404 N Main St, Morganton, NC 28655 Property Records

Burke County property record for 404 N Main St, Morganton, NC 28655

Property Summary

Property TypeSingle Family Home
Details3 bd · 1 ba · 1,000 sqft · built 1987
Lot Size0.26 acres (11,326 sqft)
OwnerIndividual Name on File
Tax Bill$1,127 (2026)
Flood ZoneZone X (minimal risk)
APN2724720850

Property Details

APN / Parcel Number

Primary APN2724720850
Alternative APN
  • 9495

Interior

Bedrooms3 Beds
Full Baths1 Bath
Total Rooms4 Rooms
Stories1 Story
Building Area1,000 sqft Living Area
1st Floor Area1,000 sqft
Utility RoomUtility Room
FlooringTile

Exterior

Year BuiltBuilt 1987
Effective Year BuiltEffective 1990
Architectural StyleConventional
Exterior MaterialAluminum/Vinyl
Foundation TypeRaised
Roof MaterialAsphalt
Lot Area11,326 sqft (0.26 acres)

Exterior Amenities

PorchSlab
Porch Area32 sqft
Deck Area188 sqft
Patio Area188 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Street Address404 N MAIN ST
CityMORGANTON
StateNC
Zip28655
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR-12 RESID
Legal Description404 N MAIN ST MORGANTON, NC 28655
JurisdictionBURKE NC
Township / Civil DivisionDREXEL
Census Block Group1
Census Block1048
Census Tract20801

Owner

404 N Main St is owned by an individual who acquired it in April 2011.

Source: Burke County records, as of October 12, 2026

Owner of RecordIndividual Name on File
Mailing Address308 MAPLEWOOD DR, MORGANTON, NC 28655-9047
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleApr 12, 2011
Deed SaleApr 12, 2011
Deed Document Number20113270
Deed Book / Page1957 / 622
Record UpdatedOct 29, 2026

Tax Assessment & Valuation

The 2026 property tax bill for 404 N Main St was $1,127, up 4.4% from the year before.

Source: Burke County assessment roll, as of October 12, 2026

Property Jurisdictions

TypeName
StateNorth Carolina
CountyBurke County
MunicipalityDrexel Town
Unified School DistrictBurke County Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$1,127.00 (+4.45%)$108,567 (-) Land $7,644 Building $100,923$108,567 (-) Land $7,644 Building $100,923
2025$1,079.00$108,567 Land $7,644 Building $100,923$108,567 Land $7,644 Building $100,923
2023$695.00$108,567 Land $7,644 Building $100,923$108,567 Land $7,644 Building $100,923

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 404 N Main St in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2013.

Source: FEMA National Flood Hazard Layer, effective June 28, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies2 in force
Nearby Flood Claims1 (2013)
Most Recent ClaimMay 2013 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 404 N Main St is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood0.02% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemTOWN OF DREXEL
serves 3,302 people · EPA ID NC0112045
Water SourcePurchased surface water from CITY OF MORGANTON
Last State InspectionApr 2026
LeadUnder 1 ppb (2026–2028)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 106 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Foothills Broadband
Fiber
5,000 / 5,000
Spectrum
Cable
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20

May also be available: AT&T.

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on N Main St

Nearby Streets

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