404 Main St W, Ashland, WI 54806 Property Records

Ashland County property record for 404 Main St W, Ashland, WI 54806

Property Summary

Property Type	Commercial
Lot Size	0.08 acres (3,501 sqft)
Owner	Individual Name on Record
Last Sale	$100,383 (May 2025)
Tax Bill	$2,394 (2025)
Deeds & Mortgages	Feb 2023 Sale & Mortgage Aug 2021 Sale & Mortgage + 1 more
APN	`201-04285-0000`

Property Details

APN / Parcel Number

Primary APN	`201-04285-0000`

Exterior

Lot Area	3,501 sqft (0.08 acres)

Location & Zoning

Street Address	404 MAIN ST W
City	ASHLAND
State	WI
Zip	54806-1510
Property Category	Commercial
Property Type	Commercial > Retail
Legal Description	LOT 15 BLOCK 112 VAUGHNS DIVISION
Legal Range	04W
Legal Township	48N
Legal Section	32
Legal Subdivision	VAUGHNS DIVISION
Legal Block	112
Legal Lot Number	15
Jurisdiction	ASHLAND WI
Township / Civil Division	ASHLAND
Census Block Group	1
Census Block	1020
Census Tract	950300

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the West Second Street Historic District listed 1984 · 45 contributing resources · NRIS 84003619

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Ashland County records, as of September 29, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	218 22ND AVE W, ASHLAND, WI 54806-1021
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 2, 2023	Warranty Deed, Transfer · Commercial Mortgage NORTHERN STATE BANK
Aug 30, 2021	Warranty Deed, Transfer · Commercial Mortgage NORTHERN STATE BANK
Jun 10, 2019	Warranty Deed, Transfer · Commercial Mortgage NORTHERN STATE BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 9, 2025 · Amount on Record
Deed Sale	May 9, 2025 · Amount on Record
Prior Sale	Feb 2, 2023 · Amount on Record
Deed Document Number	2025367662
Prior Transfer Date	May 8, 2025
Prior Transfer Doc	0000367662
Record Updated	Oct 29, 2026

February 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ASHLAND WI
Recording Date	Feb 2, 2023
Property Address	404 MAIN ST W, ASHLAND, WI 54806-1510
Document Number	0000361109
Instrument Date	Jan 25, 2023
Instrument	361109
Transaction Type	Transfer
Record Updated	Feb 22, 2023

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$480.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	218 22ND AVE W, ASHLAND, WI 54806-1021

Mortgage

Document Number	0000361110
Date	Feb 2, 2023
Instrument	361110

Lender

Name	NORTHERN STATE BANK
Type	Bank

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded

August 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ASHLAND WI
Recording Date	Aug 30, 2021
Property Address	404 MAIN ST W, ASHLAND, WI 54806-1510
Document Number	0000356253
Instrument Date	Aug 20, 2021
Instrument	356253
Transaction Type	Transfer
Record Updated	Sep 8, 2022

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$450.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	30590 STATE HIGHWAY 137, ASHLAND, WI 54806-1153

Mortgage

Document Number	0000356254
Date	Aug 30, 2021
Instrument	356254

Lender

Name	NORTHERN STATE BANK

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded

Mortgage

Document Number	0000356256
Date	Aug 30, 2021
Instrument	356256

Lender

Name	ASHLAND AREA DEVELOPMENT CORP
Type	Funding / Finance Company

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded

Interest

Rate Type	Fixed Rate

June 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ASHLAND WI
Recording Date	Jun 10, 2019
Property Address	404 MAIN ST W, ASHLAND, WI 54806-1510
Document Number	0000347984
Instrument Date	Jun 7, 2019
Instrument	347984
Transaction Type	Transfer
Record Updated	Sep 8, 2022
Title Company	CHOICE TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$461.40
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	404 MAIN ST W, ASHLAND, WI 54806-1510

Mortgage

Document Number	0000347987
Date	Jun 10, 2019
Instrument	347987

Lender

Name	NORTHERN STATE BANK
Type	Bank

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

Source: Ashland County assessment roll, as of February 18, 2026

Property Jurisdictions

Type	Name
State	Wisconsin
County	Ashland County
Municipality	Ashland City
Unified School District	Ashland School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,394.00 (-8.49%)	$88,800 (-) Land $13,000 Building $75,800	$157,300 (+51.1%) Land $23,028 Building $134,272
2024	$2,616.00 (+12.42%)
2023		$88,800 Land $13,000 Building $75,800	$104,100 Land $15,240 Building $88,860
2022	$2,327.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 57% of Wisconsin
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ASHLAND WATER UTILITY serves 8,000 people · EPA ID WI8020373
Water Source	Surface water
Last State Inspection	Jun 2024
Lead	7 ppb (2025) action level 15 ppb

Violations Reported to EPA

Listed by EPA as a serious violator for missed monitoring and reporting.

Water Quality	Total trihalomethanes not recorded as resolved · Jan 2024 Haloacetic acids not recorded as resolved · Jan 2024
Treatment and Procedure	Lead public education Jan 2024 Corrosion control Apr 2019 Lead service line replacement Oct 2018
Monitoring and Reporting	5 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 419 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Brightspeed Fiber	2,000 / 2,000
Spectrum Cable	1,000 / 1,000
Bayfield Wireless Fixed Wireless	300 / 300
AT&T Fixed Wireless	100 / 20

May also be available: Norvado.

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