Erie County and West Seneca Town property record for 404 Michael Rd, Orchard Park, NY 14127
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2 ba · 2,267 sqft · built 1945 |
| Lot Size | 1 acres (43,560 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $238,900 (Mar 2018) |
| Tax Bill | $3,987 (2025) |
| Deeds & Mortgages | Mar 2018 Sale & Mortgage Jan 2017 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 34-115-000 |
| Primary APN | 34-115-000 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 8 Rooms |
| Stories | 1 Story |
| Building Area | 2,267 sqft Living Area |
| 1st Floor Area | 1,780 sqft |
| Upper Floors Area | 487 sqft |
| Game Room | Game Room |
| Year Built | Built 1945 |
|---|---|
| Effective Year Built | Effective 1955 |
| Architectural Style | Cape Cod |
| Exterior Material | Wood |
| Lot Area | 43,560 sqft (1 acres) |
| Lot Dimensions | 468 ft deep x 100 ft wide |
| Garage Type | Attached |
| Garage Area | 460 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
| Porch Area | 248 sqft |
| Shed | 1 Shed |
| Heating System | Forced Air with A/C |
|---|---|
| Heating Fuel | Gas |
| Sewer | Municipal |
| Water Source | Commercial |
| Account Number | 34-115-000 |
|---|---|
| Street Address | 404 MICHAEL RD |
| City | ORCHARD PARK |
| State | NY |
| Zip | 14127-1247 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | 06 - INDUS |
| Legal Description | PART OF FL-411 1 AC(BUFFALO CRK RES) 100 X 468.60 |
| Legal Subdivision | BUFALLO CREEK RESERVATION |
| Legal Block | 2 |
| Legal Lot Number | 7.000 |
| Jurisdiction | ERIE NY |
| Township / Civil Division | WEST SENECA |
| Census Block Group | 1 |
| Census Block | 1002 |
| Census Tract | 12003 |
Source: Erie County and West Seneca Town records, as of May 19, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 404 MICHAEL RD, ORCHARD PARK, NY 14127-1247 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Mar 8, 2018 | Deed, Transfer · FHA Mortgage PREMIUM MORTGAGE CORP |
| Jan 9, 2017 | Deed of Trust, Mortgage · FHA Mortgage QUICKEN LNS |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Mar 8, 2018 · Amount on Record |
| Deed Sale | Mar 8, 2018 · Amount on Record |
| Deed Document Number | 201846306 |
| Deed Book / Page | 11326 / 5376 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed |
|---|---|
| Jurisdiction | ERIE NY |
| Recording Date | Mar 8, 2018 |
| Property Address | 404 MICHAEL RD, ORCHARD PARK, NY 14127-1247 |
| Document Number | 0113265376 |
| Book / Page | 11326 / 5376 |
| Instrument Date | Feb 28, 2018 |
| Instrument | 2018046306 |
| Transaction Type | Transfer |
| Record Updated | Apr 14, 2022 |
| Title Company | CHICAGO TITLE INS CO |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,151.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 404 MICHAEL HALL, 404, BUFFALO, NY 14214-8003 |
| Name | Verified Name |
|---|---|
| Address | 52 MIRIAM AVE, BLASDELL, NY 14219-1121 |
| Document Number | 2018046307 |
|---|---|
| Date | Mar 8, 2018 |
| Instrument | 2018046307 |
| Name | PREMIUM MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Apr 1, 2048 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ERIE NY |
| Property Address | 404 MICHAEL RD, ORCHARD PARK, NY 14127-1247 |
| Document Number | 0137983316 |
| Book / Page | 013798 / 003316 |
| Instrument Date | Jan 9, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Aug 31, 2017 |
| Name | Verified Name |
|---|---|
| Address | 404 MICHAEL RD ORCHARD PARK NY 141271247, ORCHARD PARK, NY 14127-1247 |
| Document Number | 0137983316 |
|---|---|
| Date | Jan 20, 2017 |
| Book Page | 013798/003316 |
| Name | QUICKEN LNS |
|---|---|
| Type | Funding / Finance Company |
| Address | DETROIT, MI 48226-1906 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jan 19, 2047 |
Source: Erie County and West Seneca Town assessment roll, as of May 19, 2026
| Type | Name |
|---|---|
| State | New York |
| County | Erie County |
| County Subdivision | West Seneca Town |
| Unified School District | West Seneca Central School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,987.00 (-47.96%) | $80,600 (-) Land $13,600 Building $67,000 | $335,800 (+4.16%) Land $56,661 Building $279,139 |
| 2024 | $7,662.00 (+5.54%) | $80,600 (-) Land $13,600 Building $67,000 | $322,400 (+4%) Land $54,400 Building $268,000 |
| 2023 | $80,600 Land $13,600 Building $67,000 | $310,000 Land $52,308 Building $257,692 | |
| 2019 | $7,260.00 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective November 20, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Claims | 3 (1979) |
| Claims Outside the SFHA | 3 of 3 |
| Most Recent Claim | Aug 1979 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 98% of the US · lower than 97.9% of New York |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ECWA WEST SENECA serves 23,557 people · EPA ID NY1404543 |
|---|---|
| Water Source | Purchased surface water from ECWA DIRECT |
| Last State Inspection | Nov 2025 |
| Lead | 10 ppb (2020–2022) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 272 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fiber | 980 / 880 |
| T-Mobile Fixed Wireless | 100 / 20 |
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