Cabarrus County property record for 404 Ludwig Ave, Concord, NC 28027
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1 ba · 960 sqft · built 1952 |
| Lot Size | 0.406 acres (17,685 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $1,331 (2023) |
| Deeds & Mortgages | Nov 2021 Sale & Mortgage Nov 2021 Sale |
| Flood Zone | Zone X (minimal risk) |
| APN | 5612 53 9859 |
| Primary APN | 5612 53 9859 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Bath |
| Stories | 1 Story |
| Building Area | 960 sqft Living Area |
| Gross Area | 1,280 sqft |
| 1st Floor Area | 960 sqft |
| Flooring | Vinyl/Resilient |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1952 |
|---|---|
| Effective Year Built | Effective 1980 |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Masonry / Concrete Block |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 17,685 sqft (0.406 acres) |
| Lot Dimensions | 189 ft deep x 93 ft wide |
| Driveway | Asphalt Driveway |
| Driveway Area | 1,900 sqft |
| Deck Area | 120 sqft |
| Canopy | 200 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Heat Pump |
| Heating Fuel | Electric |
| Account Number | 150770 |
|---|---|
| Street Address | 404 LUDWIG AVE |
| City | CONCORD |
| State | NC |
| Zip | 28027-4125 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R4 |
| Legal Description | LTS 17-18 & P/O 16 19 20 B L UMBERGER ESTATE BLK G |
| Legal Subdivision | B L UMBERGER ESTATE |
| Legal Block | G |
| Legal Lot Number | 17-18 |
| Jurisdiction | CABARRUS NC |
| Township / Civil Division | 4, KANNAPOLIS |
| Census Block Group | 1 |
| Census Block | 1005 |
| Census Tract | 41100 |
404 Ludwig Ave is owned and occupied by two individuals who acquired it in November 2021.
Source: Cabarrus County records, as of August 27, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 404 LUDWIG AVE, CONCORD, NC 28027-4125 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Nov 5, 2021 | Warranty Deed, Transfer · FHA Mortgage UNITED WHOLESALE MORTGAGE |
| Nov 5, 2021 | Deed, Transfer |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Nov 5, 2021 |
| Deed Sale | Nov 5, 2021 |
| Prior Sale | Nov 5, 2021 |
| Deed Book / Page | 15632 / 93 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CABARRUS NC |
| Recording Date | Nov 5, 2021 |
| Property Address | 404 LUDWIG AVE, CONCORD, NC 28027-4125 |
| Document Number | 0001563289 |
| Book / Page | 15632 / 89 |
| Map Reference | MB 6 PG 74 |
| Instrument Date | Nov 5, 2021 |
| Transaction Type | Transfer |
| Record Updated | Jun 15, 2023 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $200.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 3903 SUMMERHILL CT NW, CONCORD, NC 28027-8123 |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 404 LUDWIG AVE, CONCORD, NC 28027-4125 |
| Document Number | 0001563297 |
|---|---|
| Date | Nov 5, 2021 |
| Instrument | 15632/97 |
| Name | UNITED WHOLESALE MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Dec 1, 2051 |
| Document Type | Deed |
|---|---|
| Jurisdiction | CABARRUS NC |
| Recording Date | Nov 5, 2021 |
| Property Address | 404 LUDWIG AVE, CONCORD, NC 28027-4125 |
| Document Number | 0001563293 |
| Book / Page | 15632 / 93 |
| Map Reference | MB 6 PG 74 |
| Instrument Date | Nov 5, 2021 |
| Transaction Type | Transfer |
| Record Updated | Jul 18, 2023 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 3903 SUMMERHILL CT NW, CONCORD, NC 28027-8123 |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 404 LUDWIG AVE, CONCORD, NC 28027-4125 |
Source: Cabarrus County assessment roll, as of August 27, 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Cabarrus County |
| Municipality | Kannapolis City |
| Unified School District | Cabarrus County Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $179,690 (-) Land $65,000 Building $114,690 | ||
| 2025 | $179,690 Land $65,000 Building $114,690 | ||
| 2024 | $179,690 (+85%) Land $65,000 Building $114,690 | ||
| 2023 | $1,331.00 | $97,130 Land $36,400 Building $60,730 | $97,130 Land $36,400 Building $60,730 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 404 Ludwig Ave in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective July 1, 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 404 Ludwig Ave is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 98% of the US · lower than 99% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF KANNAPOLIS serves 56,050 people · EPA ID NC0180065 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | May 2026 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | E. coli resolved · Apr 2026 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 288 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Windstream Fiber | 2,000 / 2,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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