Inyo County property record for 404 N Clay St, Independence, CA 93526
| Property Type | Multi-Family Dwellings |
|---|---|
| Details | 2 bd · 1 ba · 2,541 sqft · built 1950 |
| Lot Size | 0.298 acres (12,998 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $250,000 (Aug 2017) |
| Tax Bill | $3,407 (2025) |
| Deeds & Mortgages | Sep 2020 Mortgage Aug 2017 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 002-035-04-00 |
| Primary APN | 002-035-04-00 |
|---|---|
| Alternative APN |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 4 Rooms |
| Building Area | 2,541 sqft Living Area |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1950 |
|---|---|
| Effective Year Built | Effective 1950 |
| Architectural Style | Multi-Family |
| Construction Type | Wood |
| Lot Area | 12,998 sqft (0.298 acres) |
| Garage Type | Attached |
| Garage Area | 440 sqft |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Gas |
| Street Address | 404 N CLAY ST |
|---|---|
| City | INDEPENDENCE |
| State | CA |
| Zip | 93526-1724 |
| Property Category | Residential |
| Property Type | Residential > Multi-Unit > Multi-Family Dwellings |
| Legal Description | BLK 1 LOT 9,11 - INDEPENDENCE |
| Legal Subdivision | TOWN/INDEPENDENCE |
| Legal Block | 1 |
| Legal Lot Number | 9 |
| Jurisdiction | INYO CA |
| Township / Civil Division | INDEPENDENCE |
| Census Block Group | 1 |
| Census Block | 1235 |
| Census Tract | 500 |
Source: Inyo County records, as of September 15, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 404 N CLAY ST, INDEPENDENCE, CA 93526-1724 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Sep 22, 2020 | Deed of Trust, Mortgage · Conventional Mortgage UNITED WHOLESALE MORTGAGE |
| Aug 3, 2017 | Grant Deed, Transfer · Conventional Mortgage ALTAONE FCU |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Aug 3, 2017 · Amount on Record |
| Deed Sale | Aug 3, 2017 · Amount on Record |
| Prior Sale | Mar 26, 2010 · Amount on Record |
| Deed Document Number | 20172787 |
| Prior Transfer Date | Nov 18, 2009 |
| Prior Transfer Doc | 0000004070 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | INYO CA |
| Property Address | 404 N CLAY ST, INDEPENDENCE, CA 93526-1724 |
| Transaction Type | Mortgage |
| Record Updated | Jun 21, 2021 |
| Title Company | WFG NATIONAL TITLE |
| Name | Verified Name |
|---|---|
| Address | 404 N CLAY ST, INDEPENDENCE, CA 93526-1724 |
| Document Number | 0000002406 |
|---|---|
| Date | Sep 22, 2020 |
| Instrument | 2020-0002406 |
| Name | UNITED WHOLESALE MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Address | PONTIAC, MI 48341 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 121 Months |
| Due | Oct 1, 2030 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | INYO CA |
| Recording Date | Aug 3, 2017 |
| Property Address | 404 N CLAY ST, INDEPENDENCE, CA 93526-1724 |
| Document Number | 0000002787 |
| Map Reference | MB1 PG1 |
| Instrument Date | Jul 17, 2017 |
| Instrument | 2017-0002787 |
| Transaction Type | Transfer |
| Record Updated | Aug 24, 2021 |
| Title Company | MOUNTAIN TITLE COMPANY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Calculated from Transfer Tax |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | PO BOX 826, LONE PINE, CA 93545-0826 |
| Document Number | 0000002788 |
|---|---|
| Date | Aug 3, 2017 |
| Instrument | 2017-0002788 |
| Name | ALTAONE FCU |
|---|---|
| Type | Credit Union |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Sep 1, 2047 |
Source: Inyo County assessment roll, as of September 15, 2026
| Type | Name |
|---|---|
| State | California |
| County | Inyo County |
| Unified School District | Owens Valley Unified School District (KG - 12) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $290,141 (+6.12%) Land $104,450 Building $185,691 | |
| 2025 | $3,407.00 (+8.64%) | |
| 2023 | $3,136.00 (+4.29%) | $273,409 Land $98,427 Building $174,982 |
| 2022 | $3,007.00 |
Assessed value is set for property tax purposes and is not a market price estimate.
Source: FEMA National Flood Hazard Layer, effective October 18, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone A, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 65% of the US · above 40% of California |
|---|---|
| Wildfire Likelihood | 0.2% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | INYO COUNTY PWD - INDEPENDENCE serves 1,108 people · EPA ID CA1410008 |
|---|---|
| Water Source | Purchased groundwater from LADWP - INDEPENDENCE |
| Last State Inspection | Aug 2021 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Lead service line inventory currently in violation since Oct 2024 Sanitary survey deficiency not corrected Apr 2018 |
| Monitoring and Reporting | 4 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 161 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Frontier Fiber | 7,000 / 7,000 |
| Optimum Cable | 500 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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