404 Latimer Rd, Raleigh, NC 27609 Property Records

Wake County property record for 404 Latimer Rd, Raleigh, NC 27609

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,250 sqft · built 1962
Lot Size	0.28 acres (12,197 sqft)
Owner	2 Company Names on Record
Last Sale	$625,000 (Dec 2025)
Tax Bill	$4,969 (2025)
Deeds & Mortgages	Dec 2025 Mortgage Aug 2020 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`1706.20-81-8543-000`

Property Details

APN / Parcel Number

Primary APN	`1706.20-81-8543-000`
Alternative APNs	`1706.20-81-8543 0028023` `1706818543` `002802301` `0028023`

Interior

Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,250 sqft Living Area
1st Floor Area	1,250 sqft

Exterior

Year Built	Built 1962
Effective Year Built	Effective 2007
Architectural Style	Conventional
Exterior Material	Brick
Construction Type	Brick
Foundation Type	No Foundation
Roof Type	Gable
Lot Area	12,197 sqft (0.28 acres)
Porch	Screened Porch
Porch Area	160 sqft
Deck Area	238 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Account Number	0028023
Street Address	404 LATIMER RD
City	RALEIGH
State	NC
Zip	27609-5906
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-4
Legal Description	LO33 LAKEMONT SE2 BM1962-00039
Legal Subdivision	LAKEMONT
Legal Lot Number	33
Jurisdiction	WAKE NC
Township / Civil Division	RALEIGH
Census Block Group	2
Census Block	2001
Census Tract	52602

Owner

Source: Wake County records, as of January 13, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Company Names on Record
Mailing Address	806 FAIRCLOTH ST, RALEIGH, NC 27607-4014
Owner Type	Company
Vesting	Limited Liability Partnership

Deeds, Mortgages & Sale History

Date	Document
Dec 31, 2025	Deed of Trust, Mortgage · Commercial Mortgage BD CAPITAL SE LLC
Aug 18, 2020	Quit Claim Deed, Transfer ALCOVA MTG
Aug 17, 2020	Warranty Deed, Transfer · Conventional Mortgage ALCOVA MORTGAGE LLC
Aug 25, 2017	Warranty Deed, Transfer · Conventional with PMI OVM FIN'L

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 31, 2025 · Amount on Record
Deed Sale	Dec 31, 2025 · Amount on Record
Prior Sale	Aug 17, 2020 · Amount on Record
Deed Document Number	2025104438
Deed Book / Page	20111 / 824
Record Updated	Oct 29, 2026

December 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WAKE NC
Property Address	404 LATIMER RD, RALEIGH, NC 27609-5906
Transaction Type	Mortgage
Record Updated	Jan 14, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	20 N GOULD ST R, R, SHERIDAN, WY 82801-6317

Mortgage

Document Number	020111/826
Date	Dec 31, 2025
Book Page	20111/826

Lender

Name	BD CAPITAL SE LLC
Type	Non-Lending Institution
Address	WARREN, NJ 07059

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Term	19 Months
Due	Jul 1, 2027

August 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	WAKE NC
Recording Date	Aug 18, 2020
Property Address	404 LATIMER RD, RALEIGH, NC 27609-5906
Document Number	180230973
Book / Page	018023 / 000973
Instrument Date	Aug 17, 2020
Transaction Type	Transfer
Record Updated	Sep 3, 2020
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Married Couple
Address	404 LATIMER RD RALEIGH NC 276095906, RALEIGH, NC 27609-5906

Mortgage

Document Number	180230975
Date	Aug 18, 2020
Book Page	018023/000975

Lender

Name	ALCOVA MTG
Type	Mortgage Company
Address	ROANOKE, VA 24011

Agreement

Amount	Amount Recorded
Term	180 Months
Due	Aug 17, 2035

August 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WAKE NC
Recording Date	Aug 17, 2020
Property Address	404 LATIMER RD, RALEIGH, NC 27609-5906
Document Number	180221017
Book / Page	18022 / 1017
Map Reference	MB 1962 PG 39
Instrument Date	Aug 13, 2020
Transaction Type	Transfer
Record Updated	Aug 27, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$864.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	5021 SANDLEWOOD DR, 5021, RALEIGH, NC 27609-4422

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	404 LATIMER RD, RALEIGH, NC 27609-5906

Mortgage

Document Number	180221019
Date	Aug 17, 2020
Instrument	18022/1019

Lender

Name	ALCOVA MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	241 Months
Due	Sep 1, 2040

August 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WAKE NC
Recording Date	Aug 25, 2017
Property Address	404 LATIMER RD, RALEIGH, NC 27609-5906
Document Number	168871513
Book / Page	016887 / 001513
Instrument Date	Aug 24, 2017
Transaction Type	Transfer
Record Updated	Sep 7, 2017
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$600.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	404 LATIMER RD RALEIGH NC 276095906, RALEIGH, NC 27609-5906

Mortgage

Document Number	168871515
Date	Aug 25, 2017
Book Page	016887/001515

Lender

Name	OVM FIN'L
Address	CHESAPEAKE, VA 23320

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Aug 24, 2047

Tax Assessment & Valuation

Source: Wake County assessment roll, as of September 9, 2025

Property Jurisdictions

Type	Name
State	North Carolina
County	Wake County
Municipality	Raleigh City
Unified School District	Wake County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,969.00 (+35.06%)	$567,591 (+69.06%) Land $475,000 Building $92,591	$567,591 (+69.06%) Land $475,000 Building $92,591
2023	$3,679.00	$335,734 Land $240,000 Building $95,734	$335,734 Land $240,000 Building $95,734

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 7, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	8 in force
Nearby Flood Claims	21 (1983–1997)
Most Recent Claim	Jul 1997 · rainfall accumulation
Claims by Event	Hurricane Fran, Sep 1996 · 8 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 96% of North Carolina
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF RALEIGH serves 650,000 people · EPA ID NC0392010
Water Source	Surface water
Last State Inspection	Feb 2026
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 420 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Google Fiber Fiber	8,000 / 8,000
AT&T Fiber · Fixed Wireless in parts of the area	5,000 / 5,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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