404 Matfield Ct, Monroe, NC 28110 Property Records

Union County property record for 404 Matfield Ct, Monroe, NC 28110

Property Summary

Property Type	Rural Home
Details	3 bd · 2.5 ba · 2,364 sqft · built 2004
Lot Size	0.151 acres (6,578 sqft)
Owner	2 Individual Names on File
Last Sale	$366,000 (Mar 2025)
Tax Bill	$1,823 (2025)
Deeds & Mortgages	Mar 2025 Sale & Mortgage Jun 2021 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`09-402-206`

Property Details

APN / Parcel Number

Primary APN	`09-402-206`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	5 Rooms
Stories	2 Stories
Building Area	2,364 sqft Living Area
Gross Area	2,744 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2004
Effective Year Built	Effective 2004
Architectural Style	Conventional
Construction Type	Wood
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	6,578 sqft (0.151 acres)
Garage Type	Attached
Garage Area	380 sqft
Parking Spaces	1 Parking Space
Porch	Slab
Porch Area	68 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	404 MATFIELD CT
City	MONROE
State	NC
Zip	28110-8123
Property Category	Residential
Property Type	Residential > Single Family > Rural Home
Local Zoning Code	RA-20 UNIO
Legal Description	#45 VILLAGES OF WESLEY CHAPEL OPCH539
Legal Subdivision	VILLAGES OF WESLEY CHAPEL
Jurisdiction	UNION NC
Township / Civil Division	MONROE
Census Block Group	3
Census Block	3006
Census Tract	20308

Owner

Source: Union County assessment roll, as of March 31, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	404 MATFIELD CT, MONROE, NC 28110-8123
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Mar 27, 2025	Warranty Deed, Transfer · FHA Mortgage UNITED WHOLESALE MORTGAGE
Jun 29, 2021	Intrafamily Transfer, Transfer · Conventional Mortgage FOUNDERS FCU
Sep 12, 2018	Deed of Trust, Mortgage · Line of Credit MISCELLANEOUS GOVT AGCY

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Mar 27, 2025 · Amount on Record
Deed Sale	Mar 27, 2025 · Amount on Record
Prior Sale	Dec 17, 2014
Deed Document Number	20257273
Deed Book / Page	9086 / 686
Prior Transfer Date	Jun 24, 2021
Prior Transfer Doc	0000815378
Record Updated	Jun 8, 2026

March 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	UNION NC
Recording Date	Mar 27, 2025
Property Address	404 MATFIELD CT, MONROE, NC 28110-8123
Document Number	0009086686
Book / Page	9086 / 686
Map Reference	CAB H FILE 539
Instrument Date	Mar 27, 2025
Instrument	7273
Transaction Type	Transfer
Record Updated	Dec 2, 2025

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$732.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1045 BULL DOG LN, WINGATE, NC 28174-6808

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	404 MATFIELD CT, MONROE, NC 28110-8123

Mortgage

Document Number	0000007274
Date	Mar 27, 2025
Instrument	7274

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2055

June 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	UNION NC
Recording Date	Jun 29, 2021
Property Address	404 MATFIELD CT, MONROE, NC 28110-8123
Document Number	815378
Book / Page	8153 / 78
Map Reference	CAB H FILE 539
Instrument Date	Jun 24, 2021
Instrument	30669
Transaction Type	Transfer
Record Updated	Jul 14, 2021

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	404 MATFIELD CT, MONROE, NC 28110-8123

Mortgage

Document Number	30670
Date	Jun 29, 2021
Instrument	30670

Lender

Name	FOUNDERS FCU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 5, 2051

Interest

Rate Type	Adjustable Rate
Rate	4%
Type Change Date	Jul 5, 2036
Change Frequency	15 Years
Min Rate At Change	3%
Max Rate At Change	10%
Index	Other
Max Rate	10%

September 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	UNION NC
Property Address	404 MATFIELD CT, MONROE, NC 28110-8123
Document Number	7235735
Instrument Date	Sep 12, 2018
Transaction Type	Mortgage
Record Updated	Oct 10, 2018
Title Company	DATA SEARCH INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1821 AXBOLME CT WAXHAW NC 28173, WAXHAW, NC 28173

Mortgage

Document Number	7235735
Date	Sep 18, 2018
Book Page	007235/000735
Instrument	26280

Lender

Name	MISCELLANEOUS GOVT AGCY
Address	CHARLOTTE, NC 28204

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	180 Months
Due	Sep 17, 2033

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Union County assessment roll, as of March 31, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Union County
Unified School District	Union County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,823.00 (+16.56%)	$377,000 (+54.26%) Land $72,600 Building $304,400	$377,000 (+54.26%) Land $72,600 Building $304,400
2023	$1,564.00	$244,400 Land $46,000 Building $198,400	$244,400 Land $46,000 Building $198,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	6 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	UNION COUNTY WATER SYSTEM serves 169,685 people · EPA ID NC0190413
Water Source	Surface water
Last State Inspection	May 2026
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	E. coli resolved · Mar 2020 Haloacetic acids resolved · Jul 2017
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 301 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Ripple Fiber Fiber	2,000 / 2,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile USA Fixed Wireless	100 / 20

May also be available: Uniti Group.

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