+2.57%) Land $44,109 Building $511,511	$555,620 Land $44,109 Building $511,511
2025	$7,124.00	$541,700 (-7.76%) Land $44,600 Building $497,100
2024	$7,124.00	$587,300 Land $41,700 Building $545,600
2022	$7,669.00	$524,100 Land $41,700 Building $482,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 404 N Oak Ridge Rd in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective May 2, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	2 (2019)
Most Recent Claim	Sep 2019 · Severe Storms, Tornadoes, And Flooding
Claims by Event	Severe Storms, Tornadoes, And Flooding, Sep 2019 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 404 N Oak Ridge Rd is low, with a 0.05% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 65% of the US · lower than 78% of South Dakota
Wildfire Likelihood	0.05% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BRANDON serves 11,048 people · EPA ID SD4600048
Water Source	Groundwater
Last State Inspection	Nov 2024
Lead	1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 285 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Midco Fiber	5,000 / 5,000
Alliance Communications Cooperative Fiber	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: AT&T, T-Mobile.

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