Pamlico County property record for 404 Main St, Bayboro, NC 28515
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 1,210 sqft · built 1925 |
| Lot Size | 0.319 acres (13,939 sqft) |
| Owner | Individual Name on File |
| Last Sale | $55,000 (Dec 2020) |
| Tax Bill | $498 (2025) |
| Deeds & Mortgages | Nov 2021 Mortgage Dec 2020 Sale |
| Flood Zone | Zone X (minimal risk) |
| APN | G042-119 |
| Primary APN | G042-119 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 1,210 sqft Finished Area |
| Fireplace | Fireplace |
| Year Built | Built 1925 |
|---|---|
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Foundation Type | Block |
| Roof Material | Metal |
| Lot Area | 13,939 sqft (0.319 acres) |
| Parking Spaces | 1 Parking Space |
| Porch | Enclosed Porch |
| Porch Area | 96 sqft |
| Deck Area | 48 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Account Number | 31759 |
|---|---|
| Street Address | 404 MAIN ST |
| City | BAYBORO |
| State | NC |
| Zip | 28515-9628 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | MAIN STREET 6561543670000 |
| Jurisdiction | PAMLICO NC |
| Township / Civil Division | 3 |
| Census Block Group | 1 |
| Census Block | 1056 |
| Census Tract | 950103 |
Source: Pamlico County records · APN G042-119
Assessment roll updated January 1, 2025 · Last verified October 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | PO BOX 514, BAYBORO, NC 28515-0514 |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Nov 12, 2021 | Deed of Trust, Mortgage · Conventional Mortgage LOCAL GOVERNMENT FCU |
| Dec 17, 2020 | Warranty Deed, Transfer |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Dec 17, 2020 · Amount on Record |
| Deed Sale | Dec 17, 2020 · Amount on Record |
| Deed Document Number | 0000672763 |
| Deed Book / Page | 672 / 763 |
| Record Updated | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | PAMLICO NC |
| Property Address | 404 MAIN ST, BAYBORO, NC 28515 |
| Transaction Type | Mortgage |
| Record Updated | Jan 18, 2022 |
| Title Company | ACCURATE EQUITY GROUP |
| Name | Verified Name |
|---|
| Document Number | 000690/669 |
|---|---|
| Date | Nov 12, 2021 |
| Book Page | 690/669 |
| Name | LOCAL GOVERNMENT FCU |
|---|---|
| Type | Credit Union |
| Address | RALEIGH, NC 27611 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 241 Months |
| Due | Dec 01, 2041 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | PAMLICO NC |
| Recording Date | Dec 17, 2020 |
| Property Address | 404 MAIN ST, BAYBORO, NC 28515 |
| Document Number | 672/763 |
| Book / Page | 672 / 763 |
| Instrument Date | Dec 17, 2020 |
| Transaction Type | Transfer |
| Record Updated | Sep 07, 2021 |
| Amount | Amount Recorded |
|---|---|
| Tax | $110.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | PO BOX 373, BAYBORO, NC 28515-0373 |
| Name | Verified Name |
|---|---|
| Address | PO BOX 514, BAYBORO, NC 28515-0514 |
Source: Pamlico County records · Assessment roll updated January 1, 2025 · Last verified October 2025
| Type | Name |
|---|---|
| State | North Carolina |
| Municipality | Bayboro Town |
| County | Pamlico County |
| Unified School District | Pamlico County Schools (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $498.00 (+1.22%) | $63,611 (-) Land $6,038 Building $57,573 | $63,611 (-) Land $6,038 Building $57,573 |
| 2023 | $492.00 | $63,611 Land $6,038 Building $57,573 | $63,611 Land $6,038 Building $57,573 |
Source: FEMA National Flood Hazard Layer as of March 10, 2021 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 11 policies |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 11 in force |
| Nearby Flood Claims | 2 (2011–2018) |
| Most Recent Claim | Sep 2018 · Hurricane Florence |
| Wildfire Risk | Low lower than 64% of the US · above 49% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.05% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
Based on FCC filings for 58 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | PAMLICO COUNTY WATER serves 19,665 people |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Nov 2024 |
| Lead | 10 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Lead service line inventory Oct 2024 |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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