404 Maple St, Onawa, IA 51040 Property Records

Monona County property record for 404 Maple St, Onawa, IA 51040

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,176 sqft · built 1993
Lot Size	0.188 acres (8,189 sqft)
Owner	2 Individual Names on File
Last Sale	$41,000 (May 2019)
Tax Bill	$2,560 (2025)
Deeds & Mortgages	Jul 2017 Line of Credit Dec 2025 Mortgage + 11 more
Flood Zone	Zone X (minimal risk)
APN	`834509200037`

Property Details

APN / Parcel Number

Primary APN	`834509200037`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Half Baths	1 Half Bath
Total Rooms	9 Rooms
Building Area	2,176 sqft Living Area
1st Floor Area	1,458 sqft
Basement Area	1,456 sqft
Finished Basement	800 sqft
Unfinished Basement	656 sqft
Flooring	Laminate Plank
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1993
Effective Year Built	Effective 1993
Architectural Style	Mobile Home
Exterior Material	Aluminum/Vinyl
Foundation Type	Concrete
Roof Type	Gable
Roof Material	Asphalt
Lot Area	8,189 sqft (0.188 acres)
Lot Dimensions	66 ft deep x 124 ft wide
Garage Type	Attached
Garage Area	720 sqft
Parking Spaces	3 Parking Spaces
Deck Area	168 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	404 MAPLE ST
City	ONAWA
State	IA
Zip	51040-1944
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 6 BLK 116
Legal Subdivision	THE TOWN OF ONAWA
Jurisdiction	MONONA IA
Township / Civil Division	ONAWA
Census Block Group	4
Census Block	4033
Census Tract	960300

Owner

404 Maple St is owned and occupied by two individuals who bought it in May 2019.

Source: Monona County records, as of October 13, 2026

Owner of Record	2 Individual Names on File
Mailing Address	404 MAPLE ST, ONAWA, IA 51040-1944
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 11, 2017	Deed of Trust, Mortgage · Line of Credit IOWA NEBRASKA STATE BANK
Dec 23, 2025	Deed of Trust, Mortgage · VA Mortgage VAN DYK MORTGAGE CORP
Jan 20, 2026	Deed of Trust, Mortgage · VA Mortgage VAN DYK MORTGAGE CORP
Oct 6, 2011	Deed of Trust, Mortgage · Line of Credit IOWA NEBRASKA STATE BANK
Nov 8, 2016	Deed of Trust, Mortgage IOWA NEBRASKA STATE BANK
Jul 14, 2005	Deed of Trust, Mortgage · Conventional Mortgage IOWA NEBRASKA STATE BANK
Nov 7, 2006	Deed of Trust, Mortgage · Line of Credit IOWA NEBRASKA STATE BANK
Apr 10, 2008	Deed of Trust, Mortgage · Line of Credit IOWA NEBRASKA STATE BANK
Jun 18, 2024	Correction Deed
Jun 5, 2024	Warranty Deed, Transfer · VA Mortgage VAN DYK MORTGAGE CORP
Nov 21, 2023	Land Contract, Transfer · Land Contract KARLEIGH JOHNSON
Feb 2, 2018	Warranty Deed, Transfer IOWA NEBRASKA STATE BANK
May 1, 2019	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 1, 2019 · Amount on File
Deed Sale	May 1, 2019 · Amount on File
Deed Document Number	2019248
Deed Book / Page	143 / 145
Record Updated	Oct 29, 2026

July 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONONA IA
Property Address	404 MAPLE ST, ONAWA, IA 51040-1944
Transaction Type	Mortgage
Record Updated	May 19, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	000075/069
Date	Jul 11, 2017
Book Page	075/069
Instrument	17-0641

Lender

Name	IOWA NEBRASKA STATE BANK
Type	Bank
Address	ONAWA, IA 51040

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

December 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONONA IA
Property Address	404 MAPLE ST, ONAWA, IA 51040-1944
Transaction Type	Mortgage
Record Updated	May 19, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	404 MAPLE ST, ONAWA, IA 51040-1944

Mortgage

Document Number	0020251751
Date	Dec 23, 2025
Instrument	2025-1751

Lender

Name	VAN DYK MORTGAGE CORP
Type	Mortgage Company
Address	GRAND RAPIDS, MI 49546

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jan 1, 2056

January 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONONA IA
Property Address	404 MAPLE ST, ONAWA, IA 51040-1944
Transaction Type	Mortgage
Record Updated	May 19, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	404 MAPLE ST, ONAWA, IA 51040-1944

Mortgage

Document Number	0020260092
Date	Jan 20, 2026
Instrument	2026-0092

Lender

Name	VAN DYK MORTGAGE CORP
Type	Mortgage Company
Address	GRAND RAPIDS, MI 49546

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jan 1, 2056

October 2011: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONONA IA
Property Address	404 MAPLE ST, ONAWA, IA 51040-1944
Transaction Type	Mortgage
Record Updated	May 19, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	000063/063
Date	Oct 6, 2011
Book Page	063/063
Instrument	11-1416

Lender

Name	IOWA NEBRASKA STATE BANK
Address	ONAWA, IA 51040

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

November 2016: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONONA IA
Property Address	404 MAPLE ST, ONAWA, IA 51040-1944
Transaction Type	Mortgage
Record Updated	May 19, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	000074/017
Date	Nov 8, 2016
Book Page	074/017
Instrument	16-1102

