404 Main St, Lone Oak, TX 75453 Property Records

Hunt County property record for 404 Main St, Lone Oak, TX 75453

Property Summary

Property Type	Single Family Home
Details	1,488 sqft · built 1950
Lot Size	0.476 acres (20,735 sqft)
Owner	Individual Name on Record
Tax Bill	$279 (2024)
Deeds & Mortgages	Jun 2023 Mortgage Oct 2021 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`4395-1010-0020-51`

Property Details

APN / Parcel Number

Primary APN	`4395-1010-0020-51`
Alternative APN	`R73889`

Interior

Plumbing Fixtures	5 Plumbing Fixtures
Stories	1 Story
Building Area	1,488 sqft Living Area
Gross Area	1,808 sqft
1st Floor Area	1,488 sqft

Exterior

Year Built	Built 1950
Exterior Material	Asbestos
Foundation Type	Block
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	20,735 sqft (0.476 acres)
Lot Dimensions	237 ft deep x 88 ft wide
Garage Type	Attached
Garage Area	320 sqft
Parking Spaces	1 Parking Space
Porch	Open Porch
Porch Area	240 sqft

Utilities, Heating & Cooling

Heating System	Gas

Location & Zoning

Account Number	R73889
Street Address	404 MAIN ST
City	LONE OAK
State	TX
Zip	75453-4054
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	S4395 ORIG TOWN OF LONE OAK BLK 101 LOT 2 ACRES .476
Legal Subdivision	ORIG TOWN OF LONE OAK
Legal Block	101
Legal Lot Number	2
Jurisdiction	HUNT TX
Township / Civil Division	LONE OAK
Census Block Group	2
Census Block	2088
Census Tract	960700

Owner

Source: Hunt County records, as of October 23, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	404 MAIN ST, LONE OAK, TX 75453-4054
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 22, 2023	Deed of Trust, Mortgage · FHA Mortgage IDAHO HOUSING & FINANCE ASSN
Oct 4, 2021	Deed of Trust, Mortgage · FHA Mortgage IDAHO HOUSING & FINANCE ASSN
Apr 9, 2021	Warranty Deed, Transfer
Dec 31, 2018	Vendor's Lien, Transfer OPEN MORTGAGE LLC
Mar 7, 2017	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 9, 2021
Deed Sale	Apr 9, 2021
Prior Sale	Dec 31, 2019
Deed Document Number	2021-07418
Record Updated	Jun 8, 2026

June 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HUNT TX
Property Address	404 MAIN ST, LONE OAK, TX 75453-4054
Transaction Type	Mortgage
Record Updated	Jul 11, 2023
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	404 MAIN ST, LONE OAK, TX 75453-4054

Mortgage

Document Number	0000011599
Date	Jun 22, 2023
Instrument	2023-11599

Lender

Name	IDAHO HOUSING & FINANCE ASSN
Type	Government Agency
Address	BOISE, ID 83702

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	307 Months
Due	Jan 1, 2049

October 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HUNT TX
Property Address	404 MAIN ST, LONE OAK, TX 75453-4054
Transaction Type	Mortgage
Record Updated	Oct 15, 2021
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	404 MAIN ST, LONE OAK, TX 75453-4054

Mortgage

Document Number	0000021712
Date	Oct 4, 2021
Instrument	2021-21712

Lender

Name	IDAHO HOUSING & FINANCE ASSN
Type	Government Agency
Address	BOISE, ID 83702

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	327 Months
Due	Jan 1, 2049

April 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HUNT TX
Recording Date	Apr 9, 2021
Property Address	404 MAIN ST, LONE OAK, TX 75453-4054
Document Number	0000007418
Instrument Date	Mar 23, 2021
Instrument	2021-07418
Transaction Type	Transfer
Record Updated	Aug 27, 2021

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2373 NORTHSHORE RD, 2373, QUINLAN, TX 75474-4375

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	404 MAIN ST, GREENVILLE, TX 75401-2331

December 2018: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	HUNT TX
Recording Date	Dec 31, 2018
Property Address	404 MAIN ST, LONE OAK, TX 75453-4054
Document Number	0000019245
Map Reference	DOC 2017-2952
Instrument Date	Dec 28, 2018
Instrument	2018-19245
Transaction Type	Transfer
Record Updated	Aug 27, 2021

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	404 MAIN ST, LONE OAK, TX 75453-4054

Mortgage

Document Number	0000019246
Date	Dec 31, 2018
Instrument	2018-19246

Lender

Name	OPEN MORTGAGE LLC
Type	Mortgage Company
Special Notes	Seller Financed

Agreement

Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2049

March 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HUNT TX
Recording Date	Mar 7, 2017
Property Address	404 MAIN ST, LONE OAK, TX 75453-4054
Document Number	0000002952
Instrument Date	Mar 6, 2017
Instrument	2952
Transaction Type	Transfer
Record Updated	Jul 4, 2017

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3053 COUNTY ROAD 3116 CAMPBELL TX 754223362, CAMPBELL, TX 75422-3362

Tax Assessment & Valuation

Source: Hunt County assessment roll, as of July 25, 2025

Property Jurisdictions

Type	Name
State	Texas
County	Hunt County
Municipality	Lone Oak City
Unified School District	Lone Oak Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$37,787 (-80.65%) Land $41,490 Building $165,200	$206,690 (+5.82%) Land $41,490 Building $165,200
2024	$279.00 (-46.14%)
2023		$195,320 Land $35,250 Building $160,070	$195,320 Land $35,250 Building $160,070
2018	$518.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 3, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 67% of the US · lower than 91% of Texas
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF LONE OAK serves 867 people · EPA ID TX1160006
Water Source	Purchased surface water from CASH SUD
Last State Inspection	May 2024
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 211 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cumby Telephone Cooperative Fiber	1,000 / 200
Peoples Communications Fixed Wireless · Fiber in parts of the area	500 / 60
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Nextlink, Spectrum.

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