404 Locust St, Bloomfield, MO 63825 Property Records

Stoddard County property record for 404 Locust St, Bloomfield, MO 63825

Property Summary

Property Type	Single Family Home
Details	1 ba · 1,300 sqft · built 1958
Lot Size	0.308 acres (13,419 sqft)
Owner	Individual Name on File
Tax Bill	$468 (2025)
Deeds & Mortgages	Apr 2026 Sale & Construction Loan
APN	`13-6.0-023-001-013-005.00000`

Property Details

APN / Parcel Number

Primary APN	`13-6.0-023-001-013-005.00000`

Interior

Full Baths	1 Bath
Building Area	1,300 sqft Living Area

Exterior

Year Built	Built 1958
Effective Year Built	Effective 1958
Lot Area	13,419 sqft (0.308 acres)

Utilities, Heating & Cooling

Heating System	Gravity Furnace

Location & Zoning

Street Address	404 LOCUST ST
City	BLOOMFIELD
State	MO
Zip	63825-9237
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	O T BLOOMFIELD-LT 107 & ADJ ABND RD
Legal Range	10E
Legal Township	26N
Legal Section	23
Legal Subdivision	TOWN BLOOMFIELD
Legal Lot Number	107
Jurisdiction	STODDARD MO
Township / Civil Division	CASTOR
Census Block Group	1
Census Block	1030
Census Tract	470300

Owner

Source: Stoddard County records · APN 13-6.0-023-001-013-005.00000

Assessment roll updated September 3, 2025 · Last verified June 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	404 LOCUST ST, BLOOMFIELD, MO 63825-9237
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Nov 22, 2024
Deed Sale	Nov 22, 2024
Record Updated	Sep 20, 2026

April 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	STODDARD MO
Recording Date	Apr 17, 2026
Property Address	404 LOCUST ST, BLOOMFIELD, MO 63825-9237
Instrument Date	Apr 16, 2026
Transaction Type	Transfer
Record Updated	Jul 23, 2026
Title Company	BUTLER COUNTY TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	404 LOCUST ST, BLOOMFIELD, MO 63825-9237

Mortgage

Date	Apr 17, 2026

Lender

Name	SOCIETY MORTGAGE

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 01, 2056

Interest

Rate Type	Adjustable Rate
Rate	0.63%
Initial Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Max Rate	-1%

Tax Assessment & Valuation

Source: Stoddard County records · Assessment roll updated September 3, 2025 · Last verified June 2026

Property Jurisdictions

Type	Name
State	Missouri
Municipality	Bloomfield City
County	Stoddard County
County Subdivision	Castor Township
Unified School District	Bloomfield R-XIV School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$468.00	$8,740 (+5.26%)
2023		$8,303	$46,000

Flood & Wildfire

Source: FEMA National Flood Hazard Layer · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Not on file
Flood Insurance Cost	Premium on Record median of 14 policies
Nearby Flood Policies	14 in force

Wildfire

Wildfire Risk	Low lower than 80% of the US · lower than 84% of Missouri
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
SEMO Electric Cooperative Fiber	1,000 / 1,000
Cable One Cable	1,000 / 50

May also be available: AT&T, T-Mobile USA.

Based on FCC filings for 304 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water System	BLOOMFIELD PWS serves 1,980 people
Water Source	Groundwater
Last State Inspection	Dec 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ. The full violation and enforcement history is in the system's EPA record.