Schoharie County and Seward Town property record for 404 Loonenburgh Tpke, Cobleskill, NY 12043
| Property Type | Mobile Home |
|---|---|
| Details | 168 sqft · built 1986 |
| Lot Size | 23.2 acres (1,014,512 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $285,000 (Mar 2024) |
| Tax Bill | $7,846 (2026) |
| Deeds & Mortgages | Nov 2025 Sale Mar 2024 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 434400 43.-1-3 |
| Primary APN | 434400 43.-1-3 |
|---|---|
| Alternative APNs |
|
| Building Area | 168 sqft Living Area |
|---|
| Year Built | Built 1986 |
|---|---|
| Effective Year Built | Effective 1986 |
| Architectural Style | Mobile Home |
| Lot Area | 1,014,512 sqft (23.2 acres) |
| Lot Width | 634 ft Width |
| Sewer | Septic |
|---|---|
| Water Source | Well |
| Account Number | 525J189022 |
|---|---|
| Street Address | 404 LOONENBURGH TPKE |
| City | COBLESKILL |
| State | NY |
| Zip | 12043-6514 |
| Property Category | Residential |
| Property Type | Residential > Prefabricated > Mobile Home |
| Local Zoning Code | OS |
| Legal Block | 1 |
| Legal Lot Number | 3.000 |
| Jurisdiction | SCHOHARIE NY |
| Township / Civil Division | SEWARD |
| Census Block Group | 3 |
| Census Block | 3067 |
| Census Tract | 740400 |
Source: Schoharie County and Seward Town records, as of October 20, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 404 LOONENBURGH TPKE, COBLESKILL, NY 12043-6514 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Nov 10, 2025 | Deed, Transfer |
| Mar 26, 2024 | Deed of Trust, Mortgage · Line of Credit BANK OF RICHMONDVILLE |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Mar 26, 2024 · Amount on Record |
| Deed Sale | Mar 26, 2024 · Amount on Record |
| Deed Document Number | 2024824719 |
| Deed Book / Page | 1209 / 63 |
| Prior Transfer Date | Mar 22, 2024 |
| Prior Transfer Doc | 0001209/63 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed |
|---|---|
| Jurisdiction | SCHOHARIE NY |
| Recording Date | Nov 10, 2025 |
| Property Address | 404 LOONENBURGH TPKE, COBLESKILL, NY 12043-6514 |
| Document Number | 0001245/42 |
| Book / Page | 1245 / 42 |
| Instrument Date | Oct 30, 2025 |
| Instrument | 830394 |
| Transaction Type | Transfer |
| Record Updated | Dec 10, 2025 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 404 LOONENBURGH TPKE, COBLESKILL, NY 12043-6514 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SCHOHARIE NY |
| Property Address | 404 LOONENBURGH TPKE, COBLESKILL, NY 12043-6514 |
| Transaction Type | Mortgage |
| Record Updated | Apr 16, 2024 |
| Name | Verified Name |
|---|
| Document Number | 002071/187 |
|---|---|
| Date | Mar 26, 2024 |
| Book Page | 2071/187 |
| Instrument | 824720 |
| Name | BANK OF RICHMONDVILLE |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Apr 1, 2054 |
| Rate Type | Adjustable Rate |
|---|
Source: Schoharie County and Seward Town assessment roll, as of May 14, 2026
| Type | Name |
|---|---|
| State | New York |
| County | Schoharie County |
| County Subdivision | Seward Town |
| Unified School District | Cobleskill-Richmondville Central School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $7,846.00 (+14.49%) | ||
| 2025 | $6,853.00 (+12.9%) | $142,000 (-) Land $39,000 Building $103,000 | $346,341 (+15.85%) Land $95,122 Building $251,219 |
| 2024 | $6,070.00 (+28.68%) Additional exemption filed | $142,000 (-) Land $39,000 Building $103,000 | $298,947 (+5.26%) Land $82,105 Building $216,842 |
| 2023 | $142,000 Land $39,000 Building $103,000 | $284,000 Land $78,000 Building $206,000 | |
| 2020 | $4,717.00 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective February 16, 2012 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 4 in force |
| Nearby Flood Claims | 3 (2011–2015) |
| Most Recent Claim | Feb 2015 · other causes |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 54% of New York |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 13 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 35 |
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