404 Lovena Ave, Benedict, NE 68316 Property Records

York County property record for 404 Lovena Ave, Benedict, NE 68316

Property Summary

Property Type	Residential Vacant Land
Details	3 bd · 1.75 ba · 1,516 sqft · built 1911
Lot Size	0.2 acres (8,712 sqft)
Owner	Individual Name on File
Last Sale	$48,000 (Aug 2004)
Tax Bill	$786 (2025)
Deeds & Mortgages	Aug 2013 Mortgage Sep 2020 Line of Credit + 2 more
Flood Zone	Zone X (minimal risk)
APN	`930082117`

Property Details

APN / Parcel Number

Primary APN	`930082117`

Interior

Bedrooms	3 Beds
Full Baths	1.75 Baths
Stories	1 Story
Building Area	1,516 sqft Living Area
1st Floor Area	1,516 sqft

Exterior

Year Built	Built 1911
Effective Year Built	Effective 1911
Architectural Style	A-Frame
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Material	Composition Shingle
Lot Area	8,712 sqft (0.2 acres)
Lot Dimensions	159 ft deep x 150 ft wide
Garage Type	Detached
Garage Area	720 sqft
Driveway	Driveway

Exterior Amenities

Porch	Porch
Porch Area	224 sqft
Deck Area	Deck Area
Patio Area	84 sqft

Utilities, Heating & Cooling

Cooling System	None
Heating System	Floor/Wall Furnace

Location & Zoning

Street Address	404 LOVENA AVE
City	BENEDICT
State	NE
Zip	68316-9082
Property Category	Residential
Property Type	Vacant Land > Residential
Local Zoning Code	SINGLE FAM
Legal Description	LOT 2 REPLAT OF LOTS 1-3 STRONG SUB CITY OF YORK; MAP NUMBER: 3227-00-0-20010-024-0001
Legal Subdivision	BENEDICT ORIGINAL
Legal Block	24
Legal Lot Number	2
Jurisdiction	YORK NE
Township / Civil Division	MORTON
Census Block Group	1
Census Block	1118
Census Tract	969600

Owner

404 Lovena Ave, residential vacant land, is owned and occupied by an individual who bought it in August 2004.

Source: York County records, as of August 4, 2026

Owner of Record	Individual Name on File
Mailing Address	404 LOVENA AVE, BENEDICT, NE 68316-9082
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 23, 2013	Deed of Trust, Mortgage · FHA Mortgage QUICKEN LOANS INC
Sep 23, 2020	Deed of Trust, Mortgage · Line of Credit YORK STATE BANK
Jun 2, 2025	Deed of Trust, Mortgage · Conventional Mortgage YORK STATE BANK
Jun 9, 2017	Warranty Deed, Transfer · Conventional Mortgage YORK STATE BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 26, 2004 · Amount on File
Deed Sale	Aug 26, 2004 · Amount on File
Deed Book / Page	188 / 357
Record Updated	Sep 20, 2026

August 2013: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	YORK NE
Property Address	404 LOVENA AVE, BENEDICT, NE 68316-9082
Transaction Type	Mortgage
Record Updated	Feb 3, 2026
Title Company	COMMUNITIES TITLE COMPANY, COMMUNITY TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000003/63
Date	Aug 23, 2013
Book Page	3/63
Instrument	201302199

Lender

Name	QUICKEN LOANS INC
Type	Seller
Address	1050 WOODWARD AVE, DETROIT, MI 48226

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Sep 1, 2043

September 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	YORK NE
Property Address	404 LOVENA AVE, BENEDICT, NE 68316-9082
Transaction Type	Mortgage
Record Updated	Feb 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	404 LOVENA AVE, BENEDICT, NE 68316-9082

Mortgage

Document Number	000084/255
Date	Sep 23, 2020
Book Page	84/255
Instrument	2020-02168

Lender

Name	YORK STATE BANK
Type	Bank
Address	YORK, NE 68467

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	60 Months
Due	Sep 18, 2025

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

June 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	YORK NE
Property Address	404 LOVENA AVE, BENEDICT, NE 68316-9082
Transaction Type	Mortgage
Record Updated	Feb 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	000146/423
Date	Jun 2, 2025
Book Page	146/423
Instrument	2025-00892

Lender

Name	YORK STATE BANK
Type	Bank
Address	PIERCE, NE 68767

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	120 Months
Due	Jun 1, 2035

June 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	YORK NE
Recording Date	Jun 9, 2017
Property Address	404 LOVENA AVE, BENEDICT, NE 68316-9082
Document Number	000043/739
Book / Page	43 / 739
Instrument Date	Jun 8, 2017
Instrument	2017-01269
Transaction Type	Transfer
Record Updated	Feb 3, 2026

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	000043/740
Date	Jun 9, 2017
Book Page	43/740
Instrument	2017-01270

Lender

Name	YORK STATE BANK
Type	Bank
Address	YORK, NE 68467

Agreement

Type	Conventional Mortgage
Amount	Amount on Record

Tax Assessment & Valuation

The 2025 property tax bill for 404 Lovena Ave was $786.

Source: York County assessment roll, as of February 3, 2026

Property Jurisdictions

Type	Name
State	Nebraska
Municipality	Benedict Village
County	York County
Unified School District	Cross County Community Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$786.00	$19,204 Land $19,204	$19,204 Land $19,204
2023	$737.00	$48,563 Land $4,770 Building $43,793	$48,563 Land $4,770 Building $43,793

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 404 Lovena Ave in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective August 15, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 404 Lovena Ave is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 93% of Nebraska
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	VILLAGE OF BENEDICT serves 203 people · EPA ID NE3118703
Water Source	Groundwater
Last State Inspection	Mar 2024
Lead	1 ppb (2026) action level 15 ppb
Copper	1.38 mg/L (2026) action level 1.3 mg/L

Violations Reported to EPA

Water Quality	Nitrate-Nitrite resolved · Oct 2018
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 83 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30
Big Red Communications Fixed Wireless	200 / 100
Windstream DSL	200 / 20
GigFire Fixed Wireless	150 / 130
Rise Broadband Fixed Wireless	25 / 5

May also be available: Nextlink, T-Mobile, Viaero Wireless.

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