Champaign County property record for 404 Laurel Oak St, Urbana, OH 43078
| Property Type | Duplex |
|---|---|
| Details | 3 bd · 3 ba · 1,955 sqft · built 1900 |
| Lot Size | 0.215 acres (9,365 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $1,587 (2025) |
| Flood Zone | Zone X (minimal risk) |
| APN | 025694-8 |
| Primary APN | 025694-8 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3 Baths |
| Half Baths | 2 Half Baths |
| Plumbing Fixtures | 10 Plumbing Fixtures |
| Total Rooms | 11 Rooms |
| Stories | 1 Story |
| Building Area | 1,955 sqft Total Area |
| 1st Floor Area | 1,466 sqft |
| Attic | Attic |
| Attic Area | 489 sqft |
| Year Built | Built 1900 |
|---|---|
| Effective Year Built | Effective 1960 |
| Architectural Style | Traditional |
| Exterior Material | Aluminum/Vinyl |
| Foundation Type | No Foundation |
| Lot Area | 9,365 sqft (0.215 acres) |
| Lot Dimensions | 110 ft deep x 85 ft wide |
| Porch | Slab |
| Porch Area | 392 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Central |
| Heating Fuel | Gas |
| Sewer | Connected |
| Account Number | 025694-8 |
|---|---|
| Street Address | 404 LAUREL OAK ST |
| City | URBANA |
| State | OH |
| Zip | 43078-1318 |
| Property Category | Residential |
| Property Type | Residential > Multi-Unit > Duplex |
| Legal Description | RTS 00-00-00 __ DEPOSITORS ADDNPT LOTS 241 242 & 243NEW SURVEY FILED 3/13/17 |
| Legal Subdivision | DEPOSITORS ADDN |
| Legal Lot Number | 241-243 |
| Jurisdiction | CHAMPAIGN OH |
| Township / Civil Division | URBANA |
| Census Block Group | 4 |
| Census Block | 4023 |
| Census Tract | 10400 |
404 Laurel Oak St, a duplex, is owned by an individual who acquired it in September 2007.
Source: Champaign County records, as of July 14, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 1906 N LUDLOW RD, URBANA, OH 43078-9759 |
| Owner Type | Individual |
| Vesting | Joint Tenants with Right of Survivorship |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Transfer Date | Sep 26, 2007 |
| Transfer Doc | 467/696 |
| Record Updated | Sep 20, 2026 |
The 2025 property tax bill for 404 Laurel Oak St was $1,587.
Source: Champaign County assessment roll, as of March 26, 2026
| Type | Name |
|---|---|
| State | Ohio |
| County | Champaign County |
| County Subdivision | Urbana Township |
| Municipality | Urbana City |
| Unified School District | Urbana City School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,587.00 | $46,100 Land $8,000 Building $38,100 | $131,720 Land $22,850 Building $108,870 |
| 2023 | $1,249.00 (-0.48%) | $29,270 (-) Land $6,860 Building $22,410 | |
| 2022 | $1,255.00 | $29,270 Land $6,860 Building $22,410 | $83,630 Land $19,590 Building $64,040 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 404 Laurel Oak St in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective September 12, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 404 Laurel Oak St is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 96% of Ohio |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | URBANA CITY PWS serves 11,428 people · EPA ID OH1101212 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Mar 2024 |
| Lead | 6 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Lead service line inventory Oct 2024 |
| Monitoring and Reporting | 7 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 424 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Watch TV Fixed Wireless | 400 / 40 |
| Starlink Satellite | 280 / 30 |
May also be available: CT Communications Network, Verizon.
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