404 N 12th St, Philomath, OR 97370 Property Records

Benton County property record for 404 N 12th St, Philomath, OR 97370

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,856 sqft · built 2019
Lot Size	0.38 acres (16,553 sqft)
Owner	2 Individual Names on Record
Last Sale	$10,000 (Aug 1990)
Tax Bill	$6,665 (2025)
Deeds & Mortgages	Apr 2022 Mortgage Jul 2019 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`12612BC00200`

Property Details

APN / Parcel Number

Primary APN	`12612BC00200`
Alternative APN	`180806`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	11 Rooms
Stories	1 Story
Building Area	2,856 sqft Living Area
Gross Area	3,544 sqft
1st Floor Area	1,256 sqft
2nd Floor Area	1,600 sqft

Exterior

Year Built	Built 2019
Effective Year Built	Effective 2019
Lot Area	16,553 sqft (0.38 acres)
Garage Type	Attached
Garage Area	688 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump

Location & Zoning

Account Number	180806
Street Address	404 N 12TH ST
City	PHILOMATH
State	OR
Zip	97370-9302
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	MDR
Legal Range	6W
Legal Township	12S
Legal Section	12
Jurisdiction	BENTON OR
Township / Civil Division	CORVALLIS
Census Block Group	3
Census Block	3021
Census Tract	10800

Owner

Source: Benton County records, as of May 21, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	404 N 12TH ST, PHILOMATH, OR 97370-9302
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants by the Entirety

Deeds, Mortgages & Sale History

Date	Document
Apr 6, 2022	Deed of Trust, Mortgage · Conventional Mortgage OREGON STATE CU
Jul 23, 2019	Deed of Trust, Mortgage · Conventional Mortgage M & T BANK
Jul 24, 2018	Trustee's Deed, Construction Loan · Construction Mortgage HERITAGE BK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 6, 1990 · Amount on Record
Deed Sale	Aug 6, 1990 · Amount on Record
Deed Document Number	1990126188-90
Record Updated	Sep 20, 2026

April 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BENTON OR
Property Address	404 N 12TH ST, PHILOMATH, OR 97370-9302
Transaction Type	Mortgage
Record Updated	Apr 14, 2022
Title Company	FIDELITY NATIONAL TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000626329
Date	Apr 6, 2022
Instrument	2022-626329

Lender

Name	OREGON STATE CU
Type	Credit Union
Address	CORVALLIS, OR 97339

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	May 1, 2037

July 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BENTON OR
Property Address	404 N 12TH ST, PHILOMATH, OR 97370-9302
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	FIDELITY NATIONAL TTL OF OR

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000584116
Date	Jul 23, 2019
Instrument	2019-584116

Lender

Name	M & T BANK
Type	Bank
Address	SANDY, UT 84070

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2049

July 2018: Trustee's Deed, Construction Loan

Document Type	Trustee's Deed
Jurisdiction	BENTON OR
Recording Date	Jul 24, 2018
Property Address	404 N 12TH ST, PHILOMATH, OR 97370-9302
Instrument Date	Jul 23, 2018
Instrument	572743
Transaction Type	Construction Loan
Record Updated	Aug 2, 2018
Title Company	AMERITITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	404 N 12TH ST PHILOMATH OR 97370, PHILOMATH, OR 97370

Mortgage

Document Number	0000572743
Date	Jul 24, 2018
Instrument	572743

Lender

Name	HERITAGE BK
Type	Bank
Address	OLYMPIA, WA 98501

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	12 Months
Due	Jul 23, 2019

Tax Assessment & Valuation

Source: Benton County assessment roll, as of May 21, 2026

Property Jurisdictions

Type	Name
State	Oregon
County	Benton County
Municipality	Philomath City
Unified School District	Philomath School District 17J (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$6,665.00 (+2.11%)	$305,164 (+3%)	$638,556 (-0.57%) Land $197,000 Building $441,556
2024	$6,527.00 (+2.37%)	$296,276 (+3%)	$642,240 (+5.08%) Land $188,000 Building $454,240
2023	$6,376.00 (+3%)	$287,647 (+3%)	$611,210 (+15.09%) Land $188,000 Building $423,210
2022	$6,190.00	$279,269
2002			$531,050 Land $162,000 Building $369,050

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 28, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	9 in force
Nearby Flood Claims	4 (2007–2012)
Claims Outside the SFHA	1 of 4
Most Recent Claim	Mar 2012 · rainfall accumulation
Claims by Event	Severe Winter Storm, Flooding, Landslides, And Mudslides, Jan 2012 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 93% of Oregon
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	PHILOMATH PUBLIC WORKS serves 4,670 people · EPA ID OR4100624
Water Source	Surface water
Last State Inspection	Aug 2021
Lead	3 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 339 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Pioneer Telephone Cooperative Fiber · Fixed Wireless in parts of the area	1,000 / 1,000
Alyrica Fixed Wireless	400 / 50

May also be available: T-Mobile, Verizon.

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