404 Merle Ln, Townsend, DE 19734 Property Records

New Castle County property record for 404 Merle Ln, Townsend, DE 19734

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,368 sqft · built 2005
Lot Size	0.31 acres (13,504 sqft)
Owner	2 Individual Names on File
Tax Bill	$3,379 (2025)
Deeds & Mortgages	Jun 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`25-003.00-091`

Property Details

APN / Parcel Number

Primary APN	`25-003.00-091`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	12 Plumbing Fixtures
Total Rooms	9 Rooms
Stories	2 Stories
Building Area	2,368 sqft Living Area
1st Floor Area	1,250 sqft
Basement Area	1,118 sqft
Family Room	Family Room
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2005
Effective Year Built	Effective 2005
Architectural Style	Colonial
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Asphalt
Lot Area	13,504 sqft (0.31 acres)
Garage Type	Attached
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Sewer	Connected

Location & Zoning

Street Address	404 MERLE LN
City	TOWNSEND
State	DE
Zip	19734-2402
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	25R1A
Legal Subdivision	TOWNSEND VILLAGE
Legal Lot Number	102
Jurisdiction	NEW CASTLE DE
Township / Civil Division	MIDDLETOWN-ODESSA
Census Block Group	1
Census Block	1023
Census Tract	16806

Owner

404 Merle Ln is owned and occupied by two individuals who acquired it in June 2020.

Source: New Castle County records, as of April 13, 2026

Owner of Record	2 Individual Names on File
Mailing Address	404 MERLE LN, TOWNSEND, DE 19734-2402
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 15, 2020
Deed Sale	Jun 15, 2020
Prior Sale	Dec 8, 2005 · Amount on File
Deed Document Number	202048590
Record Updated	Oct 29, 2026

June 2020: Deed, Transfer

Document Type	Deed
Jurisdiction	NEW CASTLE DE
Recording Date	Jun 15, 2020
Property Address	404 MERLE LN, TOWNSEND, DE 19734-2402
Document Number	0000048590
Map Reference	DOC 200202210017082
Instrument Date	May 29, 2020
Instrument	20200615-0048590
Transaction Type	Transfer
Record Updated	Jul 27, 2022

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	404 MERLE LN, TOWNSEND, DE 19734-2402

Mortgage

Document Number	0000048593
Date	Jun 15, 2020
Instrument	20200615-0048593

Lender

Name	PIKE CREEK MORTGAGE SERVICES INC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jun 1, 2050

Tax Assessment & Valuation

The 2025 property tax bill for 404 Merle Ln was $3,379.

Source: New Castle County assessment roll, as of April 13, 2026

Property Jurisdictions

Type	Name
State	Delaware
County	New Castle County
Municipality	Townsend Town
Unified School District	Appoquinimink School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,379.00	$498,800 Land $106,800 Building $392,000
2024			$441,450
2023	$2,926.00	$94,400 Land $12,200 Building $82,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 404 Merle Ln in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective January 21, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	6 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 404 Merle Ln is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 47% of Delaware
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ARTESIAN WATER COMPANY private · serves 231,114 people · EPA ID DE0000552
Water Source	Purchased surface water from several systems
Last State Inspection	Oct 2025
Lead	1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 202 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Breezeline Cable	1,000 / 50
Verizon Fiber · Fixed Wireless in parts of the area	980 / 880
AT&T Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20