Harrison County property record for 404 Melissa Dr, Biloxi, MS 39531
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 1.5 ba · 2,908 sqft · built 1971 |
| Lot Size | 0.28 acres (12,228 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $1,267 (2025) |
| Deeds & Mortgages | Feb 2019 Sale |
| Flood Zone | Zone X (minimal risk) |
| APN | 1110A-01-035.000 |
| Primary APN | 1110A-01-035.000 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 8 Rooms |
| Stories | 1 Story |
| Building Area | 2,908 sqft Adjusted Area |
| 1st Floor Area | 2,566 sqft |
| Flooring | Carpet |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1971 |
|---|---|
| Effective Year Built | Effective 1971 |
| Exterior Material | Brick Veneer |
| Roof Type | Hip |
| Roof Material | Composition Shingle |
| Lot Area | 12,228 sqft (0.28 acres) |
| Garage Area | 504 sqft |
| Parking Spaces | 2 Parking Spaces |
| Patio Area | 72 sqft |
| Heating System | Forced Air with A/C |
|---|
| Street Address | 404 MELISSA DR |
|---|---|
| City | BILOXI |
| State | MS |
| Zip | 39531-2308 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 41 WHISPERING OAKS SUBD 1ST ADD |
| Legal Range | 10W |
| Legal Township | 07S |
| Legal Section | 27 |
| Legal Subdivision | WHISPERING OAKS SUBD 1ST ADD |
| Legal Lot Number | 41 |
| Jurisdiction | HARRISON MS |
| Township / Civil Division | 5 |
| Census Block Group | 1 |
| Census Block | 1018 |
| Census Tract | 1203 |
404 Melissa Dr is owned and occupied by an individual who acquired it in February 2019.
Source: Harrison County records, as of December 16, 2025
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 404 MELISSA DR, BILOXI, MS 39531-2308 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Et Al (and Others) |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Transfer Date | Feb 27, 2019 |
| Transfer Doc | 20190000441DJ2 |
| Record Updated | Jun 8, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | HARRISON MS |
| Recording Date | Feb 28, 2019 |
| Property Address | 404 MELISSA DR, BILOXI, MS 39531-2308 |
| Document Number | 20190000441DJ2 |
| Instrument Date | Feb 27, 2019 |
| Instrument | 2019-0000441-D-J2 |
| Transaction Type | Transfer |
| Record Updated | Dec 20, 2021 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 404 MELISSA DR, 404, BILOXI, MS 39531-2308 |
| Name | Verified Name |
|---|---|
| Address | 404 MELISSA DR, BILOXI, MS 39531-2308 |
The 2025 property tax bill for 404 Melissa Dr was $1,267 with a homeowner's exemption, up 7.8% from the year before.
Source: Harrison County assessment roll, as of November 6, 2025
| Type | Name |
|---|---|
| State | Mississippi |
| County | Harrison County |
| Municipality | Biloxi City |
| Unified School District | Biloxi Public School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,267.00 (+7.83%) Homeowner's exemption | $16,416 | $164,159 Land $41,500 Building $122,659 |
| 2024 | $1,175.00 (+2.26%) | ||
| 2023 | $1,149.00 Homeowner's exemption | $15,164 | $151,644 Land $41,500 Building $110,144 |
| 2022 | $1,149.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 404 Melissa Dr in Zone X, an area of minimal flood risk, though there have been 3 flood claims nearby since 2005.
Source: FEMA National Flood Hazard Layer, effective April 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 102 policies |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 102 in force |
| Nearby Flood Claims | 3 (2005–2021) |
| Claims Outside the SFHA | 1 of 3 |
| Most Recent Claim | Apr 2021 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 404 Melissa Dr is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 98% of the US · lower than 98.7% of Mississippi |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 288 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| C Spire Wireless Fiber · Fixed Wireless in parts of the area | 8,000 / 8,000 |
| Sparklight Cable | 1,000 / 50 |
| AT&T DSL · Fiber in parts of the area | 100 / 20 |
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