404 N Clay St, Lowell, NC 28098 Property Records

Gaston County property record for 404 N Clay St, Lowell, NC 28098

Property Summary

Property TypeSingle Family Home
Details3 bd · 1 ba · 879 sqft · built 1920
Lot Size0.18 acres (7,841 sqft)
OwnerIndividual Name on Record
Last Sale$20,000 (Mar 1998)
Tax Bill$878 (2023)
Flood ZoneZone X (minimal risk)
APN127200

Property Details

APN / Parcel Number

Primary APN127200
Alternative APN
  • 3984753

Interior

Bedrooms3 Beds
Full Baths1 Bath
Plumbing Fixtures3 Plumbing Fixtures
Total Rooms6 Rooms
Stories1 Story
Building Area879 sqft Heated Area
FlooringCombination, Other

Exterior

Year BuiltBuilt 1920
Architectural StyleConventional
Exterior MaterialWood
Construction TypeWood
Foundation TypeBlock
Roof MaterialShingle
Lot Area7,841 sqft (0.18 acres)
Lot Dimensions48 ft deep x 85 ft wide
PorchPorch
Porch Area230 sqft

Utilities, Heating & Cooling

Heating SystemCentral

Location & Zoning

Account Number3984753
Street Address404 N CLAY ST
CityLOWELL
StateNC
Zip28098-1315
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR1
Legal DescriptionGEORGE POSTON BLK 6 L 26 05 001 018 00 000
Legal SubdivisionGEORGE POSTON
Legal Block6
Legal Lot Number26
JurisdictionGASTON NC
Township / Civil DivisionSOUTH POINT
Census Block Group1
Census Block1015
Census Tract31304

Owner

Source: Gaston County records, as of September 27, 2023

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address404 N CLAY ST, LOWELL, NC 28098-1315
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleMar 13, 1998 · Amount on Record
Deed SaleMar 13, 1998 · Amount on Record
Deed Document Number0002765732
Record UpdatedJun 7, 2026

Tax Assessment & Valuation

Source: Gaston County assessment roll, as of January 1, 2023

Property Jurisdictions

TypeName
StateNorth Carolina
CountyGaston County
MunicipalityLowell City
Unified School DistrictGaston County Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed Value
2023$878.00$74,110 Land $11,800 Building $62,310

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 1, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies5 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood0.03% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF LOWELL
serves 3,837 people · EPA ID NC0136060
Water SourcePurchased surface water from TWO RIVERS UTILITIES
Last State InspectionJul 2024
LeadUnder 1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureLead service line inventory
Oct 2024
Monitoring and Reporting3
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 110 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable
1,000 / 1,000
Starlink
Satellite
280 / 30

May also be available: Verizon.

Nearby Properties on N Clay St

Nearby Streets

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