404 Moss Ave, Endicott, NY 13760 Property Records

Broome County and Union Town property record for 404 Moss Ave, Endicott, NY 13760

Property Summary

Property Type	Single Family Home
Details	2 bd · 1.5 ba · 1,247 sqft · built 1947
Lot Size	0.172 acres (7,500 sqft)
Owner	Individual Name on File
Last Sale	$52,000 (Jan 2017)
Tax Bill	$3,543 (2026)
Deeds & Mortgages	Aug 2021 Mortgage
APN	`034601 156.16-6-12`

Property Details

APN / Parcel Number

Primary APN	`034601 156.16-6-12`
Alternative APNs	`460115601600060120000000` `46000226830`

Interior

Bedrooms	2 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,247 sqft Living Area
1st Floor Area	730 sqft
Upper Floors Area	517 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1947
Effective Year Built	Effective 1947
Architectural Style	Traditional
Exterior Material	Aluminum/Vinyl
Lot Area	7,500 sqft (0.172 acres)
Lot Dimensions	100 ft deep x 75 ft wide
Garage Type	Attached
Garage Area	322 sqft
Parking Spaces	1 Parking Space
Porch	Slab
Porch Area	13 sqft
Shed	1 Shed

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	46000226830
Street Address	404 MOSS AVE
City	ENDICOTT
State	NY
Zip	13760-4614
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	USF
Legal Description	R1 0020L4000K06X0000000
Legal Subdivision	MAP OF SUBDIVISION J MOSS FARM
Legal Block	6
Legal Lot Number	12.000
Jurisdiction	BROOME NY
Township / Civil Division	UNION
Census Block Group	3
Census Block	3007
Census Tract	13700

Owner

404 Moss Ave is owned and occupied by an individual who bought it in January 2017.

Source: Broome County and Union Town records, as of September 23, 2026

Owner of Record	Individual Name on File
Mailing Address	404 MOSS AVE, ENDICOTT, NY 13760-4614
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 27, 2017 · Amount on File
Deed Sale	Jan 27, 2017 · Amount on File
Deed Document Number	20172052
Deed Book / Page	2515 / 109
Prior Transfer Date	Jan 26, 2017
Prior Transfer Doc	0025150109
Record Updated	Oct 29, 2026

August 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BROOME NY
Property Address	404 MOSS AVE, ENDICOTT, NY 13760-4614
Transaction Type	Mortgage
Record Updated	Sep 7, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	404 MOSS AVE, ENDICOTT, NY 13760-4614

Mortgage

Document Number	0040321041
Date	Aug 25, 2021
Book Page	4032/1041
Instrument	202100023583

Lender

Name	CALIBER HOME LOANS INC
Type	Mortgage Company
Address	OKLAHOMA CITY, OK 73134

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	306 Months
Due	Feb 1, 2047

Tax Assessment & Valuation

The 2026 property tax bill for 404 Moss Ave was $3,543, down 31.7% from the year before.

Source: Broome County and Union Town assessment roll, as of May 14, 2026

Property Jurisdictions

Type	Name
State	New York
County	Broome County
County Subdivision	Union Town
Municipality	Endicott Village
Unified School District	Union-Endicott Central School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,543.00 (-31.71%)
2025	$5,188.00 (+4.2%)	$3,600 Land $500 Building $3,100	$129,500 Land $17,986 Building $111,514
2024	$4,979.00
2023		$3,600 Land $500 Building $3,100	$104,046 Land $14,451 Building $89,595

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA has no flood map on file for 404 Moss Ave; there have been 21 flood claims nearby since 2006.

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Flood Insurance Cost	Premium on File median of 14 policies
Nearby Flood Policies	14 in force
Nearby Flood Claims	21 (2006–2012)
Claims Outside the SFHA	17 of 21
Most Recent Claim	Mar 2012 · rainfall accumulation
Claims by Event	Remnants Of Tropical Storm Lee, Sep 2011 · 16 claims Severe Storms And Flooding, Jun 2006 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 404 Moss Ave is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 54% of New York
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ENDICOTT MUNICIPAL WATER WORKS serves 45,000 people · EPA ID NY0301665
Water Source	Groundwater
Last State Inspection	Dec 2025
Lead	4 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 541 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Greenlight Networks Fiber	8,000 / 8,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Empire Long Distance Fiber	1,000 / 100
Zeta Broadband Fixed Wireless	400 / 50
Verizon Fixed Wireless	300 / 20

May also be available: T-Mobile.

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