404 Montclair Rd, Los Gatos, CA 95032 Property Records

Santa Clara County property record for 404 Montclair Rd, Los Gatos, CA 95032

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,554 sqft · built 1977
Lot Size	0.316 acres (13,800 sqft)
Owner	Individual Name on File
Last Sale	$1,375,000 (Oct 2007)
Tax Bill	$22,474 (2025)
Deeds & Mortgages	Mar 2020 Mortgage Apr 2018 Mortgage
Flood Zone	Zone X (moderate risk)
APN	`407-05-006`

Property Details

APN / Parcel Number

Primary APN	`407-05-006`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Total Rooms	10 Rooms
Stories	2 Stories
Building Area	2,554 sqft Living Area
1st Floor Area	1,269 sqft
2nd Floor Area	1,285 sqft
Family Room	Family Room
Fireplaces	2 Fireplaces
Fireplace	Fireplace

Exterior

Year Built	Built 1977
Architectural Style	Other
Exterior Material	Shake
Construction Type	Wood
Lot Area	13,800 sqft (0.316 acres)
Lot Dimensions	119 ft deep x 116 ft wide
Garage Area	630 sqft
Parking Spaces	2 Parking Spaces
Pool Area	3,000 sqft

Utilities, Heating & Cooling

Heating System	HVAC

Location & Zoning

Street Address	404 MONTCLAIR RD
City	LOS GATOS
State	CA
Zip	95032-1618
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1PD
Legal Description	TR 5506 LOT 27
Legal Subdivision	ENGLISH OAKS
Legal Tract	5506
Legal Lot Number	27
Jurisdiction	SANTA CLARA CA
Township / Civil Division	SAN JOSE
Census Block Group	4
Census Block	4000
Census Tract	507205

Owner

Source: Santa Clara County assessment roll, as of July 1, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	404 MONTCLAIR RD, LOS GATOS, CA 95032-1618
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 10, 2020	Deed of Trust, Mortgage · Conventional Mortgage UNITED WHOLESALE MORTGAGE
Apr 5, 2018	Deed of Trust, Mortgage · Conventional Mortgage PARKSIDE LNDG

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Oct 18, 2007 · Amount on Record
Deed Sale	Oct 18, 2007 · Amount on Record
Prior Sale	Apr 29, 2004
Deed Document Number	19622283
Record Updated	Jun 7, 2026

March 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA CLARA CA
Property Address	404 MONTCLAIR RD, LOS GATOS, CA 95032-1618
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	OLD REPUBLIC TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0024425283
Date	Mar 10, 2020
Instrument	24425283

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company
Address	PONTIAC, MI 48341

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	241 Months
Due	Apr 1, 2040

April 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA CLARA CA
Property Address	404 MONTCLAIR RD, LOS GATOS, CA 95032-1618
Document Number	0023908206
Instrument Date	Apr 5, 2018
Transaction Type	Mortgage
Record Updated	Apr 18, 2018
Title Company	OLD REPUBLIC TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	404 MONTCLAIR RD LOS GATOS CA 950321618, LOS GATOS, CA 95032-1618

Mortgage

Document Number	0023908206
Date	Apr 12, 2018
Instrument	23908206

Lender

Name	PARKSIDE LNDG
Address	SAN FRANCISCO, CA 94103

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	240 Months
Due	Apr 11, 2038

Tax Assessment & Valuation

Source: Santa Clara County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	California
County	Santa Clara County
Municipality	Los Gatos Town
Elementary School District	Campbell Union Elementary School District (KG - 08)
Secondary School District	Campbell Union High School District (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2025	$22,474.00 (+4.76%) Homeowner's exemption	$1,805,744 (+4.04%) Land $919,455 Building $886,289
2023	$21,453.00 (+0.98%) Homeowner's exemption	$1,735,626 Land $883,752 Building $851,874
2022	$21,245.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective January 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 97.4% of California
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation at the parcel

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SAN JOSE WATER private · serves 1,039,920 people · EPA ID CA4310011
Water Source	Surface water
Last State Inspection	Mar 2026
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Treatment failure resolved · Jun 2023
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 147 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Etheric Communications, LLC. Fixed Wireless	250 / 100

May also be available: AT&T, Frontier, Ridge Wireless, T-Mobile USA, Verizon.

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