404 Laurel Trl N, Terrell, TX 75160 Property Records

Kaufman County property record for 404 Laurel Trl N, Terrell, TX 75160

Property Summary

Property Type	Single Family Home
Details	2.5 ba · 2,881 sqft · built 1986
Lot Size	0.276 acres (12,002 sqft)
Owner	Individual Name on Record
Last Sale	$333,213 (Jul 2026)
Tax Bill	$6,855 (2025)
Deeds & Mortgages	Jul 2026 Sale & Mortgage Mar 2026 Sale + 3 more
Flood Zone	Zone X (minimal risk)
APN	`S2460012100`

Property Details

APN / Parcel Number

Primary APN	`S2460012100`
Alternative APNs	`00.2460.0005.0003.00.06.06` `R31558` `31558`

Interior

Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	2,881 sqft Living Area
Gross Area	3,783 sqft
1st Floor Area	2,052 sqft
2nd Floor Area	829 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1986
Effective Year Built	Effective 1986
Exterior Material	Brick
Roof Material	Composition Shingle
Lot Area	12,002 sqft (0.276 acres)
Lot Depth	2 ft Depth
Garage Type	Attached
Garage Area	644 sqft
Parking Spaces	2 Parking Spaces
Pool Area	1 sqft
Porch	Covered Porch
Porch Area	474 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	404 LAUREL TRL N
City	TERRELL
State	TX
Zip	75160-5035
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	MERIDITH, BLOCK E, LOT 3; & HOUSE
Legal Subdivision	MERIDITH
Legal Block	E
Legal Lot Number	3
Jurisdiction	KAUFMAN TX
Township / Civil Division	TERRELL
Census Block Group	2
Census Block	2012
Census Tract	50402

Owner

Source: Kaufman County records, as of July 22, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	404 LAUREL TRL N, TERRELL, TX 75160-5035
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Single Man

Deeds, Mortgages & Sale History

Date	Document
Jul 15, 2026	Deed, Transfer · FHA Mortgage UNITED WHOLESALE MORTGAGE
Mar 31, 2026	Warranty Deed, Transfer OSN TEXAS LLC PLANO BRANCH
Mar 20, 2026	Correction Deed OSN TEXAS, OSN TEXAS LLC
Sep 25, 2017	Deed of Trust, Mortgage · Line of Credit CAPITAL ONE NA
May 21, 2019	Intrafamily Transfer, Transfer · Stand-Alone First Mortgage SUCCESS MORTGAGE PARTNERS INC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 15, 2026 · Amount on Record
Deed Sale	Jul 15, 2026 · Amount on Record
Prior Sale	Mar 31, 2026
Deed Document Number	202621790
Deed Book / Page	9524 / 159
Prior Transfer Date	Apr 22, 2019
Prior Transfer Doc	0060170191
Record Updated	Sep 20, 2026

July 2026: Deed, Transfer

Document Type	Deed
Jurisdiction	KAUFMAN TX
Recording Date	Jul 15, 2026
Property Address	404 LAUREL TRL N, TERRELL, TX 75160-5035
Document Number	0000021790
Book / Page	9524 / 159
Instrument Date	Jul 13, 2026
Instrument	202621790
Transaction Type	Transfer
Record Updated	Jul 22, 2026
Title Company	TEXAS TITLE, OSN TEXAS TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Estimated Sale Price
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	404 LAUREL TRL N, TERRELL, TX 75160-5035

Mortgage

Document Number	0000021791,
Date	Jul 15, 2026
Instrument	202621791

Lender

Name	UNITED WHOLESALE MORTGAGE

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 1, 2056

Interest

Rate	6.48%
Max Rate	-1%

March 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	KAUFMAN TX
Recording Date	Mar 31, 2026
Property Address	404 LAUREL TRL N, TERRELL, TX 75160-5035
Document Number	0093780197
Book / Page	9378 / 197
Map Reference	CAB 1 ENV 513
Instrument Date	Mar 23, 2026
Instrument	2026-0009144
Transaction Type	Transfer
Record Updated	Apr 10, 2026
Title Company	OSN TEXAS LLC PLANO BRANCH

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1295 W WASHINGTON ST STE 115, 115, TEMPE, AZ 85288-1233

March 2026: Correction Deed

Document Type	Correction Deed
Jurisdiction	KAUFMAN TX
Recording Date	Mar 20, 2026
Property Address	404 LAUREL TRL N, TERRELL, TX 75160-5035
Document Number	0093660385
Book / Page	9366 / 385
Map Reference	CAB 1 ENV 513
Instrument Date	Mar 20, 2026
Instrument	2026-0008137
Record Updated	Apr 10, 2026
Title Company	OSN TEXAS, OSN TEXAS LLC

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

September 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KAUFMAN TX
Property Address	404 LAUREL TRL N, TERRELL, TX 75160-5035
Transaction Type	Mortgage
Record Updated	Jan 28, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0054610047
Date	Sep 25, 2017
Book Page	5461/047
Instrument	2017-0021807

Lender

Name	CAPITAL ONE NA
Type	Bank
Address	PLANO, TX 75024

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	240 Months
Due	Sep 7, 2037

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

May 2019: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	KAUFMAN TX
Recording Date	May 21, 2019
Property Address	404 LAUREL TRL N, TERRELL, TX 75160-5035
Document Number	0060170191
Book / Page	6017 / 191
Instrument Date	Apr 22, 2019
Instrument	2019-0011452
Transaction Type	Transfer
Record Updated	Oct 8, 2021
Title Company	KAUFMAN CNTY TTL & ABSTRACT

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	404 LAUREL TRL N, 404, TERRELL, TX 75160-5035

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	404 LAUREL TRL N, TERRELL, TX 75160-5035

Mortgage

Document Number	20190011454
Date	May 21, 2019
Instrument	2019-0011454

Lender

Name	SUCCESS MORTGAGE PARTNERS INC
Type	Mortgage Company

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2049

Tax Assessment & Valuation

Source: Kaufman County assessment roll, as of August 6, 2025

Property Jurisdictions

Type	Name
State	Texas
County	Kaufman County
Municipality	Terrell City
Unified School District	Terrell Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$6,855.00 (+7.63%) Homeowner's exemption	$360,317 (-15.45%)	$384,167 (-9.85%) Land $70,000 Building $314,167
2024	$6,369.00 (+13.37%)
2023	$5,618.00 (-10.51%) Homeowner's exemption	$426,165 Land $70,000 Building $356,165	$426,165 Land $70,000 Building $356,165
2022	$6,278.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 8, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 65% of the US · lower than 90% of Texas
Wildfire Likelihood	0.04% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF TERRELL serves 18,432 people · EPA ID TX1290006
Water Source	Purchased surface water from NORTH TEXAS MWD WYLIE WTP
Last State Inspection	Sep 2024
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 369 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Optimum Cable · Fiber in parts of the area	940 / 35
Verizon Fixed Wireless	300 / 20
Wi-Five Broadband Fixed Wireless	100 / 100

May also be available: Element8, Nextlink.

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