404 Market St, Festus, MO 63028 Property Records

Jefferson County property record for 404 Market St, Festus, MO 63028

Property Summary

Property Type	Single Family Home
Details	1 ba · 1,440 sqft · built 1969
Lot Size	0.271 acres (11,824 sqft)
Owner	Individual Name on Record
Last Sale	$75,810 (Feb 2015)
Tax Bill	$958 (2025)
Deeds & Mortgages	Apr 2021 Sale May 2017 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`185.016.02005004`

Property Details

APN / Parcel Number

Primary APN	`185.016.02005004`

Interior

Full Baths	1 Bath
Stories	1 Story
Building Area	1,440 sqft Living Area
1st Floor Area	1,440 sqft
Basement Area	1,080 sqft

Exterior

Year Built	Built 1969
Effective Year Built	Effective 1969
Construction Type	Frame
Foundation Type	No Foundation
Lot Area	11,824 sqft (0.271 acres)
Lot Dimensions	110 ft deep x 95 ft wide
Porch	Open Frame Porch
Porch Area	80 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	404 MARKET ST
City	FESTUS
State	MO
Zip	63028-3054
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R10
Legal Description	TOWN OF HEMATITE LOT A BLOCK 17
Legal Range	5E
Legal Township	40N
Legal Section	16
Legal Subdivision	TOWN OF HEMATITE
Legal Block	17
Legal Lot Number	A
Jurisdiction	JEFFERSON MO
Township / Civil Division	JOACHIM
Census Block Group	1
Census Block	1020
Census Tract	701001

Owner

Source: Jefferson County records, as of August 25, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	402 MARKET ST, FESTUS, MO 63028-3054
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 26, 2021	Beneficiary Deed, Transfer
May 23, 2017	Deed of Trust, Mortgage FIRST ST CMNTY BK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 13, 2015 · Amount on Record
Deed Sale	Feb 13, 2015 · Amount on Record
Deed Document Number	20154252
Last Transfer Date	Apr 13, 2021
Transfer Doc	2021R018209
Record Updated	Oct 29, 2026

April 2021: Beneficiary Deed, Transfer

Document Type	Beneficiary Deed
Jurisdiction	JEFFERSON MO
Recording Date	Apr 26, 2021
Property Address	404 MARKET ST, FESTUS, MO 63028-3054
Document Number	2021R018209
Map Reference	MB 104 PG 10B
Instrument Date	Apr 15, 2021
Instrument	2021R-018209
Transaction Type	Transfer
Record Updated	May 13, 2021

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	404 MARKET ST, 404, FESTUS, MO 63028-3054

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	404 MARKET ST, FESTUS, MO 63028-3054

May 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JEFFERSON MO
Property Address	404 MARKET ST, FESTUS, MO 63028-3054
Document Number	0000016172
Instrument Date	May 23, 2017
Transaction Type	Mortgage
Record Updated	Jun 7, 2017
Title Company	TRUE TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	404 MARKET ST FESTUS MO 630283054, FESTUS, MO 63028-3054

Mortgage

Document Number	0000016172
Date	May 30, 2017
Instrument	16172

Lender

Name	FIRST ST CMNTY BK
Type	Bank
Address	FARMINGTON, MO 63640

Agreement

Amount	Amount Recorded
Term	360 Months
Due	May 29, 2047

Tax Assessment & Valuation

Source: Jefferson County assessment roll, as of August 25, 2026

Property Jurisdictions

Type	Name
State	Missouri
County	Jefferson County
Unified School District	Festus R-VI School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$16,200 (-) Land $800 Building $15,400	$85,300 (-) Land $4,400 Building $80,900
2025	$958.00 (+5.74%)	$16,200 (+9.46%) Land $800 Building $15,400	$85,300 (-) Land $4,400 Building $80,900
2024	$906.00 (+0.55%)		$85,300 (+8.94%) Land $4,400 Building $80,900
2023	$901.00	$14,800 Land $800 Building $14,000	$78,300 Land $4,400 Building $73,900

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 2, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	1 (2015)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Jul 2015 · Severe Storms, Tornadoes, Straight-line Winds, And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 84% of Missouri
Wildfire Likelihood	0.03% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	JEFFERSON COUNTY PWSD 5 serves 8,000 people · EPA ID MO6024296
Water Source	Groundwater
Last State Inspection	Mar 2026
Lead	1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 88 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Wisper ISP Fixed Wireless	400 / 30
Verizon Fixed Wireless	300 / 20

May also be available: AT&T.

Cell Coverage

5G (outdoors only) and 4G LTE

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