Oakland County property record for 404 Linden Rd, Birmingham, MI 48009
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 5 ba · 3,494 sqft · built 1927 |
| Lot Size | 0.473 acres (20,604 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $12,859 (2025) |
| Deeds & Mortgages | Dec 2025 Mortgage Apr 2021 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 08-19-35-227-040 |
| Primary APN | 08-19-35-227-040 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 5 Baths |
| Half Baths | 2 Half Baths |
| Plumbing Fixtures | 16 Plumbing Fixtures |
| Total Rooms | 9 Rooms |
| Stories | 2 Stories |
| Building Area | 3,494 sqft Living Area |
| 1st Floor Area | 1,930 sqft |
| Basement Area | 907 sqft |
| Unfinished Basement | 907 sqft |
| Game Room | Game Room |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1927 |
|---|---|
| Effective Year Built | Effective 2006 |
| Architectural Style | Colonial |
| Exterior Material | Stucco |
| Foundation Type | No Foundation |
| Roof Type | Gable/Hip |
| Roof Material | Asphalt |
| Lot Area | 20,604 sqft (0.473 acres) |
| Lot Dimensions | 220 ft deep x 80 ft wide |
| Garage Area | 576 sqft |
| Parking Spaces | 2 Parking Spaces |
| Pool Area | 800 sqft |
|---|---|
| Porch | Slab |
| Porch Area | 88 sqft |
| Deck Area | 36 sqft |
| Patio Area | 36 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Sewer | Municipal |
| Street Address | 404 LINDEN RD |
|---|---|
| City | BIRMINGHAM |
| State | MI |
| Zip | 48009-1649 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RI |
| Legal Description | T2N, R10E, SEC 35 BIRMINGHAM PARK ALLOTMENT LOT 12, ALSO PART OF LOT 5, BLK 35, OF 'ASSESSOR'S REPLAT OF CORYELL PARK' DESC AS BEG AT NE LOT COR, TH S 03-05-00 E 120 FT, TH N 75-01-00 W 100 FT, TH N 14-59-00 E 110.85 FT, TH S 77-55-30 E 62.80 FT TO B |
| Legal Range | 10E |
| Legal Township | 02N |
| Legal Section | 35 |
| Legal Subdivision | PARK |
| Legal Block | 35 |
| Legal Lot Number | 5,12 |
| Jurisdiction | OAKLAND MI |
| Township / Civil Division | BIRMINGHAM |
| Census Block Group | 3 |
| Census Block | 3005 |
| Census Tract | 152700 |
404 Linden Rd is owned and occupied by two individuals who acquired it in January 2025.
Source: Oakland County records, as of May 27, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 32965 FRANKLIN CT, FRANKLIN, MI 48025-1065 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | His Wife |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Dec 22, 2025 | Deed of Trust, Mortgage · Conventional Mortgage FIRST MERCHANTS BANK |
| Apr 21, 2021 | Deed of Trust, Mortgage · Conventional Mortgage LOANDEPOT.COM LLC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Transfer Date | Jan 31, 2025 |
| Transfer Doc | 0000013957 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OAKLAND MI |
| Property Address | 404 LINDEN RD, BIRMINGHAM, MI 48009-1649 |
| Transaction Type | Mortgage |
| Record Updated | Dec 31, 2025 |
| Name | Verified Name |
|---|---|
| Address | 404 LINDEN RD, BIRMINGHAM, MI 48009-1649 |
| Document Number | 20250161533 |
|---|---|
| Date | Dec 22, 2025 |
| Book Page | 60815/831 |
| Instrument | 20250161533 |
| Name | FIRST MERCHANTS BANK |
|---|---|
| Type | Bank |
| Address | MUNCIE, IN 47305 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jan 1, 2056 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 5.62% |
| Type Change Date | Jan 1, 2031 |
| Change Frequency | 6 Months |
| Min Rate At Change | 3.62% |
| Max Rate At Change | 7.62% |
| Index | SOFR Average 30-Day |
| Margin | 3 |
| Max Rate | 10.6% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OAKLAND MI |
| Property Address | 404 LINDEN RD, BIRMINGHAM, MI 48009-1649 |
| Transaction Type | Mortgage |
| Record Updated | May 21, 2021 |
| Name | Verified Name |
|---|---|
| Address | 404 LINDEN RD, BIRMINGHAM, MI 48009-1649 |
| Document Number | 0000108124 |
|---|---|
| Date | Apr 21, 2021 |
| Book Page | 56116/409 |
| Instrument | 108124 |
| Name | LOANDEPOT.COM LLC |
|---|---|
| Type | Mortgage Company |
| Address | FOOTHILL RANCH, CA 92610 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 181 Months |
| Due | May 1, 2036 |
The 2025 property tax bill for 404 Linden Rd was $12,859 with a homeowner's exemption, down 9.8% from the year before.
Source: Oakland County assessment roll, as of January 21, 2026
| Type | Name |
|---|---|
| State | Michigan |
| Municipality | Birmingham City |
| County | Oakland County |
| Unified School District | Birmingham City School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $12,859.00 (-9.77%) Homeowner's exemption | $761,080 | $1,522,160 |
| 2024 | $14,252.00 | ||
| 2023 | $693,740 | $1,387,480 | |
| 2021 | $13,041.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 404 Linden Rd in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2009.
Source: FEMA National Flood Hazard Layer, effective December 8, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 7 in force |
| Nearby Flood Claims | 1 (2009) |
| Most Recent Claim | Mar 2009 · river or lake flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 404 Linden Rd is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 95% of the US · lower than 89% of Michigan |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | BIRMINGHAM serves 20,472 people · EPA ID MI0000730 |
|---|---|
| Water Source | Purchased surface water from SOUTHEASTERN OAKLAND CO W AUTH |
| Last State Inspection | Jan 2025 |
| Lead | 3 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Corrosion control Jul 2023 |
| Monitoring and Reporting | 3 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 351 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · DSL in parts of the area | 5,000 / 5,000 |
| Xfinity Cable | 2,000 / 250 |
| WOW Internet, Cable & Phone Cable | 1,200 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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