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404 Laurel Mountain Trl, Saluda, NC 28773 Property Records

Henderson County property record for 404 Laurel Mountain Trl, Saluda, NC 28773

Property Summary

Property TypeSingle Family Home
Details4.5 ba · 3,554 sqft · built 2022
Lot Size1.98 acres (86,249 sqft)
Owner2 Individual Names on Record
Last Sale$52,500 (Nov 2020)
Tax Bill$4,297 (2025)
Deeds & MortgagesNov 2020 Sale
Flood ZoneZone X (minimal risk)
APN9596815524

Property Details

APN / Parcel Number

Primary APN9596815524
Alternative APNs
  • 00959681552455
  • 9938995

Interior

Full Baths4.5 Baths
Half Baths1 Half Bath
Stories1 Story
Building Area3,554 sqft Heated Area
1st Floor Area1,777 sqft
Basement Area1,777 sqft
Finished Basement1,777 sqft
Unfinished Basement1,777 sqft

Exterior

Year BuiltBuilt 2022
Effective Year BuiltEffective 2022
Architectural StyleConventional
Exterior MaterialWood Siding
Foundation TypeBlock
Lot Area86,249 sqft (1.98 acres)
PorchSlab
Patio Area120 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemHeat Pump

Location & Zoning

Account Number9938995
Street Address404 LAUREL MOUNTAIN TRL
CitySALUDA
StateNC
Zip28773
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning Code9938995~R3
Legal DescriptionLAUREL MOUNTAIN
Legal SubdivisionLAUREL MTN SUBDIVISION
Legal Block81
Legal Lot Number5524
JurisdictionHENDERSON NC
Township / Civil DivisionGREEN RIVER
Census Block Group1
Census Block1015
Census Tract932000

Owner

Source: Henderson County records, as of July 14, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address181 ACADEMY RD, SAINT MATTHEWS, SC 29135-8030
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleNov 19, 2020 · Amount on Record
Deed SaleNov 19, 2020 · Amount on Record
Prior SaleJan 6, 2006 · Amount on Record
Deed Document Number2020938622
Deed Book / Page3602 / 295
Record UpdatedOct 29, 2026

November 2020: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionHENDERSON NC
Recording DateNov 19, 2020
Property Address404 LAUREL MOUNTAIN TRL, SALUDA, NC 28773-6770
Document Number0036020295
Book / Page003602 / 000295
Instrument DateNov 19, 2020
Instrument938622
Transaction TypeTransfer
Record UpdatedJan 12, 2021
Title CompanyATTORNEY ONLY

Transaction

Tax$0.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address181 ACADEMY RD ST MATTHEWS SC 291358030, ST MATTHEWS, SC 29135-8030

Tax Assessment & Valuation

Source: Henderson County assessment roll, as of July 14, 2026

Property Jurisdictions

TypeName
StateNorth Carolina
CountyHenderson County
Unified School DistrictHenderson County Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$779,900 (-) Land $149,600 Building $630,300
2025$4,297.00
2023$779,900 Land $149,600 Building $630,300$779,900 Land $149,600 Building $630,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 12, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies7 in force
Nearby Flood Claims5 (2016–2024)
Claims Outside the SFHA1 of 5
Most Recent ClaimSep 2024 · Tropical Storm Helene
Claims by Event
  • Tropical Storm Helene, Sep 2024 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 40% of the US · above 58% of North Carolina
Wildfire Likelihood0.05% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF SALUDA
serves 1,814 people · EPA ID NC0175020
Water SourcePurchased surface water from CITY OF HENDERSONVILLE
Last State InspectionJun 2025
Lead11 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 40 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable		1,000 / 1,000
RiverStreet Networks
Fiber		1,000 / 1,000

May also be available: Verizon.

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