404 Margaret St, Eau Claire, WI 54701 Property Records

Eau Claire County property record for 404 Margaret St, Eau Claire, WI 54701

Property Summary

Property TypeSingle Family Home
Details4 bd · 1 ba · 1,532 sqft · built 1939
Lot Size0.121 acres (5,271 sqft)
OwnerIndividual Name on Record
Last Sale$122,500 (Jan 2020)
Tax Bill$2,620 (2025)
Deeds & MortgagesJan 2020 Sale & Mortgage
Nov 2017 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN13-0011-000

Property Details

APN / Parcel Number

Primary APN13-0011-000
Alternative APNs
  • 18221-2-270921-003-2012
  • 221130011000

Interior

Bedrooms4 Beds
Full Baths1 Bath
Total Rooms6 Rooms
Stories2 Stories
Building Area1,532 sqft Living Area
Basement Area894 sqft
Unfinished Basement894 sqft

Exterior

Year BuiltBuilt 1939
Effective Year BuiltEffective 1939
Architectural StyleCape Cod
Exterior MaterialMetal
Foundation TypeBlock
Lot Area5,271 sqft (0.121 acres)
Lot Dimensions85 ft deep x 62 ft wide
Garage TypeAttached
Parking Spaces1 Parking Space

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C
Heating FuelGas

Location & Zoning

Street Address404 MARGARET ST
CityEAU CLAIRE
StateWI
Zip54701-4144
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR2P
Legal DescriptionLOTS 1 AND 2 EXC THE S 53 FT SAMUELSONS ADD TO EC
Legal Range09W
Legal Township27N
Legal Section21
Legal SubdivisionFT SAMUELSONS ADD
Legal Lot Number1-2
JurisdictionEAU CLAIRE WI
Township / Civil DivisionEAU CLAIRE
Census Block Group2
Census Block2005
Census Tract700

Owner

Source: Eau Claire County records, as of April 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address404 MARGARET ST, EAU CLAIRE, WI 54701-4144
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jan 23, 2020Warranty Deed, Transfer · FHA Mortgage
FAIRWAY INDEPENDENT MTG CORP
Nov 28, 2017Warranty Deed, Transfer · Conventional with PMI
BANK MUTUAL

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJan 23, 2020 · Amount on Record
Deed SaleJan 23, 2020 · Amount on Record
Prior SaleNov 28, 2017 · Amount on Record
Deed Document Number20201186266
Record UpdatedOct 29, 2026

January 2020: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionEAU CLAIRE WI
Recording DateJan 23, 2020
Property Address404 MARGARET ST, EAU CLAIRE, WI 54701-4144
Document Number0001186266
Instrument DateJan 9, 2020
Instrument1186266
Transaction TypeTransfer
Record UpdatedMay 24, 2021
Title CompanyMIDWEST TITLE

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$367.50
Amount AccuracyCalculated from Transfer Tax
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address404 MARGARET ST, EAU CLAIRE, WI 54701-4144

Mortgage

Document Number0001186267
DateJan 23, 2020
Instrument1186267
Lender
NameFAIRWAY INDEPENDENT MTG CORP
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Interest
Rate TypeFixed Rate

November 2017: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionEAU CLAIRE WI
Recording DateNov 28, 2017
Property Address404 MARGARET ST, EAU CLAIRE, WI 54701-4144
Document Number0001154476
Instrument DateNov 24, 2017
Instrument1154476
Transaction TypeTransfer
Record UpdatedJan 11, 2019
Title CompanyATTORNEY ONLY

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$345.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address404 MARGARET ST EAU CLAIRE WI 547014144, EAU CLAIRE, WI 54701-4144

Mortgage

Document Number1154477
DateNov 28, 2017
Instrument1154477
Lender
NameBANK MUTUAL
TypeBank
AddressMILWAUKEE, WI 53223
Agreement
TypeConventional with PMI
AmountAmount Recorded
Term360 Months
DueNov 27, 2047

Tax Assessment & Valuation

Source: Eau Claire County assessment roll, as of April 23, 2026

Property Jurisdictions

TypeName
StateWisconsin
CountyEau Claire County
MunicipalityEau Claire City
Unified School DistrictEau Claire Area School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$2,620.00$140,700 (-) Land $19,600 Building $121,100$184,000
2023$140,700 (-) Land $19,600 Building $121,100
2022$140,700 Land $19,600 Building $121,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 26, 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 99.1% of the US · lower than 97.9% of Wisconsin
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemEAU CLAIRE WATERWORKS
serves 70,587 people · EPA ID WI6180230
Water SourceGroundwater
Last State InspectionOct 2023
Lead2 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 461 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
TDS Telecom
Fiber
8,000 / 8,000
Spectrum
Cable
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
Starlink
Satellite
280 / 30
T-Mobile
Fixed Wireless
100 / 20

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