404 Main St, Bedford, IA 50833 Property Records

Taylor County property record for 404 Main St, Bedford, IA 50833

Property Summary

Property Type	Retail Stores (Personal Services, Photography, Travel)
Details	13,608 sqft · built 1900
Lot Size	0.159 acres (6,926 sqft)
Owner	Company Name on File
Last Sale	$8,000 (May 2014)
Tax Bill	$1,306 (2025)
Deeds & Mortgages	Dec 2025 Construction Loan Oct 2018 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`0423011208000`

Property Details

APN / Parcel Number

Primary APN	`0423011208000`

Interior

Units	3 Units
Stories	2 Stories
Building Area	13,608 sqft Gross Area
1st Floor Area	6,804 sqft
Flooring	Carpet
Interior Walls	Plaster

Exterior

Year Built	Built 1900
Effective Year Built	Effective 1900
Architectural Style	French
Exterior Material	Brick
Roof Material	Tar & Gravel
Lot Area	6,926 sqft (0.159 acres)

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	404 MAIN ST
City	BEDFORD
State	IA
Zip	50833-1357
Property Category	Commercial
Property Type	Commercial > Retail > Retail Stores (Personal Services, Photography, Travel)
Legal Description	ORIG E18'LT 7 & W 37' LT 8 BLK 11 CORP BEDFORD
Legal Subdivision	ORIGINAL TOWN NOW CITY OF BEDFORD
Legal Block	011
Legal Lot Number	208
Jurisdiction	TAYLOR IA
Township / Civil Division	BEDFORD
Census Block Group	2
Census Block	2053
Census Tract	180200

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the Bedford Commercial Historic District listed 2002 · 47 contributing resources · NRIS 02001032

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

404 Main St, a commercial property, is owned by a company that bought it in May 2014.

Source: Taylor County records, as of September 1, 2026

Owner of Record	Company Name on File
Mailing Address	404 MAIN ST, BEDFORD, IA 50833-1357
Owner Type	Company
Vesting	Limited Liability Partnership

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Dec 2, 2025	Deed of Trust, Mortgage · Construction Mortgage FIRST BANK
Oct 12, 2018	Deed of Trust, Mortgage GREAT WESTERN BANK
Sep 24, 2019	Deed of Trust, Mortgage · Stand-Alone Refinance GREAT WESTERN BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 5, 2014 · Amount on File
Deed Sale	May 5, 2014 · Amount on File
Deed Document Number	20141116
Deed Book / Page	37 / 640
Prior Transfer Date	Apr 17, 2014
Prior Transfer Doc	037/0640
Record Updated	Oct 29, 2026

December 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	TAYLOR IA
Property Address	404 MAIN ST, BEDFORD, IA 50833-1357
Transaction Type	Mortgage
Record Updated	Dec 25, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	910 S JACKSON AVE, EAGLE GROVE, IA 50533-2535

Mortgage

Document Number	0000000910
Date	Dec 2, 2025
Instrument	910

Lender

Name	FIRST BANK
Type	Bank
Address	EAGLE GROVE, IA 50533

Agreement

Type	Construction Mortgage
Amount	Amount on Record
Term	359 Months
Due	Nov 20, 2055

October 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	TAYLOR IA
Property Address	404 MAIN ST, BEDFORD, IA 50833-1357
Transaction Type	Mortgage
Record Updated	Mar 25, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000000187/0000000832
Date	Oct 12, 2018
Book Page	0000000187/0000000832
Instrument	000000019410

Lender

Name	GREAT WESTERN BANK
Type	Bank

Agreement

Amount	Amount on Record

September 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	TAYLOR IA
Property Address	404 MAIN ST, BEDFORD, IA 50833-1357
Transaction Type	Mortgage
Record Updated	Mar 25, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	190/169
Date	Sep 24, 2019
Book Page	190/169
Instrument	20283

Lender

Name	GREAT WESTERN BANK
Type	Bank

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record

Tax Assessment & Valuation

The 2025 property tax bill for 404 Main St was $1,306, up 36.5% from the year before.

Source: Taylor County assessment roll, as of March 17, 2026

Property Jurisdictions

Type	Name
State	Iowa
Municipality	Bedford City
County	Taylor County
Unified School District	Bedford Community School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,306.00 (+36.47%)	$54,760 Land $6,330 Building $48,430	$54,760 Land $6,330 Building $48,430
2024	$957.00
2022	$970.00	$46,030 Land $6,810 Building $39,220
2021			$46,030 Land $6,810 Building $39,220

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 404 Main St in Zone X, an area of minimal flood risk, though there have been 5 flood claims nearby since 1979.

Source: FEMA National Flood Hazard Layer, effective April 4, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	5 (1979–2010)
Most Recent Claim	Jun 2010 · Severe Storms, Flooding, And Tornadoes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 404 Main St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 49% of Iowa
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BEDFORD WATER WORKS serves 1,533 people · EPA ID IA8709096
Water Source	Purchased surface water from SIRWA #2 (CRESTON)
Last State Inspection	Jan 2024
Lead	Under 1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 198 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
United Fiber Fiber	2,000 / 2,000
Mediacom Xtream Cable	1,000 / 50

May also be available: FMTC of Stanton Iowa, Nextlink.

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