404 N Main, Coleta (Sterling), IL 61081 Property Records

Whiteside County property record for 404 N Main, Coleta, IL 61081

Property Summary

Property Type	Single Family Home
Lot Size	0.5 acres (21,780 sqft)
Owner	Individual Name on Record
Last Sale	$132,000 (May 2026)
Tax Bill	$2,125 (2025)
Deeds & Mortgages	May 2026 Sale & Mortgage Jul 2023 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`0410351004`

Property Details

APN / Parcel Number

Primary APN	`0410351004`
Alternative APNs	`118432` `45156`

Exterior

Lot Area	21,780 sqft (0.5 acres)
Lot Dimensions	264 ft deep x 82.5 ft wide

Location & Zoning

Account Number	118432
Street Address	404 N MAIN
City	COLETA
State	IL
Zip	61081-5106
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 12 SW SW SEC 10 TWP 22 RNG 6 20700X
Legal Range	06E
Legal Township	22N
Legal Section	10
Legal Lot Number	12
Jurisdiction	WHITESIDE IL
Township / Civil Division	GENESEE
Census Block Group	2
Census Block	2030
Census Tract	100

Owner

Source: Whiteside County records, as of June 4, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	401 N MEYERS AVE, MILLEDGEVILLE, IL 61051-9137
Owner Type	Individual
Vesting	Single

Deeds, Mortgages & Sale History

Date	Document
May 20, 2026	Warranty Deed, Transfer · VA Mortgage MORTGAGE CENTER LLC
Jul 11, 2023	Special Warranty Deed, Transfer · Conventional Mortgage COMMUNITY STATE BANK OF ROCK FALLS

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 20, 2026 · Amount on Record
Deed Sale	May 20, 2026 · Amount on Record
Prior Sale	Jul 11, 2023 · Amount on Record
Deed Document Number	20262462
Prior Transfer Date	May 8, 2024
Prior Transfer Doc	0000002176
Record Updated	Sep 20, 2026

May 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WHITESIDE IL
Recording Date	May 20, 2026
Property Address	404 N MAIN, COLETA, IL 61081-5106
Document Number	0000002462
Instrument Date	May 13, 2026
Instrument	20262462
Transaction Type	Transfer
Record Updated	Aug 25, 2026
Title Company	FIRST AMERICAN TITLE

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$19,998.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	401 N MEYERS AVE, MILLEDGEVILLE, IL 61051-9137

Mortgage

Document Number	0000002463,
Date	May 20, 2026
Instrument	20262463

Lender

Name	MORTGAGE CENTER LLC

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 1, 2056

Interest

Rate Type	Adjustable Rate
Rate	6.63%
Initial Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Max Rate	-1%

July 2023: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	WHITESIDE IL
Recording Date	Jul 11, 2023
Property Address	404 N MAIN, COLETA, IL 61081-5106
Document Number	0000003346
Instrument Date	Jul 7, 2023
Instrument	2023-03346
Transaction Type	Transfer
Record Updated	Aug 1, 2023

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	19986 POLO RD, STERLING, IL 61081-9716

Mortgage

Document Number	0000003347
Date	Jul 11, 2023
Instrument	2023-03347

Lender

Name	COMMUNITY STATE BANK OF ROCK FALLS
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2053

Tax Assessment & Valuation

Source: Whiteside County assessment roll, as of May 22, 2026

Property Jurisdictions

Type	Name
State	Illinois
Municipality	Coleta Village
County	Whiteside County
County Subdivision	Genesee Township
Unified School District	Sterling Community Unit District 5 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,125.00 (+5.83%)	$37,963 (+7.37%) Land $2,723 Building $35,240
2024	$2,008.00 (-5.55%)	$35,357 (+17.63%) Land $2,536 Building $32,821	$113,889 (+7.37%) Land $8,169 Building $105,720
2023			$106,071 (+17.63%) Land $7,608 Building $98,463
2022	$2,126.00	$30,059 Land $2,156 Building $27,903	$90,177 Land $6,468 Building $83,709

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 26, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (1993)
Most Recent Claim	Jun 1993 · Severe Storms & Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 86% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 61 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Jo-Carroll Energy Fiber	1,000 / 1,000
JCWIFI.com Fixed Wireless	200 / 200
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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