404 Lansing Ave, Troy, NY 12182 Property Records

Rensselaer County and Schaghticoke Town property record for 404 Lansing Ave, Troy, NY 12182

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 800 sqft · built 1900
Lot Size	0.21 acres (9,148 sqft)
Owner	Individual Name on File
Last Sale	$115,000 (Jan 2024)
Tax Bill	$2,929 (2026)
Deeds & Mortgages	May 2026 Mortgage Jan 2024 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`384289 70.15-5-19`

Property Details

APN / Parcel Number

Primary APN	`384289 70.15-5-19`
Alternative APN	`315J167450`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Stories	1 Story
Building Area	800 sqft Living Area
1st Floor Area	800 sqft

Exterior

Year Built	Built 1900
Effective Year Built	Effective 1900
Architectural Style	Traditional
Exterior Material	Wood
Foundation Type	Slab (Mat/Raft)
Lot Area	9,148 sqft (0.21 acres)
Lot Dimensions	135 ft deep x 97.6 ft wide
Porch	Porch
Porch Area	320 sqft

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Oil
Sewer	Septic
Water Source	Well

Location & Zoning

Account Number	315J167450
Street Address	404 LANSING AVE
City	TROY
State	NY
Zip	12182-1326
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Block	5
Legal Lot Number	19.000
Jurisdiction	RENSSELAER NY
Township / Civil Division	SCHAGHTICOKE
Census Block Group	2
Census Block	2030
Census Tract	51902

Owner

404 Lansing Ave is owned and occupied by an individual who bought it in January 2024.

Source: Rensselaer County and Schaghticoke Town records, as of September 23, 2026

Owner of Record	Individual Name on File
Mailing Address	404 LANSING AVE, TROY, NY 12182-1326
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
May 27, 2026	Deed of Trust, Mortgage UNION FEDERAL CREDIT UNION
Jan 11, 2024	Warranty Deed, Transfer · FHA Mortgage HOMEOWNERS ADVANTAGE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 11, 2024 · Amount on File
Deed Sale	Jan 11, 2024 · Amount on File
Prior Sale	Jul 11, 1996
Deed Document Number	2024637139
Deed Book / Page	10580 / 305
Prior Transfer Date	Oct 24, 1996
Prior Transfer Doc	0044001017
Record Updated	Oct 29, 2026

May 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RENSSELAER NY
Recording Date	May 27, 2026
Property Address	404 LANSING AVE, TROY, NY 12182-1326
Document Number	0000671544
Book / Page	11278 / 116
Instrument Date	May 15, 2026
Instrument	2026671544
Transaction Type	Mortgage
Record Updated	Jul 29, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	404 LANSING AVE, TROY, NY 12182-1326

Mortgage

Document Number	0000671544,
Date	May 27, 2026
Book Page	11278/116
Instrument	2026671544

Lender

Name	UNION FEDERAL CREDIT UNION

Agreement

Amount	Amount on Record
Term	240 Months
Due	Jun 1, 2046

Interest

Rate Type	Adjustable Rate
Rate	6.3%
Initial Type	Adjustable Rate
Max Rate	-1%

January 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	RENSSELAER NY
Recording Date	Jan 11, 2024
Property Address	404 LANSING AVE, TROY, NY 12182-1326
Document Number	0105800305
Book / Page	10580 / 305
Instrument Date	Dec 8, 2023
Instrument	2024-637139
Transaction Type	Transfer
Record Updated	Jan 30, 2024

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	29 MADISON AVE, ALBANY, NY 12205-5246

Mortgage

Document Number	2024637140
Date	Jan 11, 2024
Instrument	2024-637140

Lender

Name	HOMEOWNERS ADVANTAGE

Agreement

Type	FHA Mortgage
Amount	Amount on Record

Tax Assessment & Valuation

The 2026 property tax bill for 404 Lansing Ave was $2,929, up 3.5% from the year before.

Source: Rensselaer County and Schaghticoke Town assessment roll, as of May 15, 2026

Property Jurisdictions

Type	Name
State	New York
County	Rensselaer County
County Subdivision	Schaghticoke Town
Unified School District	Lansingburgh Central School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,929.00 (+3.5%)
2025	$2,830.00	$14,700 Land $3,900 Building $10,800	$103,230 Land $27,388 Building $75,842
2023		$14,700 Land $3,900 Building $10,800	$91,589 Land $24,299 Building $67,290

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 404 Lansing Ave in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective January 12, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 11 policies
Nearby Flood Policies	11 in force
Nearby Flood Claims	10 (1996–2026)
Claims Outside the SFHA	4 of 10
Most Recent Claim	Jun 2026 · rainfall accumulation
Claims by Event	Hurricane Irene, Aug 2011 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 404 Lansing Ave is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 54% of New York
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 194 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
Hudson Valley Wireless Fixed Wireless	200 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: SLICFiber.

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