Madison County property record for 404 Miller Ave, Hamel, IL 62046
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 3 ba · 908 sqft · built 2002 |
| Lot Size | 0.294 acres (12,823 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $7,231 (2025) |
| Deeds & Mortgages | Feb 2022 Mortgage Sep 2021 Mortgage + 1 more |
| APN | 11-2-10-14-10-103-023 |
| Primary APN | 11-2-10-14-10-103-023 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3 Baths |
| Half Baths | 1 Half Bath |
| Plumbing Fixtures | 10 Plumbing Fixtures |
| Total Rooms | 6 Rooms |
| Stories | 2 Stories |
| Building Area | 908 sqft Living Area |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2002 |
|---|---|
| Effective Year Built | Effective 2002 |
| Architectural Style | Conventional |
| Exterior Material | Vinyl |
| Construction Type | Frame |
| Lot Area | 12,823 sqft (0.294 acres) |
| Lot Dimensions | 115 ft deep x 111 ft wide |
| Garage Type | Attached |
| Cooling System | Central |
|---|---|
| Heating System | HVAC |
| Street Address | 404 MILLER AVE |
|---|---|
| City | HAMEL |
| State | IL |
| Zip | 62046-1067 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | TROTTER'S RUN 1ST ADDN LOT 60 111.5 X 115 |
| Legal Subdivision | TROTTER'S RUN 1ST ADDN |
| Legal Lot Number | 60 |
| Jurisdiction | MADISON IL |
| Township / Civil Division | HAMEL |
| Census Block Group | 4 |
| Census Block | 4026 |
| Census Tract | 403801 |
404 Miller Ave is owned and occupied by an individual.
Source: Madison County records, as of June 25, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | PO BOX 410, LITCHFIELD, IL 62056-0410 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Feb 14, 2022 | Deed of Trust, Mortgage · Conventional Mortgage BANK & TRUST CO |
| Sep 20, 2021 | Deed of Trust, Mortgage · Conventional Mortgage BANK & TRUST CO |
| Sep 22, 2017 | Deed of Trust, Mortgage · Line of Credit BANK & TR |
| Deed Names | Name on Deed |
|---|---|
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MADISON IL |
| Property Address | 404 MILLER AVE, HAMEL, IL 62046-1067 |
| Transaction Type | Mortgage |
| Record Updated | Mar 2, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0000005203 |
|---|---|
| Date | Feb 14, 2022 |
| Instrument | 2022R05203 |
| Name | BANK & TRUST CO |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 180 Months |
| Due | Feb 4, 2037 |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MADISON IL |
| Property Address | 404 MILLER AVE, HAMEL, IL 62046-1067 |
| Transaction Type | Mortgage |
| Record Updated | Oct 13, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0000039486 |
|---|---|
| Date | Sep 20, 2021 |
| Instrument | 2021R39486 |
| Name | BANK & TRUST CO |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 144 Months |
| Due | Sep 1, 2033 |
| Rate Type | Fixed Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MADISON IL |
| Property Address | 404 MILLER AVE, HAMEL, IL 62046-1067 |
| Document Number | 0000033351 |
| Instrument Date | Sep 22, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Jan 3, 2018 |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 404 MILLER AVE HAMEL IL 620461067, HAMEL, IL 62046-1067 |
| Document Number | 0000033351 |
|---|---|
| Date | Oct 2, 2017 |
| Instrument | 33351 |
| Name | BANK & TR |
|---|---|
| Type | Bank |
| Address | LITCFIELD, IL 62056 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 180 Months |
| Due | Oct 1, 2032 |
| Rate Type | Adjustable Rate |
|---|
The 2025 property tax bill for 404 Miller Ave was $7,231 with a homeowner's exemption, up 9.7% from the year before.
Source: Madison County assessment roll, as of June 25, 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | Madison County |
| County Subdivision | Hamel Township |
| Municipality | Hamel Village |
| Unified School District | Edwardsville Community Unit School District 7 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $7,231.00 (+9.73%) | $111,250 Land $17,490 Building $93,760 | $333,750 Land $52,470 Building $281,280 |
| 2024 | $6,590.00 | ||
| 2022 | $5,607.00 | $82,260 Land $12,930 Building $69,330 | $247,027 Land $38,829 Building $208,198 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA has no flood map on file for 404 Miller Ave; 2 flood insurance policies are in force nearby.
Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Not on file |
|---|---|
| Nearby Flood Policies | 2 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 404 Miller Ave is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 97% of the US · lower than 79% of Illinois |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | HAMEL serves 1,087 people · EPA ID IL1190450 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Mar 2024 |
| Lead | Under 1 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 52 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Madison Communications Fiber | 1,000 / 150 |
| Wisper ISP Fixed Wireless | 400 / 30 |
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