404 Main St, Beaman, IA 50609 Property Records

Grundy County property record for 404 Main St, Beaman, IA 50609

Property Summary

Property Type	Single Family Home
Details	4 bd · 3.5 ba · 2,088 sqft · built 1970
Lot Size	0.37 acres (16,104 sqft)
Owner	Individual Name on File
Last Sale	$109,000 (May 2020)
Tax Bill	$2,746 (2026)
Deeds & Mortgages	May 2020 Foreclosure
Flood Zone	Zone X (minimal risk)
APN	`861734104002`

Property Details

APN / Parcel Number

Primary APN	`861734104002`

Interior

Bedrooms	4 Beds
Full Baths	3.5 Baths
Half Baths	3 Half Baths
Total Rooms	9 Rooms
Stories	1 Story
Building Area	2,088 sqft Living Area
1st Floor Area	1,472 sqft
Basement Area	1,104 sqft
Finished Basement	900 sqft
Unfinished Basement	204 sqft
Game Room	Game Room
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1970
Effective Year Built	Effective 1970
Architectural Style	A-Frame
Exterior Material	Composition/Composite
Construction Type	Frame
Foundation Type	Brick
Roof Type	Gable
Roof Material	Asphalt
Lot Area	16,104 sqft (0.37 acres)
Lot Dimensions	122 ft deep x 132 ft wide
Garage Type	Attached
Garage Area	624 sqft
Parking Spaces	2 Parking Spaces
Deck Area	180 sqft
Patio Area	259 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	404 MAIN ST
City	BEAMAN
State	IA
Zip	50609-7714
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	BEAMAN, ORIGINAL PLAT, BLK 6 LOT 9 & 10
Legal Block	6
Legal Lot Number	9,10
Jurisdiction	GRUNDY IA
Township / Civil Division	CLAY
Census Block Group	1
Census Block	1212
Census Tract	960400

Owner

404 Main St is owned and occupied by an individual who bought it in May 2020.

Source: Grundy County records, as of October 20, 2026

Owner of Record	Individual Name on File
Mailing Address	404 MAIN ST, BEAMAN, IA 50609-7714
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 29, 2020 · Amount on File
Deed Sale	May 29, 2020 · Amount on File
Deed Document Number	20201185
Record Updated	Oct 29, 2026

May 2020: Legal Action/Court Order, Foreclosure

Document Type	Legal Action/Court Order
Jurisdiction	GRUNDY IA
Recording Date	May 29, 2020
Property Address	404 MAIN ST, BEAMAN, IA 50609-7714
Document Number	0020201185
Instrument Date	May 27, 2020
Instrument	2020-1185
Transaction Type	Foreclosure
Record Updated	Mar 3, 2023

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$173.60
Amount Accuracy	Rounded by County

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	404 MAIN ST, BEAMAN, IA 50609-7714

Mortgage

Document Number	0020201186
Date	May 29, 2020
Instrument	2020-1186

Lender

Name	WELLS FARGO BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jun 1, 2050

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

The 2026 property tax bill for 404 Main St was $2,746.

Source: Grundy County assessment roll, as of October 6, 2025

Property Jurisdictions

Type	Name
State	Iowa
Municipality	Beaman City
County	Grundy County
Unified School District	BCLUW Community School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,746.00	$198,990 (-) Land $14,260 Building $184,730	$198,990 (-) Land $14,260 Building $184,730
2025	$2,746.00 (+1.63%)	$198,990 Land $14,260 Building $184,730	$198,990 Land $14,260 Building $184,730
2024	$2,702.00
2023		$179,320 (+21.49%) Land $14,260 Building $165,060	$179,320 Land $14,260 Building $165,060
2022	$2,276.00	$147,600 Land $11,410 Building $136,190
2021			$147,600 Land $11,410 Building $136,190

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 404 Main St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective December 20, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 404 Main St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 76% of Iowa
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BEAMAN WATER SUPPLY serves 161 people · EPA ID IA3803094
Water Source	Purchased groundwater from IA REGIONAL UTILITIES ASSOC (WAVERLY)
Last State Inspection	Dec 2024
Lead	Under 1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 106 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Heart of Iowa Communications Cooperative Fiber	1,000 / 1,000
Mediacom Xtream Cable	1,000 / 50

May also be available: Verizon.

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