Unicoi County property record for 404 Love St, Erwin, TN 37650
| Property Type | Single Family Home |
|---|---|
| Details | 1.5 ba · 2,204 sqft · built 1903 |
| Lot Size | 0.266 acres (11,601 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $235,000 (Aug 2020) |
| Tax Bill | $1,667 (2025) |
| Deeds & Mortgages | Apr 2026 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 031C-D-004.00 |
| Primary APN | 031C-D-004.00 |
|---|---|
| Alternative APNs |
|
| Full Baths | 1.5 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Plumbing Fixtures | 5 Plumbing Fixtures |
| Stories | 2 Stories |
| Building Area | 2,204 sqft Living Area |
| Gross Area | 2,684 sqft |
| 1st Floor Area | 1,172 sqft |
| Upper Floors Area | 1,032 sqft |
| Basement Area | 480 sqft |
| Flooring | Carpet |
| Interior Walls | Plaster |
| Year Built | Built 1903 |
|---|---|
| Effective Year Built | Effective 2006 |
| Architectural Style | Custom Design |
| Foundation Type | Footing |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 11,601 sqft (0.266 acres) |
| Lot Dimensions | 191 ft deep x 64 ft wide |
| Garage Type | Detached |
| Garage Area | 1,008 sqft |
| Parking Spaces | 3 Parking Spaces |
| Pool Area | 190 sqft |
|---|---|
| Porch | Finished/Open Porch |
| Porch Area | 160 sqft |
| Patio Area | 144 sqft |
| Canopy | 480 sqft |
| Utility Building | 50 sqft |
| Cooling System | Package A/C |
|---|---|
| Heating System | HVAC |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 404 LOVE ST |
|---|---|
| City | ERWIN |
| State | TN |
| Zip | 37650-1732 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-3 |
| Legal Description | LOT NOTE 17 PT 18 25 & SMALL LOT 70.6X192.8 IRR |
| Legal Subdivision | A R BROWN |
| Legal Lot Number | 70 |
| Jurisdiction | UNICOI TN |
| Township / Civil Division | 2 |
| Census Block Group | 2 |
| Census Block | 2012 |
| Census Tract | 80400 |
404 Love St is owned and occupied by two individuals who bought it in August 2020.
Source: Unicoi County records, as of October 6, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 404 LOVE ST, ERWIN, TN 37650-1732 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Aug 24, 2020 · Amount on File |
| Deed Sale | Aug 24, 2020 · Amount on File |
| Prior Sale | Mar 1, 2002 · Amount on File |
| Deed Document Number | 20201541 |
| Deed Book / Page | 436 / 469 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | UNICOI TN |
| Recording Date | Apr 9, 2026 |
| Property Address | 404 LOVE ST, ERWIN, TN 37650-1732 |
| Document Number | 0000000730 |
| Book / Page | 502 / 537 |
| Instrument Date | Mar 26, 2026 |
| Instrument | 2026730 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Name | Verified Name |
|---|---|
| Address | 404 LOVE ST, ERWIN, TN 37650-1732 |
| Document Number | 0000000730, |
|---|---|
| Date | Apr 9, 2026 |
| Book Page | 502/537 |
| Instrument | 2026730 |
| Name | HOMETRUST BANK |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 299 Months |
| Due | Mar 25, 2051 |
| Rate | 5.98% |
|---|---|
| Max Rate | -1% |
The 2025 property tax bill for 404 Love St was $1,667, up 6.7% from the year before.
Source: Unicoi County assessment roll, as of December 3, 2025
| Type | Name |
|---|---|
| State | Tennessee |
| County | Unicoi County |
| Municipality | Erwin Town |
| Unified School District | Unicoi County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,667.00 (+6.72%) | $63,875 Land $6,425 Building $57,450 | $255,500 Land $25,700 Building $229,800 |
| 2024 | $1,562.00 | ||
| 2023 | $59,825 (-) Land $6,425 Building $53,400 | ||
| 2022 | $1,406.00 | $59,825 Land $6,425 Building $53,400 | $255,500 Land $25,700 Building $229,800 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 404 Love St in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 1984.
Source: FEMA National Flood Hazard Layer, effective August 23, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 3 in force |
| Nearby Flood Claims | 2 (1984–2024) |
| Most Recent Claim | Sep 2024 · Tropical Storm Helene |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 404 Love St is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 72% of Tennessee |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ERWIN UTILITIES AUTHORITY serves 12,478 people · EPA ID TN0000231 |
|---|---|
| Water Source | Groundwater influenced by surface water |
| Last State Inspection | Feb 2023 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 235 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Brightspeed Fiber | 2,000 / 2,000 |
| Xfinity Cable | 1,200 / 35 |
| Erwin Fiber Fiber | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
May also be available: Point Broadband, T-Mobile.
5G (outdoors only) and 4G LTE
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