404 Mountain St, Oran, MO 63771 Property Records

Scott County property record for 404 Mountain St, Oran, MO 63771

Property Summary

Property Type	Single Family Home
Details	704 sqft · built 1914
Lot Size	0.505 acres (22,005 sqft)
Owner	2 Individual Names on Record
Tax Bill	$1,325 (2025)
Deeds & Mortgages	Aug 2021 Line of Credit Jan 2023 Sale + 1 more
Flood Zone	Zone X (reduced by levee)
APN	`09-4.0-18.00-004-005-002.00`

Property Details

APN / Parcel Number

Primary APN	`09-4.0-18.00-004-005-002.00`

Interior

Stories	1 Story
Building Area	704 sqft Living Area

Exterior

Year Built	Built 1914
Effective Year Built	Effective 1914
Lot Area	22,005 sqft (0.505 acres)
Lot Dimensions	135 ft deep x 163 ft wide

Utilities, Heating & Cooling

Heating System	Forced Air with A/C

Location & Zoning

Street Address	404 MOUNTAIN ST
City	ORAN
State	MO
Zip	63771-6310
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOTS 9 & 10 & N1/2 LOT 8 & THAT PT OF LOT 11 S OF CREEK BLK 1 PB 1/5 163 X 135 I
Legal Range	13E
Legal Township	28N
Legal Section	18
Legal Subdivision	ORAN
Legal Block	1
Legal Lot Number	9-11
Jurisdiction	SCOTT MO
Township / Civil Division	SYLVANIA
Census Block Group	2
Census Block	2008
Census Tract	780300

Owner

Source: Scott County records, as of October 12, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	404 MOUNTAIN ST, ORAN, MO 63771-6310
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 9, 2021	Deed of Trust, Mortgage · Line of Credit FIRST STATE BANK & TRUST CO INC
Jan 13, 2023	Warranty Deed, Transfer SIMON TITLE COMPANY, SEMO TITLE COMPANY
May 1, 2017	Warranty Deed, Transfer APE GIRARDEAU COUNTY ABSTRACT AND TITLE, APE GIRARDEAU COUNTY TITLE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 1, 2017
Deed Sale	May 1, 2017
Deed Document Number	20171903
Deed Book / Page	2017 / 1903
Record Updated	Oct 29, 2026

August 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SCOTT MO
Property Address	404 MOUNTAIN ST, ORAN, MO 63771-6310
Transaction Type	Mortgage
Record Updated	Mar 10, 2023
Title Company	CAPE GIRARDEAU COUNTY ABSTRACT, CAPE GIRARDEAU CNTY ABSTRACT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	404 MOUNTAIN ST, ORAN, MO 63771-6310

Mortgage

Document Number	02021/4080
Date	Aug 9, 2021
Book Page	2021/4080
Instrument	20214080

Lender

Name	FIRST STATE BANK & TRUST CO INC
Type	Bank
Address	DEXTER, MO 63841

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	239 Months
Due	Jul 27, 2041

Interest

Rate Type	Adjustable Rate

January 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SCOTT MO
Recording Date	Jan 13, 2023
Property Address	404 MOUNTAIN ST, ORAN, MO 63771-6310
Document Number	002023/226
Book / Page	2023 / 226
Instrument Date	Jan 13, 2023
Instrument	20230226
Transaction Type	Transfer
Record Updated	Mar 10, 2023
Title Company	SIMON TITLE COMPANY, SEMO TITLE COMPANY

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	404 MOUNTAIN ST, ORAN, MO 63771-6310

May 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SCOTT MO
Recording Date	May 1, 2017
Property Address	404 MOUNTAIN ST, ORAN, MO 63771-6310
Document Number	02017/1903
Book / Page	2017 / 1903
Instrument Date	Apr 27, 2017
Instrument	20171903
Transaction Type	Transfer
Record Updated	Mar 10, 2023
Title Company	APE GIRARDEAU COUNTY ABSTRACT AND TITLE, APE GIRARDEAU COUNTY TITLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 282, ORAN, MO 63771-0282

Tax Assessment & Valuation

Source: Scott County assessment roll, as of October 12, 2026

Property Jurisdictions

Type	Name
State	Missouri
County	Scott County
Municipality	Oran City
Unified School District	Oran R-III School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$21,280 (-)
2025	$1,325.00	$21,280 (+15.46%)	$112,010 (+15.46%) Land $4,360 Building $107,650
2023		$18,430	$97,010 Land $4,360 Building $92,650

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective February 5, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X reduced by levee · depends on levee performance
Nearest Special Flood Hazard Area	Zone A, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 11 policies
Nearby Flood Policies	11 in force
Nearby Flood Claims	2 (2023)
Most Recent Claim	Aug 2023 · Severe Storms, Straight-line Winds, Tornadoes, And Flooding
Claims by Event	Severe Storms, Straight-line Winds, Tornadoes, And Flooding, Aug 2023 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 84% of Missouri
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ORAN PWS serves 1,294 people · EPA ID MO4010604
Water Source	Groundwater
Last State Inspection	Nov 2024
Lead	3 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Sanitary survey deficiency not corrected Jan 2026
Monitoring and Reporting	9 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 200 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000

May also be available: GoSEMO.

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