Gadsden County property record for 404 N Adams St, Quincy, FL 32351
| Property Type | Single Family Home |
|---|---|
| Details | 5 bd · 4.5 ba · 5,182 sqft · built 1902 |
| Lot Size | 0.848 acres (36,946 sqft) |
| Owner | Individual Name on File |
| Last Sale | $697,000 (Jul 2023) |
| Tax Bill | $12,142 (2025) |
| Deeds & Mortgages | Jul 2023 Sale & Mortgage Dec 2021 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 3-06-2N-3W-0000-00334-0500 |
| Primary APN | 3-06-2N-3W-0000-00334-0500 |
|---|---|
| Alternative APN |
|
| Bedrooms | 5 Beds |
|---|---|
| Full Baths | 4.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 5 Rooms |
| Stories | 2 Stories |
| Building Area | 5,182 sqft Living Area |
| Gross Area | 6,946 sqft |
| Flooring | Wood |
| Interior Walls | Custom/Decorative |
| Year Built | Built 1902 |
|---|---|
| Effective Year Built | Effective 1990 |
| Exterior Material | Brick |
| Roof Material | Slate |
| Lot Area | 36,946 sqft (0.848 acres) |
| Lot Width | 164 ft Width |
| Garage Type | Carport |
| Garage Area | 300 sqft |
| Carport | Carport |
| Carport Area | 300 sqft |
| Porch | Porch |
| Porch Area | 1,504 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Street Address | 404 N ADAMS ST |
|---|---|
| City | QUINCY |
| State | FL |
| Zip | 32351-1712 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | OR 936 P 1770; OR 907 P 1978; |
| Legal Range | 3W |
| Legal Township | 2N |
| Legal Section | 06 |
| Legal Subdivision | QUINCY |
| Jurisdiction | GADSDEN FL |
| Township / Civil Division | QUINCY |
| Census Block Group | 4 |
| Census Block | 4017 |
| Census Tract | 20500 |
Source: NPS National Register of Historic Places, as of August 1, 2026
| Historic District | Within the Quincy Historic District listed 1978 · 145 contributing resources · NRIS 78000942 |
|---|
Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.
404 N Adams St is owned and occupied by an individual who bought it in July 2023.
Source: Gadsden County records, as of August 6, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 404 N ADAMS ST, QUINCY, FL 32351-1712 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jul 12, 2023 | Warranty Deed, Transfer · Conventional Mortgage US BANK NA |
| Dec 27, 2021 | Intrafamily Transfer, Transfer · Conventional Mortgage WELLS FARGO BANK NA |
| Aug 10, 2017 | Warranty Deed, Transfer · Conventional Mortgage WATERSTONE MORTGAGE CORP |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jul 12, 2023 · Amount on File |
| Deed Sale | Jul 12, 2023 · Amount on File |
| Prior Sale | Aug 10, 2017 · Amount on File |
| Deed Document Number | 20235067 |
| Deed Book / Page | 936 / 1770 |
| Prior Transfer Date | Dec 10, 2021 |
| Prior Transfer Doc | 0009071978 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | GADSDEN FL |
| Recording Date | Jul 12, 2023 |
| Property Address | 404 N ADAMS ST, QUINCY, FL 32351-1712 |
| Document Number | 0009361770 |
| Book / Page | 936 / 1770 |
| Instrument Date | Jun 30, 2023 |
| Instrument | 230005067 |
| Transaction Type | Transfer |
| Record Updated | Aug 10, 2023 |
| Title Company | ATTORNEY ONLY, ATTORNEY |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $4,879.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 1263 N DUVAL ST, TALLAHASSEE, FL 32303-6114 |
| Name | Verified Name |
|---|---|
| Address | PO BOX 3845, SANTA BARBARA, CA 93130-3845 |
| Document Number | 0009361772 |
|---|---|
| Date | Jul 12, 2023 |
| Instrument | 936/1772 |
| Name | US BANK NA |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jul 1, 2053 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | GADSDEN FL |
| Recording Date | Dec 27, 2021 |
| Property Address | 404 N ADAMS ST, QUINCY, FL 32351-1712 |
| Document Number | 0009071978 |
| Book / Page | 907 / 1978 |
| Instrument Date | Dec 10, 2021 |
| Instrument | 210010932 |
| Transaction Type | Transfer |
| Record Updated | Feb 21, 2022 |
| Title Company | ACCOMODATION, ACCOMMODATION |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 404 N ADAMS ST, QUINCY, FL 32351-1712 |
| Document Number | 0009071983 |
|---|---|
| Date | Dec 27, 2021 |
| Instrument | 907/1983 |
| Name | WELLS FARGO BANK NA |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jan 1, 2052 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | GADSDEN FL |
| Recording Date | Aug 10, 2017 |
| Property Address | 404 N ADAMS ST, QUINCY, FL 32351-1712 |
| Document Number | 0008351946 |
| Book / Page | 0835 / 1946 |
| Instrument Date | Aug 9, 2017 |
| Instrument | 170005766 |
| Transaction Type | Transfer |
| Record Updated | Jan 4, 2022 |
| Title Company | NORTH FLORIDA TITLE COMPANY |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 993 CIMARRON DR, 993, PUNTA GORDA, FL 33950-6538 |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 404 N ADAMS ST, QUINCY, FL 32351-1712 |
| Document Number | 0008351948 |
|---|---|
| Date | Aug 10, 2017 |
| Instrument | 0835/1948 |
| Name | WATERSTONE MORTGAGE CORP |
|---|---|
| Type | Lending Institution |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Sep 1, 2047 |
The 2025 property tax bill for 404 N Adams St was $12,142 with a homeowner's exemption, up 1.3% from the year before.
Source: Gadsden County assessment roll, as of November 17, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Gadsden County |
| Municipality | Quincy City |
| Unified School District | Gadsden County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $12,142.00 (+1.29%) Homeowner's exemption | $618,708 (+1.62%) Land $36,000 Building $582,708 | $618,708 (+1.62%) Land $36,000 Building $582,708 |
| 2024 | $11,987.00 (+89.22%) Homeowner's exemption | $608,864 (+75.6%) Land $28,000 Building $580,864 | $608,864 (+61.73%) Land $28,000 Building $580,864 |
| 2023 | $6,335.00 (+3.18%) Homeowner's exemption | $346,742 (+3%) | $376,463 (+7.18%) Land $25,000 Building $351,463 |
| 2022 | $6,140.00 Homeowner's exemption | $336,643 | $351,252 Land $10,000 Building $341,252 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 404 N Adams St in Zone X, an area of minimal flood risk, though there have been 3 flood claims nearby since 1982.
Source: FEMA National Flood Hazard Layer, effective July 1, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 3 (1982–1985) |
| Claims Outside the SFHA | 3 of 3 |
| Most Recent Claim | Nov 1985 · Hurricane Kate |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 404 N Adams St is low, with a 0.03% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 67% of the US · lower than 92% of Florida |
|---|---|
| Wildfire Likelihood | 0.03% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | QUINCY, CITY OF W/S serves 10,298 people · EPA ID FL1200551 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Aug 2024 |
| Lead | 1 ppb (2023) action level 15 ppb |
| Water Quality | Pentachlorophenol resolved · Jan 2021 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 236 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| TDS Telecom Fiber | 8,000 / 8,000 |
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
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