404 Martin Rd, Chattanooga, TN 37415 Property Records

Hamilton County property record for 404 Martin Rd, Chattanooga, TN 37415

Property Summary

Property Type	Single Family Home
Details	1 ba · 864 sqft · built 1952
Lot Size	0.268 acres (11,690 sqft)
Owner	Owner Name on File
Last Sale	$62,500 (Mar 1999)
Tax Bill	$740 (2025)
Deeds & Mortgages	Sep 2021 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`117L A 011`

Property Details

APN / Parcel Number

Primary APN	`117L A 011`
Alternative APN	`0000042701`

Interior

Full Baths	1 Bath
Stories	1 Story
Building Area	864 sqft Living Area

Exterior

Year Built	Built 1952
Effective Year Built	Effective 1983
Exterior Material	Aluminum Siding
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	11,690 sqft (0.268 acres)
Lot Dimensions	167 ft deep x 70 ft wide
Garage Type	Carport
Carport	Carport
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Connected

Location & Zoning

Account Number	0000042701
Street Address	404 MARTIN RD
City	CHATTANOOGA
State	TN
Zip	37415-4931
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	LT 3 STORIES PB 11 PG 26
Legal Subdivision	STORIES
Legal Lot Number	3
Jurisdiction	HAMILTON TN
Township / Civil Division	6
Census Block Group	2
Census Block	2009
Census Tract	10800

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the Chickamauga and Chattanooga National Military Park listed 1966 · 859 contributing resources · NRIS 66000274

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

The current owner of 404 Martin Rd bought it in March 1999.

Source: Hamilton County records, as of December 31, 2025

Owner of Record	Owner Name on File
Mailing Address	404 MARTIN RD, CHATTANOOGA, TN 37415-4931
Occupancy	Owner Occupied

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 1, 1999 · Amount on File
Deed Sale	Mar 1, 1999 · Amount on File
Prior Sale	Mar 5, 1998 · Amount on File
Deed Document Number	1999030100269
Deed Book / Page	5298 / 560
Prior Transfer Date	Feb 26, 1999
Prior Transfer Doc	0052980560
Record Updated	Jun 8, 2026

September 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAMILTON TN
Property Address	404 MARTIN RD, CHATTANOOGA, TN 37415-4931
Transaction Type	Mortgage
Record Updated	Sep 25, 2025
Title Company	TITLE365 - OMAHA, TITLE365 OMAHA

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	404 MARTIN RD, CHATTANOOGA, TN 37415-4931

Mortgage

Document Number	0000000029
Date	Sep 20, 2021
Book Page	12656/224
Instrument	2021092000029

Lender

Name	TRUIST BANK
Type	Bank
Address	NASHVILLE, TN 37219

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Sep 10, 2051

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

The 2025 property tax bill for 404 Martin Rd was $740, up 11.8% from the year before.

Source: Hamilton County assessment roll, as of May 20, 2025

Property Jurisdictions

Type	Name
State	Tennessee
County	Hamilton County
Municipality	Red Bank City
Unified School District	Hamilton County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$740.00 (+11.78%)	$48,850 (+64.89%)	$195,400 (+64.89%) Land $70,000 Building $125,400
2024	$662.00 (-46.05%)	$29,625 (-)	$118,500 (-) Land $40,000 Building $78,500
2023	$1,227.00 (+19.36%)	$29,625 (-)	$118,500 (-) Land $40,000 Building $78,500
2022	$1,028.00	$29,625	$118,500 Land $40,000 Building $78,500

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 404 Martin Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective August 30, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 404 Martin Rd is low, with a 0.03% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 94% of Tennessee
Wildfire Likelihood	0.03% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TENNESSEE AMERICAN WATER private · serves 207,046 people · EPA ID TN0000107
Water Source	Surface water
Last State Inspection	Dec 2025
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 270 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
EPB Fiber	100,000 / 100,000
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20