404 Laurel Ave, Hamilton, OH 45015 Property Records

Butler County property record for 404 Laurel Ave, Hamilton, OH 45015

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 1,939 sqft · built 1929
Lot Size	0.12 acres (5,227 sqft)
Owner	Individual Name on Record
Last Sale	$168,000 (May 2026)
Tax Bill	$2,827 (2025)
Deeds & Mortgages	May 2026 Sale & Mortgage Jul 2022 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`P6461-050-000-028`

Property Details

APN / Parcel Number

Primary APN	`P6461-050-000-028`
Alternative APNs	`0004100` `430726` `434239`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Plumbing Fixtures	8 Plumbing Fixtures
Total Rooms	9 Rooms
Stories	1 Story
Building Area	1,939 sqft Living Area
1st Floor Area	1,170 sqft

Exterior

Year Built	Built 1929
Effective Year Built	Effective 1929
Architectural Style	Cape Cod
Exterior Material	Aluminum/Vinyl
Lot Area	5,227 sqft (0.12 acres)
Lot Dimensions	110 ft deep x 46 ft wide
View / Lot	Neighborhood / Spot
Garage Type	Detached
Garage Area	400 sqft
Parking Spaces	3 Parking Spaces
Porch	Open Concrete/Masonry Porch
Porch Area	244 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	404 LAUREL AVE
City	HAMILTON
State	OH
Zip	45015-1452
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	17615 ENT
Jurisdiction	BUTLER OH
Township / Civil Division	HAMILTON
Census Block Group	5
Census Block	5012
Census Tract	200

Owner

Source: Butler County records, as of May 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	404 LAUREL AVE, HAMILTON, OH 45015-1452
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Remainderman

Deeds, Mortgages & Sale History

Date	Document
May 13, 2026	Warranty Deed, Transfer · Conventional Mortgage CROSSCOUNTRY MORTGAGE
Jul 27, 2022	Warranty Deed, Transfer · Stand-Alone First Mortgage JEFF MCCROSKEY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 13, 2026 · Amount on Record
Deed Sale	May 13, 2026 · Amount on Record
Prior Sale	Jul 27, 2022 · Amount on Record
Deed Document Number	202616996
Deed Book / Page	10355 / 1433
Record Updated	Oct 29, 2026

May 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BUTLER OH
Recording Date	May 13, 2026
Property Address	404 LAUREL AVE, HAMILTON, OH 45015-1452
Document Number	0000016996
Book / Page	10355 / 1433
Instrument Date	May 13, 2026
Instrument	2026.16996
Transaction Type	Transfer
Record Updated	May 28, 2026
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN MORTGAGE SOLUTI

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$50,904.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Remainderman
Address	404 LAUREL AVE, HAMILTON, OH 45015-1452

Mortgage

Document Number	0000016997,
Date	May 13, 2026
Book Page	10355/1435
Instrument	2026.16997

Lender

Name	CROSSCOUNTRY MORTGAGE

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	385 Months
Due	Jun 1, 2058

Interest

Rate Type	Fixed Rate
Rate	6.46%
Initial Type	Fixed Rate
Max Rate	-1%

July 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BUTLER OH
Recording Date	Jul 27, 2022
Property Address	404 LAUREL AVE, HAMILTON, OH 45015-1452
Document Number	0000033201
Book / Page	9878 / 989
Instrument Date	Jul 15, 2022
Instrument	2022-00033201
Transaction Type	Transfer
Record Updated	Aug 9, 2022
Title Company	PRIORITY NATIONAL TITLE SERVICES, PRIORITY NATIONAL TITLE

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	404 LAUREL AVE, HAMILTON, OH 45015-1452

Mortgage

Document Number	0009878991
Date	Jul 27, 2022
Instrument	9878/991

Lender

Name	JEFF MCCROSKEY
Type	Private Party

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded
Term	358 Months
Due	May 10, 2052

Tax Assessment & Valuation

Source: Butler County assessment roll, as of December 30, 2025

Property Jurisdictions

Type	Name
State	Ohio
County	Butler County
Municipality	Hamilton City
Unified School District	Hamilton City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,827.00 (-23.76%)	$50,290 (-) Land $2,930 Building $47,360	$143,680 (-) Land $8,360 Building $135,320
2024	$3,708.00 (+75.57%)
2023	$2,112.00 (+78.83%)	$50,290 (+142.95%) Land $2,930 Building $47,360	$143,680 (+142.95%) Land $8,360 Building $135,320
2022	$1,181.00	$20,700 Land $2,930 Building $17,770
2020			$59,140 Land $8,360 Building $50,780

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective May 31, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 64% of Ohio
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HAMILTON PUBLIC WATER SYSTEM serves 62,447 people · EPA ID OH0904012
Water Source	Groundwater
Last State Inspection	Feb 2025
Lead	Under 1 ppb (2025–2027) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 847 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
altafiber Network Solutions Fiber	3,000 / 3,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Starlink Satellite	280 / 30

May also be available: T-Mobile, Verizon.

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