404 Maye St, Wingate, NC 28174 Property Records

Union County property record for 404 Maye St, Wingate, NC 28174

Property Summary

Property Type	Rural Home
Details	3 bd · 2 ba · 1,334 sqft · built 1989
Lot Size	0.58 acres (25,265 sqft)
Owner	Individual Name on Record
Last Sale	$225,000 (Apr 2021)
Tax Bill	$1,275 (2025)
Deeds & Mortgages	Apr 2021 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`09-049-002H`

Property Details

APN / Parcel Number

Primary APN	`09-049-002H`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	3 Rooms
Stories	1 Story
Building Area	1,334 sqft Living Area
1st Floor Area	1,334 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1989
Effective Year Built	Effective 1989
Architectural Style	Conventional
Exterior Material	Brick
Construction Type	Wood
Foundation Type	Raised
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	25,265 sqft (0.58 acres)
Porch	Porch
Porch Area	240 sqft
Shed	1 Shed

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	404 MAYE ST
City	WINGATE
State	NC
Zip	28174-6732
Property Category	Residential
Property Type	Residential > Single Family > Rural Home
Local Zoning Code	R-20 WINGA
Legal Description	#5 EDGEWOOD FARMS PH2 OPCC245
Legal Subdivision	EDGEWOOD FARMS
Legal Lot Number	5
Jurisdiction	UNION NC
Township / Civil Division	MONROE
Census Block Group	1
Census Block	1011
Census Tract	20701

Owner

Source: Union County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	404 MAYE ST, WINGATE, NC 28174-6732
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Married

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 23, 2021 · Amount on Record
Deed Sale	Apr 23, 2021 · Amount on Record
Prior Sale	Jun 3, 2005 · Amount on Record
Deed Document Number	202119293
Deed Book / Page	8076 / 466
Last Transfer Date	May 15, 2025
Transfer Doc	0009121538
Record Updated	Oct 29, 2026

April 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	UNION NC
Recording Date	Apr 23, 2021
Property Address	404 MAYE ST, WINGATE, NC 28174-6732
Document Number	8076466
Book / Page	8076 / 466
Map Reference	CAB C FILE 245
Instrument Date	Apr 23, 2021
Instrument	19293
Transaction Type	Transfer
Record Updated	May 12, 2021

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$450.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	19294
Date	Apr 23, 2021
Instrument	19294

Lender

Name	FOUNDERS FCU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2051

Interest

Rate Type	Adjustable Rate
Rate	4.75%
Type Change Date	May 1, 2028
Change Frequency	10 Years
Min Rate At Change	3.5%
Max Rate At Change	6.75%
Index	10-Year TN
Margin	3
Max Rate	10.7%

Tax Assessment & Valuation

Source: Union County assessment roll, as of March 31, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Union County
Unified School District	Union County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$252,100 (-) Land $59,400 Building $192,700	$252,100 (-) Land $59,400 Building $192,700
2025	$1,275.00 (+16.23%)	$252,100 (+50.42%) Land $59,400 Building $192,700	$252,100 (+50.42%) Land $59,400 Building $192,700
2023	$1,097.00	$167,600 Land $34,300 Building $133,300	$167,600 Land $34,300 Building $133,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOWN OF WINGATE serves 3,950 people · EPA ID NC0190030
Water Source	Purchased surface water from UNION COUNTY WATER SYSTEM
Last State Inspection	Oct 2024
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 47 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 35

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Maye St

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