Westchester County and Rye City property record for 404 Midland Ave, Rye, NY 10580
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,400 sqft · built 1999 |
| Lot Size | 0.11 acres (4,792 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $999,000 (Jun 2021) |
| Tax Bill | $17,082 (2026) |
| Deeds & Mortgages | Jun 2021 Sale Dec 2014 Loan Modification |
| Flood Zone | Zone X (minimal risk) |
| APN | 551400 146-11-2-23 |
| Primary APN | 551400 146-11-2-23 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 2 Stories |
| Building Area | 1,400 sqft Living Area |
| 1st Floor Area | 700 sqft |
| 2nd Floor Area | 700 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1999 |
|---|---|
| Effective Year Built | Effective 1999 |
| Architectural Style | Colonial |
| Exterior Material | Wood |
| Lot Area | 4,792 sqft (0.11 acres) |
| Heating System | Forced Air with A/C |
|---|
| Street Address | 404 MIDLAND AVE |
|---|---|
| City | RYE |
| State | NY |
| Zip | 10580-3943 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RT |
| Legal Subdivision | MAP OF LAND IN THE TOWN OF RYE |
| Legal Block | 2 |
| Legal Lot Number | 23.000 |
| Jurisdiction | WESTCHESTER NY |
| Township / Civil Division | RYE |
| Census Block Group | 6 |
| Census Block | 6001 |
| Census Tract | 7600 |
Source: Westchester County and Rye City records, as of October 21, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 404 MIDLAND AVE, RYE, NY 10580-3943 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jun 22, 2021 | Bargain and Sale Deed, Transfer STEWART TITLE, STEWART TITLE INSURANCE CO |
| Dec 20, 2014 | Loan Modification, Mortgage · Line of Credit CITIBANK |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jun 22, 2021 · Amount on Record |
| Deed Sale | Jun 22, 2021 · Amount on Record |
| Prior Sale | Jun 22, 2021 · Amount on Record |
| Deed Document Number | 2021611673006 |
| Prior Transfer Date | Apr 12, 1997 |
| Prior Transfer Doc | 1173000001 |
| Record Updated | Oct 29, 2026 |
| Document Type | Bargain and Sale Deed |
|---|---|
| Jurisdiction | WESTCHESTER NY |
| Recording Date | Jun 22, 2021 |
| Property Address | 404 MIDLAND AVE, RYE, NY 10580-3943 |
| Document Number | 0611673006 |
| Map Reference | MAP 465 |
| Instrument Date | Jun 16, 2021 |
| Instrument | 611673006 |
| Transaction Type | Transfer |
| Record Updated | Jul 2, 2021 |
| Title Company | STEWART TITLE, STEWART TITLE INSURANCE CO |
| Amount | Amount Recorded |
|---|---|
| Tax | $3,996.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 404 MIDLAND AVE, 404, RYE, NY 10580-3943 |
| Name | Verified Name |
|---|---|
| Address | 715 THE CRESCENT, MAMARONECK, NY 10543-4531 |
| Document Type | Loan Modification |
|---|---|
| Jurisdiction | WESTCHESTER NY |
| Property Address | 404 MIDLAND AVE, RYE, NY 10580-3943 |
| Document Number | 0570273004 |
| Instrument Date | Dec 20, 2014 |
| Transaction Type | Mortgage |
| Record Updated | Aug 23, 2018 |
| Title Company | OTHER |
| Name | Verified Name |
|---|---|
| Address | 404 MIDLAND AVE RYE NY 105803943, RYE, NY 10580-3943 |
| Document Number | 0570273004 |
|---|---|
| Date | Jan 27, 2017 |
| Book Page | 057027/003004 |
| Name | CITIBANK |
|---|---|
| Type | Federal Savings Bank |
| Address | SIOUX FALLS, SD 57104 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 3.25% |
Source: Westchester County and Rye City assessment roll, as of May 14, 2026
| Type | Name |
|---|---|
| State | New York |
| County | Westchester County |
| Municipality | Rye City |
| Unified School District | Rye City School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $17,082.00 (+12.93%) | ||
| 2025 | $15,126.00 | $13,475 (-) Land $6,900 Building $6,575 | $1,141,949 (+6.78%) Land $584,746 Building $557,203 |
| 2024 | $13,475 (-) Land $6,900 Building $6,575 | $1,069,444 (+2.38%) Land $547,619 Building $521,825 | |
| 2023 | $13,475 Land $6,900 Building $6,575 | $1,044,574 Land $534,884 Building $509,690 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective September 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 23 policies |
| Nearby Flood Policies | 23 in force |
| Nearby Flood Claims | 29 (1979–2021) |
| Claims Outside the SFHA | 22 of 29 |
| Most Recent Claim | Sep 2021 · Remnants Of Hurricane Ida |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 97% of the US · lower than 96% of New York |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | VEOLIA WATER NEW YORK, INC. RD-2 private · serves 57,301 people · EPA ID NY5903456 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Aug 2025 |
| Lead | 2 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 299 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Optimum Fiber · Cable | 8,000 / 8,000 |
| Verizon Fiber · Fixed Wireless in parts of the area | 980 / 880 |
| T-Mobile Fixed Wireless | 100 / 20 |
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