Floyd County property record for 404 Madison St, Floyd, IA 50435
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2 ba · 2,417 sqft · built 1880 |
| Lot Size | 0.424 acres (18,480 sqft) |
| Owner | 2 Individual Names on Record |
| Tax Bill | $1,606 (2026) |
| Deeds & Mortgages | Jun 2020 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 072120500300 |
| Primary APN | 072120500300 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 7 Rooms |
| Stories | 2 Stories |
| Building Area | 2,417 sqft Living Area |
| 1st Floor Area | 728 sqft |
| Flooring | Carpet |
| Interior Walls | Plaster |
| Year Built | Built 1880 |
|---|---|
| Effective Year Built | Effective 1880 |
| Exterior Material | Vinyl |
| Construction Type | Frame |
| Foundation Type | Stone |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 18,480 sqft (0.424 acres) |
| Lot Dimensions | 132 ft deep x 140 ft wide |
| Garage Type | Mixed |
| Garage Area | 2,288 sqft |
| Parking Spaces | 9 Parking Spaces |
| Porch | Porch |
|---|---|
| Porch Area | 128 sqft |
| Deck Area | 60 sqft |
| Patio Area | 205 sqft |
| Total Buildings | 2 Buildings |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Water Source | Commercial |
| Street Address | 404 MADISON ST |
|---|---|
| City | FLOYD |
| State | IA |
| Zip | 50435-5015 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | MONT LOTS 1-2 & S1/2 LOT 3 BLOCK 1 |
| Legal Subdivision | MONT |
| Legal Block | 1 |
| Legal Lot Number | 1-3 |
| Jurisdiction | FLOYD IA |
| Township / Civil Division | FLOYD |
| Census Block Group | 1 |
| Census Block | 1063 |
| Census Tract | 480100 |
Source: Floyd County records, as of October 20, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 404 MADISON ST, FLOYD, IA 50435-5015 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | 2 Names on Deed |
|---|---|
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FLOYD IA |
| Property Address | 404 MADISON ST, FLOYD, IA 50435-5015 |
| Transaction Type | Mortgage |
| Record Updated | Apr 21, 2022 |
| Name | Verified Name |
|---|
| Document Number | 02020/1404 |
|---|---|
| Date | Jun 30, 2020 |
| Book Page | 2020/1404 |
| Instrument | 2020 1404 |
| Name | FIRST CITIZENS BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Jul 1, 2035 |
| Rate Type | Fixed Rate |
|---|
Source: Floyd County assessment roll, as of January 13, 2026
| Type | Name |
|---|---|
| State | Iowa |
| County | Floyd County |
| Municipality | Floyd City |
| Unified School District | Charles City Community School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $1,606.00 Homeowner's exemption | $126,660 (-) Land $11,900 Building $114,760 | $126,660 (-) Land $11,900 Building $114,760 |
| 2025 | $1,606.00 (-26.4%) Homeowner's exemption | $126,660 (-23.76%) Land $11,900 Building $114,760 | $126,660 (-23.76%) Land $11,900 Building $114,760 |
| 2023 | $166,130 (+21.17%) Land $11,900 Building $154,230 | $166,130 (+21.17%) Land $11,900 Building $154,230 | |
| 2022 | $2,182.00 | $137,110 Land $11,900 Building $125,210 | |
| 2021 | $137,110 Land $11,900 Building $125,210 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective June 18, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 7 in force |
| Nearby Flood Claims | 5 (2004–2008) |
| Most Recent Claim | Jun 2008 · Severe Storms, Tornadoes, And Flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 98% of the US · lower than 82% of Iowa |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | FLOYD MUNI WATER SUPPLY serves 313 people · EPA ID IA3414044 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Nov 2025 |
| Lead | 10 ppb (2021–2023) action level 15 ppb |
| Water Quality | Di(2-ethylhexyl) phthalate resolved · Oct 2019 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 88 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| OmniTel-Interstate Cablevision Fiber | 8,000 / 8,000 |
| T-Mobile Fixed Wireless | 100 / 20 |
May also be available: GigFire.
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