404 N Chestnut St, Mendon, IL 62351 Property Records

Adams County property record for 404 N Chestnut St, Mendon, IL 62351

Property Summary

Property Type	Single Family Home
Lot Size	0.322 acres (14,026 sqft)
Owner	Individual Name on Record
Last Sale	$96,000 (Dec 2022)
Tax Bill	$2,458 (2024)
Deeds & Mortgages	Dec 2022 Sale & Mortgage Mar 2022 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`070071800000`

Property Details

APN / Parcel Number

Primary APN	`070071800000`

Exterior

Lot Area	14,026 sqft (0.322 acres)

Location & Zoning

Street Address	404 N CHESTNUT ST
City	MENDON
State	IL
Zip	62351-1144
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	NW SEC 12 1N8W CORP LANDS BEG 61RDS 23LKS N SW COR N 78FT E 180 S 78 W 180 PT NW SEC 12
Legal Range	08W
Legal Township	01N
Legal Section	12
Jurisdiction	ADAMS IL
Township / Civil Division	MENDON
Census Block Group	1
Census Block	1009
Census Tract	10100

Owner

Source: Adams County records, as of May 4, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Mailing Address	4828 HANLEY RD, QUINCY, IL 62305-9568
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 2, 2022	Warranty Deed, Transfer · Conventional Mortgage STATE STREET BANK & TRUST CO
Mar 16, 2022	Warranty Deed, Transfer · Commercial Mortgage UNITED COMMUNITY BANK
May 15, 2018	Warranty Deed, Transfer · FHA Mortgage CROSS COUNTRY MORTGAGE INC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 2, 2022 · Amount on Record
Deed Sale	Dec 2, 2022 · Amount on Record
Prior Sale	Mar 16, 2022 · Amount on Record
Deed Document Number	20228540
Record Updated	Jun 8, 2026

December 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ADAMS IL
Recording Date	Dec 2, 2022
Property Address	404 N CHESTNUT ST, MENDON, IL 62351-1144
Document Number	2022R08540
Instrument Date	Nov 30, 2022
Instrument	2022R-08540
Transaction Type	Transfer
Record Updated	Jun 29, 2023
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$144.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	4828 HANLEY RD, QUINCY, IL 62305-9568

Mortgage

Document Number	2022R08541
Date	Dec 2, 2022
Instrument	2022R-08541

Lender

Name	STATE STREET BANK & TRUST CO
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

Interest

Rate Type	Fixed Rate

March 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ADAMS IL
Recording Date	Mar 16, 2022
Property Address	404 N CHESTNUT ST, MENDON, IL 62351-1144
Document Number	2022R01967
Instrument Date	Mar 14, 2022
Instrument	2022R-01967
Transaction Type	Transfer
Record Updated	Jun 29, 2023
Title Company	THE TITLE CENTER/FL, THE TITLE CENTER

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$97.50
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3520 SAINT ANTHONY RD, QUINCY, IL 62305-8108

Mortgage

Document Number	2022R01968
Date	Mar 16, 2022
Instrument	2022R-01968

Lender

Name	UNITED COMMUNITY BANK

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded

May 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ADAMS IL
Recording Date	May 15, 2018
Property Address	404 N CHESTNUT ST, MENDON, IL 62351-1144
Document Number	2018R03720
Instrument Date	May 11, 2018
Instrument	2018R-03720
Transaction Type	Transfer
Record Updated	Jun 29, 2023

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$85.50
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	404 N CHESTNUT ST, MENDON, IL 62351-1144

Mortgage

Document Number	2018R03721
Date	May 15, 2018
Instrument	2018R-03721

Lender

Name	CROSS COUNTRY MORTGAGE INC

Agreement

Type	FHA Mortgage
Amount	Amount Recorded

Interest

Rate Type	Fixed Rate
Rate	5%

Tax Assessment & Valuation

Source: Adams County assessment roll, as of May 4, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Adams County
County Subdivision	Mendon Township
Municipality	Mendon Village
Unified School District	Community Unit School District 4 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$37,100 (+78.19%) Land $5,410 Building $31,690	$111,300 (+78.19%) Land $16,230 Building $95,070
2024	$2,458.00 (+126.13%)
2022		$20,820 Land $4,440 Building $16,380	$62,460 Land $13,320 Building $49,140
2021	$1,087.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective July 23, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 79% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MENDON serves 953 people · EPA ID IL0010500
Water Source	Purchased groundwater from CLAYTON-CAMP POINT WATER COMMISSION
Last State Inspection	Apr 2025
Lead	1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 156 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Adams Telsystems Fiber	1,000 / 1,000

May also be available: Nextlink.

Cell Coverage

5G (outdoors only) and 4G LTE

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