Lender

Name	IOWA NEBRASKA STATE BANK
Type	Bank
Address	ONAWA, IA 51040

Agreement

Amount	Amount on Record

July 2005: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONONA IA
Property Address	404 MAPLE ST, ONAWA, IA 51040-1944
Transaction Type	Mortgage
Record Updated	May 19, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	000047/099
Date	Jul 14, 2005
Book Page	047/099
Instrument	05-1317

Lender

Name	IOWA NEBRASKA STATE BANK
Address	ONAWA, IA 51040

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	120 Months
Due	Jul 14, 2015

November 2006: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONONA IA
Property Address	404 MAPLE ST, ONAWA, IA 51040-1944
Transaction Type	Mortgage
Record Updated	May 19, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	000052/013
Date	Nov 7, 2006
Book Page	052/013
Instrument	06-1799

Lender

Name	IOWA NEBRASKA STATE BANK
Address	ONAWA, IA 51040

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

April 2008: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONONA IA
Property Address	404 MAPLE ST, ONAWA, IA 51040-1944
Transaction Type	Mortgage
Record Updated	May 19, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	000056/008
Date	Apr 10, 2008
Book Page	056/008
Instrument	08-0532

Lender

Name	IOWA NEBRASKA STATE BANK
Address	ONAWA, IA 51040

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

June 2024: Correction Deed

Document Type	Correction Deed
Jurisdiction	MONONA IA
Recording Date	Jun 18, 2024
Property Address	404 MAPLE ST, ONAWA, IA 51040-1944
Document Number	0020240867
Instrument Date	Jun 7, 2024
Instrument	2024-0867
Record Updated	May 19, 2026

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	404 MAPLE ST, ONAWA, IA 51040-1944

June 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MONONA IA
Recording Date	Jun 5, 2024
Property Address	404 MAPLE ST, ONAWA, IA 51040-1944
Document Number	0020240788
Instrument Date	May 31, 2024
Instrument	2024-0788
Transaction Type	Transfer
Record Updated	May 19, 2026

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$311.20
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	404 MAPLE ST, ONAWA, IA 51040-1944

Mortgage

Document Number	0020240790
Date	Jun 5, 2024
Instrument	2024-0790

Lender

Name	VAN DYK MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jul 1, 2054

November 2023: Land Contract, Transfer

Document Type	Land Contract
Jurisdiction	MONONA IA
Recording Date	Nov 21, 2023
Property Address	404 MAPLE ST, ONAWA, IA 51040-1944
Document Number	0020231409
Instrument Date	Nov 14, 2023
Instrument	2023-1409
Transaction Type	Transfer
Record Updated	Apr 19, 2024

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	404 MAPLE ST, WHITING, IA 51063-1064

Mortgage

Date	Nov 21, 2023

Lender

Name	KARLEIGH JOHNSON
Type	Private Party

Agreement

Type	Land Contract
Amount	Amount on Record

February 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MONONA IA
Recording Date	Feb 2, 2018
Property Address	404 MAPLE ST, ONAWA, IA 51040-1944
Document Number	000098/148
Book / Page	98 / 148
Instrument Date	Jan 31, 2018
Instrument	0000018-0116
Transaction Type	Transfer
Record Updated	May 19, 2026

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount from Assessment
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	404 MAPLE ST, ONAWA, IA 51040-1944

Mortgage

Document Number	0000000077/0000000001
Date	Feb 2, 2018
Book Page	0000000077/0000000001
Instrument	0000018-0117

Lender

Name	IOWA NEBRASKA STATE BANK
Type	Bank

Agreement

Amount	Amount on Record
Term	239 Months
Due	Jan 1, 2038

May 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MONONA IA
Recording Date	May 1, 2019
Property Address	404 MAPLE ST, ONAWA, IA 51040-1944
Document Number	000143/145
Book / Page	143 / 145
Instrument Date	Nov 14, 2012
Instrument	19-0248
Transaction Type	Transfer
Record Updated	May 19, 2026

Transaction

Amount	Amount on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	404 MAPLE ST, ONAWA, IA 51040-1944

Tax Assessment & Valuation

The 2025 property tax bill for 404 Maple St was $2,560 with a homeowner's exemption.

Source: Monona County assessment roll, as of May 19, 2026

Property Jurisdictions

Type	Name
State	Iowa
County	Monona County
Municipality	Onawa City
Unified School District	West Monona Community School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,560.00	$211,213 Land $8,666 Building $202,547	$211,213 Land $8,666 Building $202,547
2024	$2,560.00
2023		$189,409 (+12.15%) Land $8,666 Building $180,743	$189,409 Land $8,666 Building $180,743
2022	$2,902.00 Homeowner's exemption	$168,886
2021			$168,886

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 404 Maple St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective June 15, 2022

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 404 Maple St is moderate, ranking above 51% of the US, with a 0.1% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 51% of the US · above 85% of Iowa
Wildfire Likelihood	0.1% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ONAWA MUNICIPAL WATER PLANT serves 2,906 people · EPA ID IA6739095
Water Source	Groundwater
Last State Inspection	Oct 2025
Lead	2 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 64 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Long Lines Metro Cable	1,500 / 50
Nextlink Fixed Wireless	500 / 100
GigFire Fixed Wireless	150 / 130