404 N Main St, Oregon, WI 53575 Property Records

Dane County property record for 404 N Main St, Oregon, WI 53575

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 1,788 sqft · built 1900
Lot Size	0.287 acres (12,545 sqft)
Owner	Individual Name on Record
Last Sale	$411,000 (Aug 2025)
Tax Bill	$6,627 (2025)
Deeds & Mortgages	Oct 2020 Transfer Jul 2020 Sale & Mortgage + 4 more
Flood Zone	Zone X (minimal risk)
APN	`0509-013-6823-0`

Property Details

APN / Parcel Number

Primary APN	`0509-013-6823-0`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	1,788 sqft Living Area
1st Floor Area	1,022 sqft
2nd Floor Area	766 sqft

Exterior

Year Built	Built 1900
Exterior Material	Stucco
Lot Area	12,545 sqft (0.287 acres)
Porch	Open Porch

Utilities, Heating & Cooling

Heating System	Forced Air

Location & Zoning

Street Address	404 N MAIN ST
City	OREGON
State	WI
Zip	53575-1141
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	CENTRAL ADDN LOT 3 BLOCK 1 EXC CSM 3411
Legal Range	09
Legal Township	05
Legal Section	01
Legal Subdivision	CENTRAL ADD
Legal Block	1
Legal Lot Number	3
Jurisdiction	DANE WI
Township / Civil Division	OREGON
Census Block Group	2
Census Block	2002
Census Tract	12501

Owner

Source: Dane County records, as of January 22, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	404 N MAIN ST, OREGON, WI 53575-1141
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 2, 2020	Quit Claim Deed, Transfer ATTORNEY ONLY
Jul 29, 2020	Warranty Deed, Transfer · Conventional Mortgage GREAT MIDWEST BANK SSB
Mar 9, 2020	Deed of Trust, Mortgage · Line of Credit SUMMIT CU
Mar 22, 2019	Deed of Trust, Mortgage · Conventional with PMI SUMMIT CU
Mar 26, 2018	Deed of Trust, Mortgage · Line of Credit SUMMIT CU
Mar 26, 2018	Deed of Trust, Mortgage · Conventional Mortgage SUMMIT CU

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 5, 2025 · Amount on Record
Deed Sale	Aug 5, 2025 · Amount on Record
Prior Sale	Oct 2, 2020
Deed Document Number	6043678
Record Updated	Jun 8, 2026

October 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	DANE WI
Recording Date	Oct 2, 2020
Property Address	404 N MAIN ST, OREGON, WI 53575-1141
Document Number	0005644023
Instrument Date	Sep 30, 2020
Instrument	5644023
Transaction Type	Transfer
Record Updated	Oct 19, 2020
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	404 N MAIN ST OREGON WI 535751141, OREGON, WI 53575-1141

July 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DANE WI
Recording Date	Jul 29, 2020
Property Address	404 N MAIN ST, OREGON, WI 53575-1141
Document Number	0005618662
Instrument Date	Jul 28, 2020
Instrument	5618662
Transaction Type	Transfer
Record Updated	Jun 14, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$889.80
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	404 N MAIN ST, OREGON, WI 53575-1141

Mortgage

Document Number	0005618663
Date	Jul 29, 2020
Instrument	5618663

Lender

Name	GREAT MIDWEST BANK SSB

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

Interest

Rate Type	Fixed Rate

March 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DANE WI
Property Address	404 N MAIN ST, OREGON, WI 53575-1141
Document Number	0005569705
Instrument Date	Mar 9, 2020
Transaction Type	Mortgage
Record Updated	Apr 15, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	404 N MAIN ST OREGON WI 535751141, OREGON, WI 53575-1141

Mortgage

Document Number	0005569705
Date	Mar 13, 2020
Instrument	5569705

Lender

Name	SUMMIT CU
Address	COTTAGE GROVE, WI 53527

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Mar 12, 2050

Interest

Rate Type	Adjustable Rate

March 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DANE WI
Property Address	404 N MAIN ST, OREGON, WI 53575-1141
Document Number	0005477655
Instrument Date	Mar 22, 2019
Transaction Type	Mortgage
Record Updated	Apr 12, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	404 N MAIN ST OREGON WI 535751141, OREGON, WI 53575-1141

Mortgage

Document Number	0005477655
Date	Apr 1, 2019
Instrument	5477655

Lender

Name	SUMMIT CU
Address	MADISON, WI 53708

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Mar 31, 2049

Interest

Rate Type	Adjustable Rate
Rate	4.12%

March 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DANE WI
Property Address	404 N MAIN ST, OREGON, WI 53575-1141
Document Number	0005398663
Instrument Date	Mar 26, 2018
Transaction Type	Mortgage
Record Updated	Jan 12, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	404 N MAIN ST OREGON WI 535751141, OREGON, WI 53575-1141

Mortgage

Document Number	0005398663
Date	Mar 30, 2018
Instrument	5398663

Lender

Name	SUMMIT CU
Address	MADISON, WI 53718

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Mar 29, 2048

Interest

Rate Type	Adjustable Rate

March 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DANE WI
Property Address	404 N MAIN ST, OREGON, WI 53575-1141
Document Number	0005398660
Instrument Date	Mar 26, 2018
Transaction Type	Mortgage
Record Updated	Apr 11, 2018
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	404 N MAIN ST OREGON WI 535751141, OREGON, WI 53575-1141

Mortgage

Document Number	0005398660
Date	Mar 30, 2018
Instrument	5398660

Lender

Name	SUMMIT CU
Address	MADISON, WI 53708

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Mar 29, 2048

Interest

Rate Type	Adjustable Rate
Rate	3.5%

Tax Assessment & Valuation

Source: Dane County assessment roll, as of January 1, 2025

Property Jurisdictions

Type	Name
State	Wisconsin
County	Dane County
Municipality	Oregon Village
Unified School District	Oregon School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$6,627.00 (+19.82%) Homeowner's exemption	$459,900 (+29.33%) Land $57,500 Building $402,400	$441,200 (+20.81%)
2023		$355,600 Land $38,600 Building $317,000	$365,200
2022	$5,531.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 20, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (2007)
Most Recent Claim	Aug 2007 · Severe Storms And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	OREGON WATERWORKS serves 11,200 people · EPA ID WI1130251
Water Source	Groundwater
Last State Inspection	Oct 2023
Lead	5 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 387 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
TDS Telecom Fiber	1,000 / 1,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Four Lakes Broadband, LiteWire.

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