Hamilton County property record for 404 Ludlow Ave, Cincinnati, OH 45220
| Property Type | Apartment House (2-4 Units) |
|---|---|
| Details | 67,826 sqft · built 1930 |
| Lot Size | 1.02 acres (44,431 sqft) |
| Owner | Company Name on File |
| Tax Bill | $95,793 (2025) |
| Deeds & Mortgages | Jan 2024 Mortgage Dec 2023 Sale |
| Flood Zone | Zone X (minimal risk) |
| APN | 214-0005-0020-00 |
| Primary APN | 214-0005-0020-00 |
|---|
| Total Rooms | 8 Rooms |
|---|---|
| Building Area | 67,826 sqft |
| Year Built | Built 1930 |
|---|---|
| Lot Area | 44,431 sqft (1.02 acres) |
| Lot Dimensions | 158 ft deep x 604 ft wide |
| Heating System | HVAC |
|---|
| Street Address | 404 LUDLOW AVE |
|---|---|
| City | CINCINNATI |
| State | OH |
| Zip | 45220-1961 |
| Property Category | Commercial |
| Property Type | Residential > Multi-Unit > Apartment House (2-4 Units) |
| Legal Description | LUDLOW AVE 308.23 X 158.56 IRR LOTS 62-63 JAS BRYANT SUB & LOTS 1-2-3AUG SCHMIDT SUB PARS 20 TH 24 CONS |
| Legal Subdivision | JAS BRYANT SUB |
| Legal Lot Number | 62-63 63 |
| Jurisdiction | HAMILTON OH |
| Township / Civil Division | CINCINNATI |
| Census Block Group | 3 |
| Census Block | 3006 |
| Census Tract | 7100 |
404 Ludlow Ave, a residential property, is owned by a company that acquired it in December 2023.
Source: Hamilton County records, as of February 9, 2026
| Owner of Record | Company Name on File |
|---|---|
| Mailing Address | 310 TERRACE AVE STE 200, 200, CINCINNATI, OH 45220-2078 |
| Owner Type | Company |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jan 16, 2024 | Deed of Trust, Mortgage · Commercial Mortgage CMFG LIFE INSURANCE CO |
| Dec 21, 2023 | Warranty Deed, Transfer |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Dec 21, 2023 |
| Deed Sale | Dec 21, 2023 |
| Prior Sale | Feb 28, 2014 |
| Deed Document Number | 0000089451 |
| Deed Book / Page | 15067 / 530 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HAMILTON OH |
| Property Address | 404 LUDLOW AVE, CINCINNATI, OH 45220-1961 |
| Transaction Type | Mortgage |
| Record Updated | Feb 23, 2024 |
| Name | Verified Name |
|---|---|
| Address | 310 TERRACE AVE 200, 200, CINCINNATI, OH 45220-2078 |
| Document Number | 0000003149 |
|---|---|
| Date | Jan 16, 2024 |
| Book Page | 15082/1353 |
| Instrument | 2024-0003149 |
| Name | CMFG LIFE INSURANCE CO |
|---|---|
| Type | Insurance Company |
| Address | MADISON, WI 53705 |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount on Record |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | HAMILTON OH |
| Recording Date | Dec 21, 2023 |
| Property Address | 404 LUDLOW AVE, CINCINNATI, OH 45220-1961 |
| Document Number | 0000089451 |
| Book / Page | 15067 / 530 |
| Map Reference | MB 3 PG 160 |
| Instrument Date | Dec 9, 2023 |
| Instrument | 2023-0089451 |
| Transaction Type | Transfer |
| Record Updated | Jan 24, 2024 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 2727 LYNDON B JOHNSON FWY, DALLAS, TX 75234-7334 |
The 2025 property tax bill for 404 Ludlow Ave was $95,793, up 0.7% from the year before.
Source: Hamilton County assessment roll, as of March 1, 2025
| Type | Name |
|---|---|
| State | Ohio |
| County | Hamilton County |
| Municipality | Cincinnati City |
| Unified School District | Cincinnati City School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $95,793.00 (+0.67%) | $1,154,038 (-) Land $440,440 Building $713,598 | |
| 2024 | $95,151.00 (+0.26%) | $1,154,038 (+%) Land $440,440 Building $713,598 | |
| 2023 | $94,908.00 (-1.84%) | $1,154,037 (+8.31%) Land $440,440 Building $713,597 | $3,297,250 Land $1,258,400 Building $2,038,850 |
| 2022 | $96,684.00 | $1,065,446 Land $423,500 Building $641,946 | |
| 2020 | $3,044,130 Land $1,210,000 Building $1,834,130 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 404 Ludlow Ave in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2012.
Source: FEMA National Flood Hazard Layer, effective December 22, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Claims | 1 (2012) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Dec 2012 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 404 Ludlow Ave has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CINCINNATI PUBLIC WATER SYSTEM serves 800,000 people · EPA ID OH3102612 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Dec 2024 |
| Lead | 2 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 590 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| altafiber Network Solutions Fiber | 3,000 / 3,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Starlink Satellite | 280 / 30 |
| AT&T Fixed Wireless | 100 / 20 |
May also be available: T-Mobile, Verizon.
Search by:
By searching, you agree to: Terms • Privacy • Disclosures