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404 Morris Ave, Spring Lake, NJ 07762 Property Records

Monmouth County and Spring Lake Borough property record for 404 Morris Ave, Spring Lake, NJ 07762 · Last verified July 2026

Property Summary

Property TypeSingle Family Home
Details5 bd · 4.5 ba · 3,652 sqft · built 1915
Lot Size0.172 acres (7,492 sqft)
Owner2 Individual Names on File
Last Sale$235,000 (Aug 1989)
Tax Bill$12,940 (2025)
Deeds & MortgagesNov 2018 Line of Credit
Flood ZoneZone X (minimal risk)
APN47-00073-0000-00025-01

Property Details

APN / Parcel Number

Primary APN47-00073-0000-00025-01
Alternative APNs
  • 47000730000000250001
  • 4700073000000025

Interior

Bedrooms5 Beds
Full Baths4.5 Baths
Half Baths1 Half Bath
Total Rooms11 Rooms
Stories2 Stories
Building Area3,652 sqft Living Area
1st Floor Area1,696 sqft
Upper Floors Area1,486 sqft
Basement Area784 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1915
Effective Year BuiltEffective 1915
Architectural StyleColonial
Exterior MaterialStucco
Construction TypeFrame
Roof TypeGable
Roof MaterialOther
Lot Area7,492 sqft (0.172 acres)
Garage TypeDetached
Garage Area336 sqft
Parking Spaces1 Parking Space

Exterior Amenities

PorchOpen Porch
Deck Area324 sqft
Shed1 Shed
Shed Area96 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemHot Water
SewerConnected

Location & Zoning

Old Parcel Number4700073000000025
Street Address404 MORRIS AVE
CitySPRING LAKE
StateNJ
Zip07762-1320
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal Block73
Legal Lot Number25.1
JurisdictionMONMOUTH NJ
Township / Civil DivisionSPRING LAKE
Census Block Group4
Census Block4007
Census Tract809100

Owner

Source: Monmouth County and Spring Lake Borough records · APN 47-00073-0000-00025-01

Assessment roll updated July 9, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address4411 CATHEDRAL AVE NW, WASHINGTON, DC 20016-3562
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleAug 22, 1989 · Amount on Record
Deed SaleAug 22, 1989 · Amount on Record
Deed Book / Page4952 / 336
Record UpdatedSep 20, 2026

November 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMONMOUTH NJ
Property Address404 MORRIS AVE, SPRING LAKE, NJ 07762-1320
Document Number0000115676
Instrument DateNov 29, 2018
Transaction TypeMortgage
Record UpdatedDec 18, 2018
Title CompanyOTHER

Transferred To (Grantee/Buyer)

NameVerified Name
Address404 MORRIS AVE SPRING LAKE NJ 077621320, SPRING LAKE, NJ 07762-1320

Mortgage

Document Number0000115676
DateDec 03, 2018
Book Page009323/001859
Instrument115676
Lender
NameBANK OF AMERICA
TypeBank
AddressCHARLOTTE, NC 28255
Agreement
TypeLine of Credit
AmountAmount Recorded
Term360 Months
DueDec 02, 2048
Interest
Rate TypeAdjustable Rate

Tax Assessment & Valuation

Source: Monmouth County and Spring Lake Borough records · Assessment roll updated July 9, 2026 · Last verified July 2026

Property Jurisdictions

TypeName
StateNew Jersey
CountyMonmouth County
MunicipalitySpring Lake Borough
Unified School DistrictSpring Lake Borough School District (KG - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2026$3,014,500 (+6.46%) Land $2,223,300 Building $791,200$3,014,500 (+6.46%) Land $2,223,300 Building $791,200
2025$12,940.00 (+0.67%)$2,831,500 (+30.54%) Land $2,073,300 Building $758,200$2,831,500 (+30.54%) Land $2,073,300 Building $758,200
2024$12,854.00 (+18%)
2023$2,169,000 Land $1,480,000 Building $689,000$2,169,000 Land $1,480,000 Building $689,000
2022$10,893.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Monmouth County (34025C), updated September 18, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 340258091004, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Flood Insurance CostPremium on Record
median of 63 individual NFIP policies nearby
Community Rating SystemClass 7 (15% premium discount)
Nearby Flood Policies63 in force
Nearby Flood Claims21 (1979–2012)
Claims Outside the SFHA16 of 21
Most Recent ClaimOct 2012, river or lake flooding, Hurricane Sandy
Claims By Storm
  • Hurricane Sandy, Oct 2012 · 5 claims
  • Hurricane Irene, Sep 2011 · 8 claims

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 473 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
Optimum CommunicationsFiber8,000 / 8,000
VerizonFiber2,300 / 2,300
Optimum CommunicationsCable940 / 35
AT&TFixed Wireless100 / 20
T-Mobile USAFixed Wireless100 / 20
StarlinkSatellite (low-earth orbit)280 / 30

May also be available at this address: Verizon. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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