404 N 770 W, Smithfield, UT 84335 Property Records

Cache County property record for 404 N 770 W, Smithfield, UT 84335

Property Summary

Property Type	Single Family Home
Details	2,323 sqft · built 2021
Lot Size	0.24 acres (10,454 sqft)
Owner	2 Individual Names on File
Last Sale	$282,392 (Dec 2021)
Tax Bill	$2,377 (2025)
Deeds & Mortgages	Jun 2021 Construction Loan Dec 2021 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`08-214-0091`

Property Details

APN / Parcel Number

Primary APN	`08-214-0091`

Interior

Building Area	2,323 sqft Living Area

Exterior

Year Built	Built 2021
Effective Year Built	Effective 2021
Lot Area	10,454 sqft (0.24 acres)

Location & Zoning

Street Address	404 N 770 W
City	SMITHFIELD
State	UT
Zip	84335-4755
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 91 FOX MEADOWS SUBDIVISION PHASE 4 CONT 0.24 AC
Legal Subdivision	FOX MEADOWS SUBDIVISION PHASE 4
Legal Lot Number	91
Jurisdiction	CACHE UT
Township / Civil Division	SMITHFIELD
Census Block Group	1
Census Block	1036
Census Tract	201

Owner

404 N 770 W is owned and occupied by two individuals who bought it in December 2021.

Source: Cache County records, as of July 21, 2026

Owner of Record	2 Individual Names on File
Mailing Address	404 N 770 W, SMITHFIELD, UT 84335-4755
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 23, 2021	Deed of Trust, Mortgage · Construction Mortgage ALTABANK
Dec 3, 2021	Warranty Deed, Subdivision Related Transfer · Conventional Mortgage FIRST COLONY MORTGAGE CORP
Jun 23, 2021	Warranty Deed, Construction Loan · Construction Mortgage ALTABANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 3, 2021 · Amount on File
Deed Sale	Dec 3, 2021 · Amount on File
Prior Sale	Jun 23, 2021 · Amount on File
Deed Document Number	20211306348
Deed Book / Page	2305 / 645
Record Updated	Sep 20, 2026

June 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CACHE UT
Property Address	404 N 770 W, SMITHFIELD, UT 84335-4755
Transaction Type	Mortgage
Record Updated	Feb 13, 2023
Title Company	CACHE TITLE LOGAN

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	50 E 2500 N 101, 101, NORTH LOGAN, UT 84341-3090

Mortgage

Document Number	002264/539
Date	Jun 23, 2021
Book Page	2264/539
Instrument	1290864

Lender

Name	ALTABANK
Type	Bank
Address	AMERICAN FORK, UT 84003

Agreement

Type	Construction Mortgage
Amount	Amount on Record

December 2021: Warranty Deed, Subdivision Related Transfer

Document Type	Warranty Deed
Jurisdiction	CACHE UT
Recording Date	Dec 3, 2021
Property Address	404 N 770 W, SMITHFIELD, UT 84335-4755
Document Number	002305/645
Book / Page	2305 / 645
Map Reference	DOC 1275545
Instrument Date	Dec 2, 2021
Instrument	1306348
Transaction Type	Subdivision Related Transfer
Record Updated	Mar 8, 2023
Title Company	CACHE TITLE LOGAN

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	404 N 770 W, SMITHFIELD, UT 84335-4755

Mortgage

Document Number	0001306349
Date	Dec 3, 2021
Instrument	1306349

Lender

Name	FIRST COLONY MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	301 Months
Due	Jan 1, 2047

June 2021: Warranty Deed, Construction Loan

Document Type	Warranty Deed
Jurisdiction	CACHE UT
Recording Date	Jun 23, 2021
Property Address	404 N 770 W, SMITHFIELD, UT 84335-4755
Document Number	002264/520
Book / Page	2264 / 520
Map Reference	DOC 1275545
Instrument Date	Jun 23, 2021
Instrument	1290859
Transaction Type	Construction Loan
Record Updated	Mar 8, 2023
Title Company	CASE TITLE COMPANY INC, CACHE TITLE COMPANY INC

Transaction

Tax	$0.00
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	702 WEST 400 NORTH, SMITHFIELD, UT 84335-4754
Investor	Possibly a Property Investor

Mortgage

Document Number	0001290860
Date	Jun 23, 2021
Instrument	1290860

Lender

Name	ALTABANK
Type	Bank

Agreement

Type	Construction Mortgage
Amount	Amount on Record

Tax Assessment & Valuation

The 2025 property tax bill for 404 N 770 W was $2,377.

Source: Cache County assessment roll, as of November 6, 2025

Property Jurisdictions

Type	Name
State	Utah
County	Cache County
Municipality	Smithfield City
Unified School District	Cache School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,377.00	$318,255	$578,647 Land $144,000 Building $434,647
2023	$2,469.00	$293,300	$533,277 Land $110,000 Building $423,277

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 404 N 770 W in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 1980.

Source: FEMA National Flood Hazard Layer, effective January 16, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (1980)
Most Recent Claim	May 1980 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 404 N 770 W has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SMITHFIELD CITY serves 10,223 people · EPA ID UTAH03020
Water Source	Groundwater
Last State Inspection	Oct 2024
Lead	4 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	27 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 245 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Tristate Wi-Fi by Wi-Fiber Fixed Wireless	499 / 285
Verizon Fixed Wireless	300 / 20

May also be available: CenturyLink, Google Fiber, Rise Broadband, T-Mobile.

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