404 Lydia St, Monroe, NC 28110 Property Records

Union County property record for 404 Lydia St, Monroe, NC 28110

Property Summary

Property Type	Rural Home
Details	3 bd · 2 ba · 1,398 sqft · built 1948
Lot Size	0.217 acres (9,453 sqft)
Owner	Company Name on File
Last Sale	$162,000 (Aug 2025)
Tax Bill	$1,774 (2025)
Flood Zone	Zone X (minimal risk)
APN	`09-226-097`

Property Details

APN / Parcel Number

Primary APN	`09-226-097`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,398 sqft Living Area
Gross Area	1,405 sqft
1st Floor Area	1,398 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1948
Effective Year Built	Effective 1948
Architectural Style	Conventional
Exterior Material	Brick
Construction Type	Wood
Foundation Type	No Foundation
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	9,453 sqft (0.217 acres)
Garage Type	Carport
Garage Area	591 sqft
Carport	Carport
Carport Area	591 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	304 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	404 LYDIA ST
City	MONROE
State	NC
Zip	28110-2947
Property Category	Residential
Property Type	Residential > Single Family > Rural Home
Local Zoning Code	R-10 MONRO
Legal Description	#13 STOCKTON PB2 PG91
Legal Subdivision	T C HELMS 2-91
Jurisdiction	UNION NC
Township / Civil Division	MONROE
Census Block Group	1
Census Block	1009
Census Tract	20406

Owner

Source: Union County records · APN 09-226-097

Assessment roll updated March 31, 2026 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on File
Mailing Address	6710 2ND AVE, INDIAN TRAIL, NC 28079-7596
Owner Type	Company

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Aug 22, 2025 · Amount on Record
Deed Sale	Aug 22, 2025 · Amount on Record
Deed Document Number	202521771
Deed Book / Page	9185 / 482
Prior Transfer Date	Mar 13, 2013
Prior Transfer Doc	5957652
Record Updated	Jun 08, 2026

Tax Assessment & Valuation

Source: Union County records · Assessment roll updated March 31, 2026 · Last verified April 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Union County
Municipality	Monroe City
Unified School District	Union County Public Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,774.00 (-0.95%)	$203,000 (+23.55%) Land $31,000 Building $172,000	$203,000 (+23.55%) Land $31,000 Building $172,000
2023	$1,791.00	$164,300 (-) Land $17,100 Building $147,200	$164,300 (-) Land $17,100 Building $147,200
2022	$1,791.00	$164,300 Land $17,100 Building $147,200	$164,300 Land $17,100 Building $147,200

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of September 14, 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Wildfire

Wildfire Risk	Low lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Spectrum Cable	1,000 / 1,000
T-Mobile USA Fixed Wireless	100 / 20

May also be available: Verizon.

Based on FCC filings for 297 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water System	CITY OF MONROE serves 43,081 people
Water Source	Surface water
Last State Inspection	Nov 2025
Lead	Under 1 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	E. coli resolved · Aug 2025
Treatment and Procedure	None last 10 years
Monitoring and Reporting	4 last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.