404 Laprairie St, Ferndale, MI 48220 Property Records

Oakland County property record for 404 Laprairie St, Ferndale, MI 48220

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 1,214 sqft · built 1920
Lot Size	0.224 acres (9,757 sqft)
Owner	Company Name on Record
Last Sale	$90,000 (Jul 2026)
Tax Bill	$2,125 (2025)
Deeds & Mortgages	Jul 2026 Sale Aug 2021 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`24-25-34-378-006`

Property Details

APN / Parcel Number

Primary APN	`24-25-34-378-006`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Plumbing Fixtures	6 Plumbing Fixtures
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,214 sqft Living Area
1st Floor Area	1,214 sqft
Basement Area	1,214 sqft
Unfinished Basement	1,214 sqft

Exterior

Year Built	Built 1920
Effective Year Built	Effective 2010
Architectural Style	Bungalow
Exterior Material	Aluminum/Vinyl
Foundation Type	Slab (Mat/Raft)
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	9,757 sqft (0.224 acres)
Lot Dimensions	255 ft deep x 38 ft wide

Utilities, Heating & Cooling

Cooling System	None
Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Municipal

Location & Zoning

Street Address	404 LAPRAIRIE ST
City	FERNDALE
State	MI
Zip	48220-3210
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RI
Legal Description	T1N, R11E, SEC 34 WOODWARD FARMS SUB N 38.2 FT OF S 76.4 FT OF LOT 196
Legal Range	11E
Legal Township	01N
Legal Section	34
Legal Subdivision	WOODWARD FARMS SUB
Legal Lot Number	196
Jurisdiction	OAKLAND MI
Township / Civil Division	FERNDALE
Census Block Group	3
Census Block	3008
Census Tract	173400

Owner

Source: Oakland County records, as of October 12, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	2700 PINEVIEW TRL, BRIGHTON, MI 48114-8890
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Estate

Deeds, Mortgages & Sale History

Date	Document
Jul 16, 2026	Warranty Deed, Transfer MAIN STREET TITLE
Aug 30, 2021	Deed of Trust, Mortgage · Line of Credit CREDIT UNION ONE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 16, 2026 · Amount on Record
Deed Sale	Jul 16, 2026 · Amount on Record
Prior Sale	Apr 8, 2010 · Amount on Record
Deed Document Number	2026104405
Deed Book / Page	61372 / 375
Prior Transfer Date	Dec 23, 2008
Prior Transfer Doc	0000221636
Record Updated	Oct 29, 2026

July 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OAKLAND MI
Recording Date	Jul 16, 2026
Property Address	404 LAPRAIRIE ST, FERNDALE, MI 48220-3210
Document Number	0000104405
Book / Page	61372 / 375
Instrument Date	Jun 26, 2026
Instrument	2026104405
Transaction Type	Transfer
Record Updated	Jul 24, 2026
Title Company	MAIN STREET TITLE

Transaction

Amount	Amount Recorded
Tax	$68,175.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Estate
Address	2700 PINEVIEW TRL, BRIGHTON, MI 48114-8890

August 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OAKLAND MI
Property Address	404 LAPRAIRIE ST, FERNDALE, MI 48220-3210
Transaction Type	Mortgage
Record Updated	Sep 17, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	404 LAPRAIRIE ST, FERNDALE, MI 48220-3210

Mortgage

Document Number	0000210355
Date	Aug 30, 2021
Book Page	56773/692
Instrument	210355

Lender

Name	CREDIT UNION ONE
Type	Credit Union
Address	FERNDALE, MI 48220

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

Source: Oakland County assessment roll, as of January 21, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Oakland County
Municipality	Ferndale City
Unified School District	Ferndale Public Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,125.00 (+10.45%) Homeowner's exemption	$104,840 (+17.32%)	$209,680 (+17.32%)
2024	$1,924.00 (+6.36%)
2023		$89,360	$178,720
2021	$1,809.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective December 8, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 95% of Michigan
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	FERNDALE serves 22,105 people · EPA ID MI0002280
Water Source	Purchased surface water from GREAT LAKES WATER AUTHORITY
Last State Inspection	May 2021
Lead	9 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead public education Nov 2020
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 728 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
WOW Internet, Cable & Phone Cable	1,200 / 50
Verizon Fixed Wireless	300 / 20

May also be available: AT&T, T-Mobile.

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