404 McBride St, Lone Oak, TX 75453 Property Records

Hunt County property record for 404 McBride St, Lone Oak, TX 75453

Property Summary

Property Type	Single Family Home
Details	2.5 ba · 1,232 sqft · built 1975
Lot Size	0.38 acres (16,553 sqft)
Owner	2 Individual Names on File
Tax Bill	$1,454 (2025)
Deeds & Mortgages	Feb 2021 Second Mortgage Feb 2021 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`4395-0930-002A-51`

Property Details

APN / Parcel Number

Primary APN	`4395-0930-002A-51`
Alternative APNs	`R73833` `73833`

Interior

Full Baths	2.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	8 Plumbing Fixtures
Stories	1 Story
Building Area	1,232 sqft Living Area
Gross Area	1,287 sqft
1st Floor Area	1,232 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1975
Effective Year Built	Effective 1975
Exterior Material	Brick
Construction Type	Frame
Foundation Type	Slab (Mat/Raft)
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	16,553 sqft (0.38 acres)

Exterior Amenities

Porch	Enclosed Porch
Porch Area	100 sqft
Shed	1 Shed
Shed Area	48 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	404 MCBRIDE ST
City	LONE OAK
State	TX
Zip	75453-9636
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	S4395 ORIG TOWN OF LONE OAK BLK 93 LOT 2A ACRES .38
Legal Subdivision	ORIG TOWN OF LONE OAK
Legal Block	93
Legal Lot Number	2A
Jurisdiction	HUNT TX
Township / Civil Division	LONE OAK
Census Block Group	2
Census Block	2027
Census Tract	960700

Owner

404 McBride St is owned by two individuals who acquired it in April 2023.

Source: Hunt County records, as of October 12, 2026

Owner of Record	2 Individual Names on File
Mailing Address	3511 COUNTY ROAD 3307, GREENVILLE, TX 75402-8557
Owner Type	Individual
Vesting	Single Woman

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Feb 10, 2021	Deed of Trust, Mortgage · Stand-Alone Second Mortgage TEXAS DEPARTMENT OF HOUSING COMMUNITY A
Feb 10, 2021	Vendor's Lien, Transfer · FHA Mortgage EVERETT FINANCIAL INC
Sep 23, 2019	Warranty Deed, Transfer KINCY ABSTRACT AND SABINE TITLE, KINCY ABSTRACT & SABINE TITLE
Jul 31, 2019	Warranty Deed, Transfer KINCY ABSTRACT AND SABINE TITLE, KINCY ABSTRACT & SABINE TITLE
May 16, 2018	Warranty Deed, Transfer NATIONS RELIABLE LNDG

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 21, 2023
Deed Sale	Apr 21, 2023
Prior Sale	Feb 10, 2021 · Amount on File
Deed Document Number	20237247
Prior Transfer Date	Feb 6, 2021
Prior Transfer Doc	0000002997
Record Updated	Oct 29, 2026

February 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HUNT TX
Property Address	404 MCBRIDE ST, LONE OAK, TX 75453-9636
Transaction Type	Mortgage
Record Updated	Feb 26, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0202102999
Date	Feb 10, 2021
Instrument	2021-02999

Lender

Name	TEXAS DEPARTMENT OF HOUSING COMMUNITY A
Type	Government Agency
Address	AUSTIN, TX 78711

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount on Record

February 2021: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	HUNT TX
Recording Date	Feb 10, 2021
Property Address	404 MCBRIDE ST, LONE OAK, TX 75453-9636
Document Number	0000002997
Map Reference	VOL 1582 PG 335
Instrument Date	Feb 6, 2021
Instrument	2021-02997
Transaction Type	Transfer
Record Updated	Aug 27, 2021

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	17019 DAWN SHADOWS DR, HUMBLE, TX 77346-4547

Mortgage

Document Number	0000002998
Date	Feb 10, 2021
Instrument	2021-02998

Lender

Name	EVERETT FINANCIAL INC
Type	Funding / Finance Company
Special Notes	Seller Financed

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Mar 1, 2051

September 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HUNT TX
Recording Date	Sep 23, 2019
Property Address	404 MCBRIDE ST, LONE OAK, TX 75453-9636
Document Number	0000014017
Instrument Date	Sep 23, 2019
Instrument	14017
Transaction Type	Transfer
Record Updated	Oct 2, 2019
Title Company	KINCY ABSTRACT AND SABINE TITLE, KINCY ABSTRACT & SABINE TITLE

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3375 COUNTY ROAD 3110 GREENVILLE TX 754028871, GREENVILLE, TX 75402-8871

July 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HUNT TX
Recording Date	Jul 31, 2019
Property Address	404 MCBRIDE ST, LONE OAK, TX 75453-9636
Document Number	0000010717
Instrument Date	Jul 19, 2019
Instrument	10717
Transaction Type	Transfer
Record Updated	Aug 9, 2019
Title Company	KINCY ABSTRACT AND SABINE TITLE, KINCY ABSTRACT & SABINE TITLE

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	404 MCBRIDE ST LONE OAK TX 754539636, LONE OAK, TX 75453-9636

May 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HUNT TX
Recording Date	May 16, 2018
Property Address	404 MCBRIDE ST, LONE OAK, TX 75453-9636
Document Number	0000007564
Instrument Date	May 14, 2018
Instrument	7564
Transaction Type	Transfer
Record Updated	Nov 21, 2018
Title Company	OTHER

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	404 MCBRIDE ST LONE OAK TX 754539636, LONE OAK, TX 75453-9636

Mortgage

Document Number	7565
Date	May 16, 2018
Instrument	7565

Lender

Name	NATIONS RELIABLE LNDG
Address	HOUSTON, TX 77098

Agreement

Amount	Amount on Record
Term	360 Months
Due	May 15, 2048

Tax Assessment & Valuation

The 2025 property tax bill for 404 McBride St was $1,454, down 48.8% from the year before.

Source: Hunt County assessment roll, as of September 10, 2025

Property Jurisdictions

Type	Name
State	Texas
County	Hunt County
Municipality	Lone Oak City
Unified School District	Lone Oak Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,454.00 (-48.8%)	$148,660 Land $34,870 Building $113,790	$148,660 Land $34,870 Building $113,790
2024	$2,840.00
2023		$169,250 Land $28,980 Building $140,270	$169,250 Land $28,980 Building $140,270
2022	$3,682.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 404 McBride St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective May 3, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 404 McBride St is low, with a 0.03% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 65% of the US · lower than 90% of Texas
Wildfire Likelihood	0.03% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF LONE OAK serves 867 people · EPA ID TX1160006
Water Source	Purchased surface water from CASH SUD
Last State Inspection	May 2024
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 62 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Fiber	1,000 / 1,000
Cumby Telephone Cooperative Fiber	1,000 / 200
Peoples Communications Fixed Wireless	500 / 60
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Nextlink.

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